[et_pb_section fb_built="1" fullwidth="on" _builder_version="3.22.3" custom_padding="0|0px|0|0px|false|false"][et_pb_fullwidth_header subhead="Medical" background_overlay_color="rgba(255,255,255,0)" content_max_width_tablet="68%" content_max_width_phone="62%" content_max_width_last_edited="on|desktop" _builder_version="3.29.2" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" use_background_color_gradient="on" background_color_gradient_start="rgba(255,255,255,0.88)" background_color_gradient_end="rgba(255,255,255,0)" background_color_gradient_direction="90deg" background_color_gradient_end_position="80%" background_color_gradient_overlays_image="on" background_image="https://www.ingrambenefits.com/wp-content/uploads/2018/09/hammock_family_horiz.jpg" background_layout="light" custom_padding="7vw||7vw||true" custom_padding_tablet="6vw||6vw||true" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="30px" subhead_font_size_last_edited="on|desktop" custom_css_subtitle="font-weight: 700;" text_shadow_style="preset3" text_shadow_blur_strength="0.55em" text_shadow_color="rgba(255,255,255,0.55)" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" use_custom_gutter="on" gutter_width="2" specialty="on" padding_top_1="0px" padding_top_2="0px" padding_right_1="30px" padding_1_tablet="|15px||" padding_2_tablet="" padding_1_phone="|0px||" padding_2_phone="" padding_1_last_edited="on|desktop" padding_2_last_edited="on|desktop" module_class_1="basic_column_no_sideborder" custom_css_main_1="border-right: 2px dotted #d9d9d9;" _builder_version="3.22.3"][et_pb_column type="2_3" specialty_columns="2" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_row_inner _builder_version="4.7.7" _module_preset="default"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="4.7.7" _module_preset="default"][et_pb_text admin_label="Text - intro" _builder_version="4.7.7" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||20px|" custom_padding="||0px|||" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all"]<p style="padding-bottom: .7em;">You have three medical plan options provided by BlueCross BlueShield of Tennessee (BCBST).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited="on|phone" admin_label="Row" _builder_version="4.7.7" custom_margin="-40px||||false|false" custom_padding="15px||38px||false|false" custom_padding_tablet="||14px|" custom_padding_phone="||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text - All plans bullets" _builder_version="4.7.7"]<h3>All plans:</h3>
<ul>
<li>Use the same BCBST network of providers (Blue Network P in Tennessee and Bluecard PPO in all other states)</li>
<li>Cover in-network preventative care at 100%</li>
<li>Include <a href="/prescription-drug">prescription drug</a> coverage</li>
</ul>[/et_pb_text][et_pb_text admin_label="Text - Signature" _builder_version="4.7.7" _module_preset="default"]<h4>Signature PPO</h4>
<ul>
<li>This is the richest plan</li>
<li>You’ll pay the most out of your paycheck but receive the highest level of benefits</li>
<li>It has the lowest deductible of the three plans, and you’ll pay a copay for office visits as well as for most prescription drugs</li>
<li>Prescription drugs are not subject to a deductible</li>
</ul>[/et_pb_text][et_pb_text admin_label="Text - choice and hsa" _builder_version="4.7.7" _module_preset="default"]<h4>Choice + HSA Plan</h4>
<ul>
	<li>The middle plan when it comes to per-paycheck costs and deductibles</li>
	<li>This is a High Deductible Health Plan which means:
<ul>
	<li>You’ll pay the cost of services, including prescriptions, until you meet the deductible</li>
	<li>To help pay for those costs, you can set aside money in a tax-advantaged Health Savings Account (HSA), or save these funds for future needs</li>
	<li>Ingram contributes to your HSA annually. $500 for individual coverage and $1,000 for family coverage</li>
</ul>
</li>
</ul>[/et_pb_text][et_pb_text admin_label="Text - value and hsa" _builder_version="4.7.7" _module_preset="default" custom_margin="-15px||||false|false"]<h4>Value + HSA Plan</h4>
<ul>
<li>A good option if you’re looking to pay a lower premium</li>
<li>This is a High Deductible Health Plan, so you’ll pay the cost of services, including prescriptions, until you meet your deductible</li>
<li>Lowest per-paycheck cost, but the highest deductible and out-of-pocket maximum</li>
<li>You can apply the money you save per-paycheck to your HSA account, so you’ll have funds to cover medical costs when they arise</li>
<li>Ingram does not contribute to your HSA for this plan</li>
</ul>[/et_pb_text][et_pb_text admin_label="Text - Telehealth" _builder_version="4.9.10" custom_margin="||||false|false" hover_enabled="0" sticky_enabled="0"]<h3>Telehealth</h3>
<p>Don’t stress about having to go to the doctor! Telehealth visits are covered under your plan. This includes visits with your primary care physician, specialists, behavioral health providers, and physical, speech, and occupational therapists. The visit will cost the same as a face-to-face visit with your provider, so any copay or cost-share you would normally have will still apply. Call your regular provider to see if they offer telehealth visits.</p>
<h3>PhysicianNow – Telemedicine</h3>
<p><strong>ACCESS TO QUALITY HEALTHCARE – ANYTIME – ANYWHERE</strong></p>
<p>PhysicianNow is a convenient, easy and confidential way to access a doctor from your home, office or while traveling. All you need is a telephone, smartphone, tablet or computer.</p>[/et_pb_text][et_pb_toggle title="The doctors can help with a wide range of issues:" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Doctors can help" _builder_version="4.4.1" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
	<li>Allergies</li>
	<li>Cold and flu</li>
	<li>Sinus infections</li>
	<li>Respiratory issues</li>
	<li>Rashes</li>
	<li>Bug bites</li>
	<li>Sore throats</li>
	<li>Urinary tract infections</li>
	<li>Pinkeye</li>
	<li>And more!</li>
</ul>
They can even send a prescription straight to your pharmacy if you need it.[/et_pb_toggle][et_pb_toggle title="When you use PhysicianNow:" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- When you use" _builder_version="4.7.7" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<p>PhysicianNow visits are 100% paid by Ingram making this a great option regardless of the Medical Plan you are enrolled in.</p>[/et_pb_toggle][et_pb_text admin_label="Text - mental health" _builder_version="4.9.2" custom_margin="||||false|false"]<h3>Mental Health and Substance Abuse Coverage</h3>
<p>If enrolled in an Ingram medical plan, you and your eligible dependents have access to mental health and substance abuse coverage through BlueCross BlueShield of Tennessee.<br />BCBST also provides the following online resources for members and non-members:</p>
<ul>
<li><a href="https://www.bcbst.com/get-care/personalized-care/managing-chronic-conditions/behavioral-health" target="_blank" rel="noopener noreferrer">Informational resources, videos, and symptom checker</a></li>
<li><a href="https://bcbstwelltuned.com/category/mind-and-body" target="_blank" rel="noopener noreferrer">Access to the WellTuned Blog</a></li>
</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type="1_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text -- plan comparison" module_class="sidebar-list" _builder_version="4.9.2" text_font_size="15px" text_line_height="1.4em" ul_font_size="16px" header_3_font="|||on|||||" header_3_text_align="center" header_3_text_color="#2f378e" header_3_font_size="18px" header_3_line_height="1.2em" header_5_line_height="1.2em" custom_margin="||0px|" custom_padding="||25px|" custom_padding_tablet="" custom_padding_phone="" custom_padding_last_edited="on|desktop" border_color_bottom="#d9d9d9" border_style_bottom="dotted"]<h3 style="padding-top: 0.5em; text-align: left;">See Plan Comparison Chart</h3>
<p style="padding-bottom: .2em !important;"><a href="http://www.ingrambenefits.com/wp-content/uploads/2021/01/Ingram-2021-Medical-Plan.pdf" target="_blank" rel="noopener">Click here to view</a></p>[/et_pb_text][et_pb_text admin_label="Text - Consumer" _builder_version="4.9.2" header_3_font="|||on|||||" header_3_text_color="#2f378e" header_3_font_size="18px"]<h3><strong>Save Money and Be a Good Healthcare Consumer</strong></h3>
<p>The emergency room isn’t always the best place to go for care, and can mean more money out of your pocket. See this handy guide on <a href="http://www.ingrambenefits.com/wp-content/uploads/2021/03/20ER-and-UC-Comparison-34389-1.pdf" target="_blank" rel="noopener">where to go for care</a> and when.</p>[/et_pb_text][et_pb_divider show_divider="off" admin_label="Divider - 20px" _builder_version="4.6.5" _module_preset="default" custom_margin="20px||||false|false"][/et_pb_divider][et_pb_blurb title="Register 1 of 3 Ways" admin_label="register - callout box" _builder_version="4.7.7" header_font_size="22px" body_font_size="18px" background_color="#2f378e" background_layout="dark" custom_padding="5%|2%|5%|4%|true|false"]<ol>
<li>Visit <a href="https://www.bcbst.com/blueaccess" target="_blank" rel="noopener noreferrer">bcbst.com/blueaccess</a> and select the Managing Your Health tab. Click on the PhysicianNow tile. You can also click the "Talk to a Doctor Now" button on the homepage.</li>
<li>Call <a href="tel:18882836691">1-888-283-6691</a>.</li>
<li>Download the PhysicianNow app at the <a href="https://apps.apple.com/us/app/physiciannow/id1049100819" target="_blank" rel="noopener noreferrer">App Store</a> or <a href="https://play.google.com/store/apps/details?id=com.mdlive.BCBST_mobile&amp;hl=en_US" target="_blank" rel="noopener noreferrer">Google Play</a>.</li>
</ol>[/et_pb_blurb][et_pb_text admin_label="Text -- bcbs better serve" module_class="sidebar-list" _builder_version="4.9.2" text_font_size="15px" text_line_height="1.4em" ul_font_size="16px" header_3_font="|||on|||||" header_3_text_align="center" header_3_text_color="#2f378e" header_3_font_size="18px" header_3_line_height="1.2em" header_5_line_height="1.2em" custom_margin="||0px|" custom_padding="||25px|" custom_padding_tablet="" custom_padding_phone="" custom_padding_last_edited="on|desktop" border_color_bottom="#d9d9d9" border_style_bottom="dotted"]<h3 style="padding-top: 0.5em; text-align: left;">How Blue Cross Blue Shield Can Better Serve You</h3>
<p>With Blue Cross Blue Shield’s online portal, managing your health care plan is easier than ever. Learn how to get the most from your BCBS plan with <a href="https://www.bcbst.com/use-insurance/video-library" target="_blank" rel="noopener">this brief video series.</a></p>[/et_pb_text][et_pb_text admin_label="Text -- contact" module_class="sidebar-list" _builder_version="4.9.2" text_font_size="15px" text_line_height="1.4em" ul_font_size="16px" header_3_font="|||on|||||" header_3_text_align="center" header_3_text_color="#2f378e" header_3_font_size="18px" header_3_line_height="1.2em" header_5_line_height="1.2em" custom_margin="||0px|" custom_padding="||25px|" custom_padding_tablet="" custom_padding_phone="" custom_padding_last_edited="on|desktop" border_color_bottom="#d9d9d9" border_style_bottom="dotted"]<h3 style="padding-top: 0.5em; text-align: left;">Contact BCBST</h3>
<p><strong><a href="http://www.bcbst.com" target="blank" rel="noopener noreferrer">bcbst.com</a></strong><br /><a href="tel:18005659140"><strong>800-565-9140</strong></a></p>[/et_pb_text][/et_pb_column][/et_pb_section]