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(2815, 15, '2020-12-17 19:22:32', '2020-12-17 19:22:32', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Coronavirus (COVID-19) Update\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.4.1\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.88)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/coronavirus-header.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.22.3\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Heading\" _builder_version=\"4.4.1\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||0px|||\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p style=\"padding-bottom: .7em;\">What should you know?</p>[/et_pb_text][et_pb_text admin_label=\"Text\" _builder_version=\"4.7.7\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3 style=\"padding-bottom: .7em;\">Information Regarding the Vaccine</h3>\n<p style=\"padding-bottom: .4em;\">We will share more information as it becomes available. Read this helpful guide from BlueCross Blue Shield:</p>\n<ul>\n	<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/COVID-VaccineGuide-TN-12-9-20.pdf\" target=\"_blank\" rel=\"noopener\">If you live in Tennessee</a></li>\n	<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/COVID-VaccineGuide-NATIONAL-12-9-20.pdf\" target=\"_blank\" rel=\"noopener\">If you live outside Tennessee</a></li>\n</ul>\n<h3 style=\"padding-bottom: .7em;\">What is COVID-19?</h3>\n<p style=\"padding-top: .4em; padding-bottom: .7em;\">COVID-19 is the abbreviation for the specific strain of the 2019 novel (new) coronavirus which is causing a spread of respiratory illness.</p>\n\n<h3 style=\"padding-bottom: .7em;\">How it spreads</h3>\n<p style=\"padding-bottom: .7em;\">The virus spreads from person to person during close contact or when an infected person coughs or sneezes. It may also be possible to get by touching a surface or object that has the virus on it.</p>\n\n<h3 style=\"padding-bottom: .7em;\">Symptoms</h3>\n<p style=\"padding-bottom: .7em;\">The following symptoms may appear 2-14 days after exposure:</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/symptoms.jpg\" show_in_lightbox=\"on\" admin_label=\"Img - Symptoms\" _builder_version=\"4.4.1\"][/et_pb_image][et_pb_text admin_label=\"Text - Prevention\" _builder_version=\"4.4.1\"]<h3 style=\"padding-bottom: .7em;\">Prevention is in your hands</h3>\n<p style=\"padding-bottom: .7em;\">There is currently no vaccine or treatment for COVID-19. Take these steps to help prevent the spread of the virus.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/prevention.jpg\" show_in_lightbox=\"on\" admin_label=\"Img - Prevention\" _builder_version=\"4.4.1\"][/et_pb_image][et_pb_text admin_label=\"Text - Facemask\" _builder_version=\"4.4.2\"]<h3 style=\"padding-bottom: .7em;\">Should you use a facemask?</h3>\n<p><img class=\"wp-image-1573 alignright size-full\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/cdc-facemask.jpg\" alt=\"\" width=\"264\" height=\"265\" /></p>\n<p style=\"padding-bottom: .7em;\">CDC recommends wearing cloth face coverings in public settings where other social distancing measures are difficult to maintain (e.g., grocery stores and pharmacies), especially in areas of significant community-based transmission.</p>\n<h4>How to Wear a Cloth Face Covering</h4>\n<p><strong>Cloth face coverings should:</strong></p>\n<ul>\n<li>Fit snugly but comfortably against the side of the face</li>\n<li>Be secured with ties or ear loops</li>\n<li>Include multiple layers of fabric</li>\n<li>Allow for breathing without restriction</li>\n<li>Be able to be laundered and machine dried without damage or change to shape</li>\n</ul>[/et_pb_text][et_pb_blurb title=\"Stay in-the-know\" admin_label=\"Emergency Blurb\" _builder_version=\"4.4.2\" header_font_size=\"22px\" body_font_size=\"18px\" background_color=\"#eda53e\" background_layout=\"dark\" custom_padding=\"5%||5%||true|false\"]Refer to the <a href=\"https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/diy-cloth-face-coverings.html\" target=\"_blank\" rel=\"noopener noreferrer\">CDC website</a> for more information.[/et_pb_blurb][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_blurb title=\"Telehealth Visits\" admin_label=\"Telehealth Callout\" _builder_version=\"4.4.2\" header_text_color=\"#eda53e\" header_font_size=\"22px\" body_text_color=\"#000000\" body_font_size=\"18px\" background_color=\"#efefef\" background_layout=\"dark\" custom_padding=\"5%|5%|5%|5%|true|true\"]<p>In response to the evolving situation around COVD-19 and to help reduce the spread of the virus, Telehealth visits are covered under your medical plan.</p>\n<p>Effective immediately, you and your covered dependents can access virtual visits and phone consultations with in-network primary care physicians, specialists, behavioral health providers and physical, speech, and occupational therapists who offer this service. You will pay the same copay or cost-share as you would for regular in-person visits. Check with your regular provider to see if a telehealth visit is an available option.</p>\n<p><strong>Providers Outside TN</strong><br />We have been advised that many Blue Plans are allowing their network providers to file for telehealth visits. When that is the case, BCBST will process the claims and provide network benefits. Providers that participate should initiate the telehealth visit when appropriate.<strong><span style=\"color: #ff3a10;\"><br /></span></strong></p>\n<p>For general questions, associates can always call the Member Service number on the back of the ID card - <a href=\"tel:18005659140\">800.565.9140</a>.</p>[/et_pb_blurb][et_pb_toggle title=\"Telemedicine\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Telemedicine\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>We suggest using Telemedicine as your first line of defense in order to limit potential exposure in physician offices. PhysicianNow offers access to doctors 24/7 and can be used to treat common conditions, evaluate the risk of infection, and triage next steps. They can even send a prescription straight to your pharmacy if you need it. You may reach PhysicianNow at <a href=\"tel:18882836691\">1-888-283-6691</a> or at <a href=\"https://www.bcbst.com/blueaccess\" target=\"_blank\" rel=\"noopener noreferrer\">bcbst.com/blueaccess</a>.</p>\n<p>Telemedicine visits are covered with $0 copay if you are enrolled in the Premier and Basic medical plans and with a $40 copay if you are enrolled in the HSO plan until the deductible is met.</p>[/et_pb_toggle][et_pb_toggle title=\"Testing\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Testing\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Ingram will cover COVID-19 diagnostic testing with no out-of-pocket cost for you and your covered dependents enrolled in a medical plan. More information will be provided as it becomes available.</p>[/et_pb_toggle][et_pb_toggle title=\"CVS Caremark Update\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - CVS\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>If you have long-term maintenance medications, take action now to refill your eligible prescriptions. CVS Pharmacy is waiving charges for home delivery of all prescription medications for all CVS Pharmacy customers. If there is a CVS Pharmacy in your area, this is a convenient option to avoid going to the pharmacy for refills or new maintenance prescriptions. Call your local pharmacy for details. As always, there is no charge for delivery of prescriptions filled by CVS Caremark Mail Service pharmacy, when you choose mail order.</p>\n<p><strong>For more details, click on the links below.</strong></p>\n<ul>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/Member-Letter-Covid-19.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Member Letter - English</a></li>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/Spanish-COVID-19_Member-Communication-for-Client-Use.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Member Letter - Spanish</a></li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Employee Assistance program – LifeWorks\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - EAP\" _builder_version=\"4.4.1\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Our Employee Assistance Program through LifeWorks can help if you have questions or concerns surrounding your personal or work life. The EAP offers unlimited access to counselors by telephone or video chat, online resources and tools, and up to eight face-to-face visits with a counselor for help with short-term problems. Contact LifeWorks via phone at <a href=\"tel:18884561324\">1-888-456-1324</a> or online at <a href=\"https://login.lifeworks.com/\" target=\"_blank\" rel=\"noopener noreferrer\">login.lifeworks.com</a> (your unique invitation code is “ING” followed by your Employee ID – “INGxxxxxx”).</p>[/et_pb_toggle][et_pb_toggle title=\"Cigna Dental Plan\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Dental\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>For associates and dependents enrolled in the CIGNA Dental Plan:</h3>\n<p>To assist you during the COVID-19 pandemic and quarantine period, Cigna Dental has launched Dental Virtual Care <strong>through May 31, 2020 at no cost for dental consultations. </strong>The service, powered by The TeleDentists, allows you and your dependents to speak with a licensed dentist by video chat which eliminates the need to leave home and visit a dental office.</p>\n<p>For more details, <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/CIGNA-Dental-Flyer.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>[/et_pb_toggle][et_pb_toggle title=\"Vision Service Plan (VSP)\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Vision\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>For associates and dependents enrolled in the Vision Plan:</h3>\n<p><strong>VSP members can still use their benefits during this unprecedented time.</strong> The need for clear vision doesn’t pause for pandemics. If you and your dependents experience blurry vision, eye pain, injuries, or other changes in your vision, please seek urgent eye care. Contact your VSP provider directly or call a VSP Representative at <a href=\"tel:18008777195\">800.877.7195</a>.</p>\n<p>In compliance with Centers for Disease Control and Prevention (CDC), state, and local mandates, in many parts of the country, vision services are limited to essential and emergency needs. However, you can take advantage of <a href=\"https://www.eyeconic.com/\" target=\"_blank\" rel=\"noopener noreferrer\">eyeconic.com</a>, VSP’s “always open” online store to reorder contact lenses and purchase new glasses. You just need a valid prescription that is no more than two years old for eyeglasses or one year for contact lenses.<br />Please visit <a href=\"https://visionbenefits.vsp.com/VSP-tools-manage-eligibility.html\" target=\"_blank\" rel=\"noopener noreferrer\">Manage Your Plan</a> on <a href=\"https://www.vsp.com/\" target=\"_blank\" rel=\"noopener noreferrer\">vsp.com</a> to access statements, make payments and more.</p>\n<p><strong>For more details, click on the links below.</strong></p>\n<ul>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/9-Flier-Your-Vision-Coverage-Works-Overtime-In-Network.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Your vision coverage works overtime in-network</a></li>\n<li><a href=\"https://www.ingrambenefits.com/wp-content/uploads/2020/04/8-Flier-Eyeconic-with-Benefit-Integration.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Eyeconic - Frames with benefits</a></li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Eligible Healthcare Expenses / CARES Act\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Expenses\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/20HSAFSA-CARES-Act-Updates-Flyer-34009-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">For a full list of eligible expenses click here.</a></p>[/et_pb_toggle][et_pb_toggle title=\"Retirement Plan / CARES Act\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Retirement\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Leaning on long-term savings in times of financial uncertainty — <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/Retirement-Plan-CARES-Act.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">what options may be available?</a></p>[/et_pb_toggle][et_pb_toggle title=\"Mental Health & Social Distancing\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Social Distancing\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>Managing Your Mental Health in a Time of Social Distancing</h3>\n<p><strong><a href=\"https://www.prudential.com/financial-wellness/preparing-protecting/mental-health-social-distancing\" target=\"_blank\" rel=\"noopener noreferrer\">Here are some ways to make social distancing easier on your mental health.</a></strong></p>[/et_pb_toggle][/et_pb_column][/et_pb_section]', 'Coronavirus (COVID-19) Update', '', 'inherit', 'closed', 'closed', '', '1471-revision-v1', '', '', '2020-12-17 19:22:32', '2020-12-17 19:22:32', '', 1471, 'http://www.ingrambenefits.com/1471-revision-v1/', 0, 'revision', '', 0),
(2819, 15, '2020-12-18 17:28:21', '2020-12-18 17:28:21', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Coronavirus (COVID-19) Update\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.4.1\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.88)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/coronavirus-header.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.22.3\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Heading\" _builder_version=\"4.4.1\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||0px|||\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p style=\"padding-bottom: .7em;\">What should you know?</p>[/et_pb_text][et_pb_text admin_label=\"Text\" _builder_version=\"4.7.7\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3 style=\"padding-bottom: .7em;\">Information Regarding the Vaccine</h3>\n<p style=\"padding-bottom: .4em;\">We will share more information as it becomes available. Read this helpful guide from BlueCross BlueShield:</p>\n<ul>\n	<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/COVID-VaccineGuide-TN-12-9-20.pdf\" target=\"_blank\" rel=\"noopener\">If you live in Tennessee</a></li>\n	<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/COVID-VaccineGuide-NATIONAL-12-9-20.pdf\" target=\"_blank\" rel=\"noopener\">If you live outside Tennessee</a></li>\n</ul>\n<h3 style=\"padding-bottom: .7em;\">What is COVID-19?</h3>\n<p style=\"padding-top: .4em; padding-bottom: .7em;\">COVID-19 is the abbreviation for the specific strain of the 2019 novel (new) coronavirus which is causing a spread of respiratory illness.</p>\n\n<h3 style=\"padding-bottom: .7em;\">How it spreads</h3>\n<p style=\"padding-bottom: .7em;\">The virus spreads from person to person during close contact or when an infected person coughs or sneezes. It may also be possible to get by touching a surface or object that has the virus on it.</p>\n\n<h3 style=\"padding-bottom: .7em;\">Symptoms</h3>\n<p style=\"padding-bottom: .7em;\">The following symptoms may appear 2-14 days after exposure:</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/symptoms.jpg\" show_in_lightbox=\"on\" admin_label=\"Img - Symptoms\" _builder_version=\"4.4.1\"][/et_pb_image][et_pb_text admin_label=\"Text - Prevention\" _builder_version=\"4.4.1\"]<h3 style=\"padding-bottom: .7em;\">Prevention is in your hands</h3>\n<p style=\"padding-bottom: .7em;\">There is currently no vaccine or treatment for COVID-19. Take these steps to help prevent the spread of the virus.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/prevention.jpg\" show_in_lightbox=\"on\" admin_label=\"Img - Prevention\" _builder_version=\"4.4.1\"][/et_pb_image][et_pb_text admin_label=\"Text - Facemask\" _builder_version=\"4.4.2\"]<h3 style=\"padding-bottom: .7em;\">Should you use a facemask?</h3>\n<p><img class=\"wp-image-1573 alignright size-full\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/cdc-facemask.jpg\" alt=\"\" width=\"264\" height=\"265\" /></p>\n<p style=\"padding-bottom: .7em;\">CDC recommends wearing cloth face coverings in public settings where other social distancing measures are difficult to maintain (e.g., grocery stores and pharmacies), especially in areas of significant community-based transmission.</p>\n<h4>How to Wear a Cloth Face Covering</h4>\n<p><strong>Cloth face coverings should:</strong></p>\n<ul>\n<li>Fit snugly but comfortably against the side of the face</li>\n<li>Be secured with ties or ear loops</li>\n<li>Include multiple layers of fabric</li>\n<li>Allow for breathing without restriction</li>\n<li>Be able to be laundered and machine dried without damage or change to shape</li>\n</ul>[/et_pb_text][et_pb_blurb title=\"Stay in-the-know\" admin_label=\"Emergency Blurb\" _builder_version=\"4.4.2\" header_font_size=\"22px\" body_font_size=\"18px\" background_color=\"#eda53e\" background_layout=\"dark\" custom_padding=\"5%||5%||true|false\"]Refer to the <a href=\"https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/diy-cloth-face-coverings.html\" target=\"_blank\" rel=\"noopener noreferrer\">CDC website</a> for more information.[/et_pb_blurb][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_blurb title=\"Telehealth Visits\" admin_label=\"Telehealth Callout\" _builder_version=\"4.4.2\" header_text_color=\"#eda53e\" header_font_size=\"22px\" body_text_color=\"#000000\" body_font_size=\"18px\" background_color=\"#efefef\" background_layout=\"dark\" custom_padding=\"5%|5%|5%|5%|true|true\"]<p>In response to the evolving situation around COVD-19 and to help reduce the spread of the virus, Telehealth visits are covered under your medical plan.</p>\n<p>Effective immediately, you and your covered dependents can access virtual visits and phone consultations with in-network primary care physicians, specialists, behavioral health providers and physical, speech, and occupational therapists who offer this service. You will pay the same copay or cost-share as you would for regular in-person visits. Check with your regular provider to see if a telehealth visit is an available option.</p>\n<p><strong>Providers Outside TN</strong><br />We have been advised that many Blue Plans are allowing their network providers to file for telehealth visits. When that is the case, BCBST will process the claims and provide network benefits. Providers that participate should initiate the telehealth visit when appropriate.<strong><span style=\"color: #ff3a10;\"><br /></span></strong></p>\n<p>For general questions, associates can always call the Member Service number on the back of the ID card - <a href=\"tel:18005659140\">800.565.9140</a>.</p>[/et_pb_blurb][et_pb_toggle title=\"Telemedicine\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Telemedicine\" _builder_version=\"4.7.7\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" hover_enabled=\"0\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\" sticky_enabled=\"0\"]<p>We suggest using Telemedicine as your first line of defense in order to limit potential exposure in physician offices. PhysicianNow offers access to doctors 24/7 and can be used to treat common conditions, evaluate the risk of infection, and triage next steps. They can even send a prescription straight to your pharmacy if you need it. You may reach PhysicianNow at <a href=\"tel:18882836691\">1-888-283-6691</a> or at <a href=\"https://www.bcbst.com/blueaccess\" target=\"_blank\" rel=\"noopener noreferrer\">bcbst.com/blueaccess</a>.</p>\n<p>Telemedicine visits are covered with $0 copay if you are enrolled in any medical plan.</p>[/et_pb_toggle][et_pb_toggle title=\"Testing\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Testing\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Ingram will cover COVID-19 diagnostic testing with no out-of-pocket cost for you and your covered dependents enrolled in a medical plan. More information will be provided as it becomes available.</p>[/et_pb_toggle][et_pb_toggle title=\"CVS Caremark Update\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - CVS\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>If you have long-term maintenance medications, take action now to refill your eligible prescriptions. CVS Pharmacy is waiving charges for home delivery of all prescription medications for all CVS Pharmacy customers. If there is a CVS Pharmacy in your area, this is a convenient option to avoid going to the pharmacy for refills or new maintenance prescriptions. Call your local pharmacy for details. As always, there is no charge for delivery of prescriptions filled by CVS Caremark Mail Service pharmacy, when you choose mail order.</p>\n<p><strong>For more details, click on the links below.</strong></p>\n<ul>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/Member-Letter-Covid-19.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Member Letter - English</a></li>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/Spanish-COVID-19_Member-Communication-for-Client-Use.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Member Letter - Spanish</a></li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Employee Assistance program – LifeWorks\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - EAP\" _builder_version=\"4.4.1\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Our Employee Assistance Program through LifeWorks can help if you have questions or concerns surrounding your personal or work life. The EAP offers unlimited access to counselors by telephone or video chat, online resources and tools, and up to eight face-to-face visits with a counselor for help with short-term problems. Contact LifeWorks via phone at <a href=\"tel:18884561324\">1-888-456-1324</a> or online at <a href=\"https://login.lifeworks.com/\" target=\"_blank\" rel=\"noopener noreferrer\">login.lifeworks.com</a> (your unique invitation code is “ING” followed by your Employee ID – “INGxxxxxx”).</p>[/et_pb_toggle][et_pb_toggle title=\"Cigna Dental Plan\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Dental\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>For associates and dependents enrolled in the CIGNA Dental Plan:</h3>\n<p>To assist you during the COVID-19 pandemic and quarantine period, Cigna Dental has launched Dental Virtual Care <strong>through May 31, 2020 at no cost for dental consultations. </strong>The service, powered by The TeleDentists, allows you and your dependents to speak with a licensed dentist by video chat which eliminates the need to leave home and visit a dental office.</p>\n<p>For more details, <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/CIGNA-Dental-Flyer.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>[/et_pb_toggle][et_pb_toggle title=\"Vision Service Plan (VSP)\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Vision\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>For associates and dependents enrolled in the Vision Plan:</h3>\n<p><strong>VSP members can still use their benefits during this unprecedented time.</strong> The need for clear vision doesn’t pause for pandemics. If you and your dependents experience blurry vision, eye pain, injuries, or other changes in your vision, please seek urgent eye care. Contact your VSP provider directly or call a VSP Representative at <a href=\"tel:18008777195\">800.877.7195</a>.</p>\n<p>In compliance with Centers for Disease Control and Prevention (CDC), state, and local mandates, in many parts of the country, vision services are limited to essential and emergency needs. However, you can take advantage of <a href=\"https://www.eyeconic.com/\" target=\"_blank\" rel=\"noopener noreferrer\">eyeconic.com</a>, VSP’s “always open” online store to reorder contact lenses and purchase new glasses. You just need a valid prescription that is no more than two years old for eyeglasses or one year for contact lenses.<br />Please visit <a href=\"https://visionbenefits.vsp.com/VSP-tools-manage-eligibility.html\" target=\"_blank\" rel=\"noopener noreferrer\">Manage Your Plan</a> on <a href=\"https://www.vsp.com/\" target=\"_blank\" rel=\"noopener noreferrer\">vsp.com</a> to access statements, make payments and more.</p>\n<p><strong>For more details, click on the links below.</strong></p>\n<ul>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/9-Flier-Your-Vision-Coverage-Works-Overtime-In-Network.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Your vision coverage works overtime in-network</a></li>\n<li><a href=\"https://www.ingrambenefits.com/wp-content/uploads/2020/04/8-Flier-Eyeconic-with-Benefit-Integration.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Eyeconic - Frames with benefits</a></li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Eligible Healthcare Expenses / CARES Act\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Expenses\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/20HSAFSA-CARES-Act-Updates-Flyer-34009-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">For a full list of eligible expenses click here.</a></p>[/et_pb_toggle][et_pb_toggle title=\"Retirement Plan / CARES Act\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Retirement\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Leaning on long-term savings in times of financial uncertainty — <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/Retirement-Plan-CARES-Act.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">what options may be available?</a></p>[/et_pb_toggle][et_pb_toggle title=\"Mental Health & Social Distancing\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Social Distancing\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>Managing Your Mental Health in a Time of Social Distancing</h3>\n<p><strong><a href=\"https://www.prudential.com/financial-wellness/preparing-protecting/mental-health-social-distancing\" target=\"_blank\" rel=\"noopener noreferrer\">Here are some ways to make social distancing easier on your mental health.</a></strong></p>[/et_pb_toggle][/et_pb_column][/et_pb_section]', 'Coronavirus (COVID-19) Update', '', 'inherit', 'closed', 'closed', '', '1471-revision-v1', '', '', '2020-12-18 17:28:21', '2020-12-18 17:28:21', '', 1471, 'http://www.ingrambenefits.com/1471-revision-v1/', 0, 'revision', '', 0);
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(2820, 15, '2020-12-18 17:29:13', '2020-12-18 17:29:13', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Coronavirus (COVID-19) Update\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.4.1\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.88)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/coronavirus-header.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.22.3\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Heading\" _builder_version=\"4.4.1\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||0px|||\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p style=\"padding-bottom: .7em;\">What should you know?</p>[/et_pb_text][et_pb_text admin_label=\"Text\" _builder_version=\"4.7.7\"]<h3 style=\"padding-bottom: .7em;\">Information Regarding the Vaccine</h3>\n<p style=\"padding-bottom: .4em;\">We will share more information as it becomes available. Read this helpful guide from BlueCross BlueShield:</p>\n<ul>\n	<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/COVID-VaccineGuide-TN-12-9-20.pdf\" target=\"_blank\" rel=\"noopener\">If you live in Tennessee</a></li>\n	<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/COVID-VaccineGuide-NATIONAL-12-9-20.pdf\" target=\"_blank\" rel=\"noopener\">If you live outside Tennessee</a></li>\n</ul>\n<h3 style=\"padding-bottom: .7em;\">What is COVID-19?</h3>\n<p style=\"padding-top: .4em; padding-bottom: .7em;\">COVID-19 is the abbreviation for the specific strain of the 2019 novel (new) coronavirus which is causing a spread of respiratory illness.</p>\n\n<h3 style=\"padding-bottom: .7em;\">How it spreads</h3>\n<p style=\"padding-bottom: .7em;\">The virus spreads from person to person during close contact or when an infected person coughs or sneezes. It may also be possible to get by touching a surface or object that has the virus on it.</p>\n\n<h3 style=\"padding-bottom: .7em;\">Symptoms</h3>\n<p style=\"padding-bottom: .7em;\">The following symptoms may appear 2-14 days after exposure:</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/symptoms.jpg\" show_in_lightbox=\"on\" admin_label=\"Img - Symptoms\" _builder_version=\"4.4.1\"][/et_pb_image][et_pb_text admin_label=\"Text - Prevention\" _builder_version=\"4.4.1\"]<h3 style=\"padding-bottom: .7em;\">Prevention is in your hands</h3>\n<p style=\"padding-bottom: .7em;\">There is currently no vaccine or treatment for COVID-19. Take these steps to help prevent the spread of the virus.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/prevention.jpg\" show_in_lightbox=\"on\" admin_label=\"Img - Prevention\" _builder_version=\"4.4.1\"][/et_pb_image][et_pb_text admin_label=\"Text - Facemask\" _builder_version=\"4.4.2\"]<h3 style=\"padding-bottom: .7em;\">Should you use a facemask?</h3>\n<p><img class=\"wp-image-1573 alignright size-full\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/cdc-facemask.jpg\" alt=\"\" width=\"264\" height=\"265\" /></p>\n<p style=\"padding-bottom: .7em;\">CDC recommends wearing cloth face coverings in public settings where other social distancing measures are difficult to maintain (e.g., grocery stores and pharmacies), especially in areas of significant community-based transmission.</p>\n<h4>How to Wear a Cloth Face Covering</h4>\n<p><strong>Cloth face coverings should:</strong></p>\n<ul>\n<li>Fit snugly but comfortably against the side of the face</li>\n<li>Be secured with ties or ear loops</li>\n<li>Include multiple layers of fabric</li>\n<li>Allow for breathing without restriction</li>\n<li>Be able to be laundered and machine dried without damage or change to shape</li>\n</ul>[/et_pb_text][et_pb_blurb title=\"Stay in-the-know\" admin_label=\"Emergency Blurb\" _builder_version=\"4.4.2\" header_font_size=\"22px\" body_font_size=\"18px\" background_color=\"#eda53e\" background_layout=\"dark\" custom_padding=\"5%||5%||true|false\"]Refer to the <a href=\"https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/diy-cloth-face-coverings.html\" target=\"_blank\" rel=\"noopener noreferrer\">CDC website</a> for more information.[/et_pb_blurb][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_blurb title=\"Telehealth Visits\" admin_label=\"Telehealth Callout\" _builder_version=\"4.4.2\" header_text_color=\"#eda53e\" header_font_size=\"22px\" body_text_color=\"#000000\" body_font_size=\"18px\" background_color=\"#efefef\" background_layout=\"dark\" custom_padding=\"5%|5%|5%|5%|true|true\"]<p>In response to the evolving situation around COVD-19 and to help reduce the spread of the virus, Telehealth visits are covered under your medical plan.</p>\n<p>Effective immediately, you and your covered dependents can access virtual visits and phone consultations with in-network primary care physicians, specialists, behavioral health providers and physical, speech, and occupational therapists who offer this service. You will pay the same copay or cost-share as you would for regular in-person visits. Check with your regular provider to see if a telehealth visit is an available option.</p>\n<p><strong>Providers Outside TN</strong><br />We have been advised that many Blue Plans are allowing their network providers to file for telehealth visits. When that is the case, BCBST will process the claims and provide network benefits. Providers that participate should initiate the telehealth visit when appropriate.<strong><span style=\"color: #ff3a10;\"><br /></span></strong></p>\n<p>For general questions, associates can always call the Member Service number on the back of the ID card - <a href=\"tel:18005659140\">800.565.9140</a>.</p>[/et_pb_blurb][et_pb_toggle title=\"Telemedicine\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Telemedicine\" _builder_version=\"4.7.7\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>We suggest using Telemedicine as your first line of defense in order to limit potential exposure in physician offices. PhysicianNow offers access to doctors 24/7 and can be used to treat common conditions, evaluate the risk of infection, and triage next steps. They can even send a prescription straight to your pharmacy if you need it. You may reach PhysicianNow at <a href=\"tel:18882836691\">1-888-283-6691</a> or at <a href=\"https://www.bcbst.com/blueaccess\" target=\"_blank\" rel=\"noopener noreferrer\">bcbst.com/blueaccess</a>.</p>\n<p>Telemedicine visits are covered with $0 copay if you are enrolled in any medical plan.</p>[/et_pb_toggle][et_pb_toggle title=\"Testing\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Testing\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Ingram will cover COVID-19 diagnostic testing with no out-of-pocket cost for you and your covered dependents enrolled in a medical plan. More information will be provided as it becomes available.</p>[/et_pb_toggle][et_pb_toggle title=\"CVS Caremark Update\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - CVS\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>If you have long-term maintenance medications, take action now to refill your eligible prescriptions. CVS Pharmacy is waiving charges for home delivery of all prescription medications for all CVS Pharmacy customers. If there is a CVS Pharmacy in your area, this is a convenient option to avoid going to the pharmacy for refills or new maintenance prescriptions. Call your local pharmacy for details. As always, there is no charge for delivery of prescriptions filled by CVS Caremark Mail Service pharmacy, when you choose mail order.</p>\n<p><strong>For more details, click on the links below.</strong></p>\n<ul>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/Member-Letter-Covid-19.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Member Letter - English</a></li>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/Spanish-COVID-19_Member-Communication-for-Client-Use.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Member Letter - Spanish</a></li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Employee Assistance program – LifeWorks\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - EAP\" _builder_version=\"4.4.1\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Our Employee Assistance Program through LifeWorks can help if you have questions or concerns surrounding your personal or work life. The EAP offers unlimited access to counselors by telephone or video chat, online resources and tools, and up to eight face-to-face visits with a counselor for help with short-term problems. Contact LifeWorks via phone at <a href=\"tel:18884561324\">1-888-456-1324</a> or online at <a href=\"https://login.lifeworks.com/\" target=\"_blank\" rel=\"noopener noreferrer\">login.lifeworks.com</a> (your unique invitation code is “ING” followed by your Employee ID – “INGxxxxxx”).</p>[/et_pb_toggle][et_pb_toggle title=\"Cigna Dental Plan\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Dental\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>For associates and dependents enrolled in the CIGNA Dental Plan:</h3>\n<p>To assist you during the COVID-19 pandemic and quarantine period, Cigna Dental has launched Dental Virtual Care <strong>through May 31, 2020 at no cost for dental consultations. </strong>The service, powered by The TeleDentists, allows you and your dependents to speak with a licensed dentist by video chat which eliminates the need to leave home and visit a dental office.</p>\n<p>For more details, <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/CIGNA-Dental-Flyer.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>[/et_pb_toggle][et_pb_toggle title=\"Vision Service Plan (VSP)\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Vision\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>For associates and dependents enrolled in the Vision Plan:</h3>\n<p><strong>VSP members can still use their benefits during this unprecedented time.</strong> The need for clear vision doesn’t pause for pandemics. If you and your dependents experience blurry vision, eye pain, injuries, or other changes in your vision, please seek urgent eye care. Contact your VSP provider directly or call a VSP Representative at <a href=\"tel:18008777195\">800.877.7195</a>.</p>\n<p>In compliance with Centers for Disease Control and Prevention (CDC), state, and local mandates, in many parts of the country, vision services are limited to essential and emergency needs. However, you can take advantage of <a href=\"https://www.eyeconic.com/\" target=\"_blank\" rel=\"noopener noreferrer\">eyeconic.com</a>, VSP’s “always open” online store to reorder contact lenses and purchase new glasses. You just need a valid prescription that is no more than two years old for eyeglasses or one year for contact lenses.<br />Please visit <a href=\"https://visionbenefits.vsp.com/VSP-tools-manage-eligibility.html\" target=\"_blank\" rel=\"noopener noreferrer\">Manage Your Plan</a> on <a href=\"https://www.vsp.com/\" target=\"_blank\" rel=\"noopener noreferrer\">vsp.com</a> to access statements, make payments and more.</p>\n<p><strong>For more details, click on the links below.</strong></p>\n<ul>\n<li><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/9-Flier-Your-Vision-Coverage-Works-Overtime-In-Network.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Your vision coverage works overtime in-network</a></li>\n<li><a href=\"https://www.ingrambenefits.com/wp-content/uploads/2020/04/8-Flier-Eyeconic-with-Benefit-Integration.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Eyeconic - Frames with benefits</a></li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Eligible Healthcare Expenses / CARES Act\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Expenses\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/20HSAFSA-CARES-Act-Updates-Flyer-34009-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">For a full list of eligible expenses click here.</a></p>[/et_pb_toggle][et_pb_toggle title=\"Retirement Plan / CARES Act\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Retirement\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Leaning on long-term savings in times of financial uncertainty — <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/04/Retirement-Plan-CARES-Act.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">what options may be available?</a></p>[/et_pb_toggle][et_pb_toggle title=\"Mental Health & Social Distancing\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle - Social Distancing\" _builder_version=\"4.4.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<h3>Managing Your Mental Health in a Time of Social Distancing</h3>\n<p><strong><a href=\"https://www.prudential.com/financial-wellness/preparing-protecting/mental-health-social-distancing\" target=\"_blank\" rel=\"noopener noreferrer\">Here are some ways to make social distancing easier on your mental health.</a></strong></p>[/et_pb_toggle][/et_pb_column][/et_pb_section]', 'Coronavirus (COVID-19) Update', '', 'inherit', 'closed', 'closed', '', '1471-revision-v1', '', '', '2020-12-18 17:29:13', '2020-12-18 17:29:13', '', 1471, 'http://www.ingrambenefits.com/1471-revision-v1/', 0, 'revision', '', 0),
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(2824, 15, '2020-12-28 13:27:04', '2020-12-28 13:27:04', '', '34. HSA-Fact-Sheet', '', 'inherit', 'closed', 'closed', '', '34-hsa-fact-sheet', '', '', '2020-12-28 13:27:04', '2020-12-28 13:27:04', '', 0, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/34.-HSA-Fact-Sheet.pdf', 0, 'attachment', 'application/pdf', 0),
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(2826, 15, '2020-12-28 13:27:08', '2020-12-28 13:27:08', '', '33_Wellness at a Glance', '', 'inherit', 'closed', 'closed', '', '33_wellness-at-a-glance', '', '', '2020-12-28 13:27:08', '2020-12-28 13:27:08', '', 0, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/33_Wellness-at-a-Glance.pdf', 0, 'attachment', 'application/pdf', 0),
(2827, 15, '2020-12-28 13:27:15', '2020-12-28 13:27:15', '', 'MyChoice logo', '', 'inherit', 'closed', 'closed', '', 'mychoice-logo', '', '', '2020-12-28 13:27:15', '2020-12-28 13:27:15', '', 0, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png', 0, 'attachment', 'image/png', 0),
(2828, 15, '2020-12-28 13:27:39', '2020-12-28 13:27:39', '', '21MyChoice Consumer Accounts Page 1', '', 'inherit', 'closed', 'closed', '', '21mychoice-consumer-accounts-page-1', '', '', '2020-12-28 13:27:39', '2020-12-28 13:27:39', '', 0, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/21MyChoice-Consumer-Accounts-Page-1.pdf', 0, 'attachment', 'application/pdf', 0),
(2829, 15, '2020-12-28 13:27:40', '2020-12-28 13:27:40', '', '21Commuter Benefits Consumer Accounts Flyer Page 2', '', 'inherit', 'closed', 'closed', '', '21commuter-benefits-consumer-accounts-flyer-page-2', '', '', '2020-12-28 13:27:40', '2020-12-28 13:27:40', '', 0, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/21Commuter-Benefits-Consumer-Accounts-Flyer-Page-2.pdf', 0, 'attachment', 'application/pdf', 0),
(2831, 15, '2020-12-28 13:48:45', '2020-12-28 13:48:45', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#ffffff\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" hover_enabled=\"0\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\" title_text_color=\"#48484a\" sticky_enabled=\"0\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay (including commissions) up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay (including commissions)</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>You can purchase life insurance coverage for your spouse or domestic partner if he or she is under age 74 and is not a full-time Ingram associate (coverage will end on the earliest of: the date he or she reaches age 74 or the date your Ingram employment ends)</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $750,000, or spouse/domestic partner life insurance higher than $30,000</li>\n<li>At open enrollment, supplemental life increases for you and your spouse/domestic partner</li>\n</ul>\n<p>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health.</p>\n<h3>Designating Your Beneficiary(ies)</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>\n[/et_pb_text][et_pb_toggle title=\"Basic Coverage for You\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#eda53e\" admin_label=\"Toggle -- Basic Life & Accidental Death Insurance\" _builder_version=\"3.29.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"||22px|||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay (including commissions) up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Supplemental Coverage for You\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#eda53e\" admin_label=\"Toggle -- Supplemental Life Insurance\" _builder_version=\"3.29.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"||19px|||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>You can purchase 1x to 5x your annual base pay (including commissions)</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Spouse or Domestic Partner Life Insurance\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#eda53e\" admin_label=\"Toggle -- Evidence of Insurability\" _builder_version=\"3.29.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"||19px|||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>You can purchase life insurance coverage for your spouse or domestic partner if he or she is<br />under age 74 and is not a full-time Ingram associate (coverage will end on the earliest of: the date he or she reaches age 74 or the date your Ingram employment ends)</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<p>&nbsp;</p>[/et_pb_toggle][et_pb_toggle title=\"Child Life Insurance\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#eda53e\" admin_label=\"Toggle -- Evidence of Insurability\" _builder_version=\"3.29.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"||22px|||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full<br />$10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<p>&nbsp;</p>[/et_pb_toggle][et_pb_toggle title=\"Proof of Good Health\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#eda53e\" admin_label=\"Toggle -- Evidence of Insurability\" _builder_version=\"3.29.3\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_padding=\"||20px|||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $750,000, or spouse/domestic partner life insurance higher than $30,000</li>\n<li>At open enrollment, supplemental life increases for you and your spouse/domestic partner</li>\n</ul>\n<p>Until the insurance company approves your request, you receive the maximum coverage allowed<br /> without proof of good health.</p>\n<p>&nbsp;</p>[/et_pb_toggle][et_pb_toggle title=\"Designating Your Beneficiary(ies)\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#eda53e\" admin_label=\"Toggle -- Evidence of Insurability\" _builder_version=\"3.29.3\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-3px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:\n<ul>\n	<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n	<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n	<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n	<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n	<li>You can change your beneficiary information at any time by completing Ingram\'s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>\n&nbsp;[/et_pb_toggle][et_pb_toggle title=\"Life Insurance and Taxes\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#eda53e\" admin_label=\"Toggle -- Evidence of Insurability\" _builder_version=\"3.29.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>\n<p>&nbsp;</p>[/et_pb_toggle][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Beneficiary Designation Form</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>\n\n<h3>Contact Prudential</h3>\n800-524-0524[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.4.2\" custom_margin=\"30px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 13:48:45', '2020-12-28 13:48:45', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0);
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(2833, 15, '2020-12-28 13:49:22', '2020-12-28 13:49:22', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#ffffff\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay (including commissions) up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay (including commissions)</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>You can purchase life insurance coverage for your spouse or domestic partner if he or she is under age 74 and is not a full-time Ingram associate (coverage will end on the earliest of: the date he or she reaches age 74 or the date your Ingram employment ends)</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $750,000, or spouse/domestic partner life insurance higher than $30,000</li>\n<li>At open enrollment, supplemental life increases for you and your spouse/domestic partner</li>\n</ul>\n<p>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health.</p>\n<h3>Designating Your Beneficiary(ies)</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Beneficiary Designation Form</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>\n\n<h3>Contact Prudential</h3>\n800-524-0524[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.4.2\" custom_margin=\"30px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 13:49:22', '2020-12-28 13:49:22', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2835, 15, '2020-12-28 13:50:17', '2020-12-28 13:50:17', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#ffffff\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" hover_enabled=\"0\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\" sticky_enabled=\"0\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay (including commissions) up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay (including commissions)</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>You can purchase life insurance coverage for your spouse or domestic partner if he or she is under age 74 and is not a full-time Ingram associate (coverage will end on the earliest of: the date he or she reaches age 74 or the date your Ingram employment ends)</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $750,000, or spouse/domestic partner life insurance higher than $30,000</li>\n<li>At open enrollment, supplemental life increases for you and your spouse/domestic partner</li>\n</ul>\n<p>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health.</p>\n<h3>Designating Your Beneficiary(ies)</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Beneficiary Designation Form</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>\n\n<h3>Contact Prudential</h3>\n800-524-0524[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.4.2\" custom_margin=\"30px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 13:50:17', '2020-12-28 13:50:17', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2838, 15, '2020-12-28 13:51:59', '2020-12-28 13:51:59', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" hover_enabled=\"0\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\" content_text_color=\"#48484a\" sticky_enabled=\"0\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay (including commissions) up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay (including commissions)</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>You can purchase life insurance coverage for your spouse or domestic partner if he or she is under age 74 and is not a full-time Ingram associate (coverage will end on the earliest of: the date he or she reaches age 74 or the date your Ingram employment ends)</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $750,000, or spouse/domestic partner life insurance higher than $30,000</li>\n<li>At open enrollment, supplemental life increases for you and your spouse/domestic partner</li>\n</ul>\n<p>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health.</p>\n<h3>Designating Your Beneficiary(ies)</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Beneficiary Designation Form</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>\n\n<h3>Contact Prudential</h3>\n800-524-0524[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.4.2\" custom_margin=\"30px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 13:51:59', '2020-12-28 13:51:59', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2841, 15, '2020-12-28 13:57:48', '2020-12-28 13:57:48', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" content_text_color=\"#48484a\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" admin_label=\"Text - body\" sticky_enabled=\"0\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" saved_tabs=\"all\" sticky_enabled=\"0\"]<h3>Designating Beneficiaries</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" url_new_window=\"on\" button_text=\"Beneficiary Designation Form\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" hover_enabled=\"0\" admin_label=\"Button - form\" sticky_enabled=\"0\"][/et_pb_button][et_pb_text admin_label=\"Text - contact\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" saved_tabs=\"all\" sticky_enabled=\"0\"]<h3>Designating Beneficiaries</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>\n<h3>Contact Prudential</h3>\n<p>800-524-0524</p>\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.4.2\" custom_margin=\"30px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 13:57:48', '2020-12-28 13:57:48', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0);
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(2844, 15, '2020-12-28 13:59:00', '2020-12-28 13:59:00', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" content_text_color=\"#48484a\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" url_new_window=\"on\" button_text=\"Beneficiary Designation Form\" admin_label=\"Button - form\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\"][/et_pb_button][et_pb_divider _builder_version=\"4.7.7\" _module_preset=\"default\" show_divider=\"off\" custom_margin=\"15px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\" admin_label=\"Divider - 15\"][/et_pb_divider][et_pb_text admin_label=\"Text - contact\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" saved_tabs=\"all\" sticky_enabled=\"0\"]<p><span style=\"color: #333333; font-size: 22px;\">Contact Prudential</span></p>\n<p>800-524-0524</p>\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.4.2\" custom_margin=\"30px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 13:59:00', '2020-12-28 13:59:00', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2846, 15, '2020-12-28 13:59:30', '2020-12-28 13:59:30', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" content_text_color=\"#48484a\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram’s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" url_new_window=\"on\" button_text=\"Beneficiary Designation Form\" admin_label=\"Button - form\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\"][/et_pb_button][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 15\" _builder_version=\"4.7.7\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"Text - contact\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<p><span style=\"color: #333333; font-size: 22px;\">Contact Prudential</span></p>\n<p>800-524-0524</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.7.7\" custom_margin=\"10px||||false|false\" hover_enabled=\"0\" src__hover_enabled=\"on|desktop\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 13:59:30', '2020-12-28 13:59:30', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2849, 15, '2020-12-28 14:01:29', '2020-12-28 14:01:29', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" content_text_color=\"#48484a\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" saved_tabs=\"all\" sticky_enabled=\"0\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>\n[/et_pb_text][et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - form\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 15\" _builder_version=\"4.7.7\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"Text - contact\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<p><span style=\"color: #333333; font-size: 22px;\">Contact Prudential</span></p>\n<p>800-524-0524</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.7.7\" custom_margin=\"10px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 14:01:29', '2020-12-28 14:01:29', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2851, 15, '2020-12-28 14:02:00', '2020-12-28 14:02:00', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" content_text_color=\"#48484a\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>[/et_pb_text][et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" hover_enabled=\"0\" custom_margin=\"15px||||false|false\" sticky_enabled=\"0\"][/et_pb_button][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 15\" _builder_version=\"4.7.7\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"Text - contact\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<p><span style=\"color: #333333; font-size: 22px;\">Contact Prudential</span></p>\n<p>800-524-0524</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.7.7\" custom_margin=\"10px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 14:02:00', '2020-12-28 14:02:00', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2853, 15, '2020-12-28 14:04:47', '2020-12-28 14:04:47', '[et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" template_type=\"module\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text]', 'text with sections', '', 'publish', 'closed', 'closed', '', 'text-with-sections', '', '', '2020-12-28 14:04:47', '2020-12-28 14:04:47', '', 0, 'http://www.ingrambenefits.com/et_pb_layout/text-with-sections/', 0, 'et_pb_layout', '', 0);
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(2854, 15, '2020-12-28 14:05:35', '2020-12-28 14:05:35', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" content_text_color=\"#48484a\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>[/et_pb_text][et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\"][/et_pb_button][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 15\" _builder_version=\"4.7.7\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"Text - contact\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<p><span style=\"color: #333333; font-size: 22px;\">Contact Prudential</span></p>\n<p>800-524-0524</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.7.7\" custom_margin=\"10px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 14:05:35', '2020-12-28 14:05:35', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2856, 15, '2020-12-28 14:07:02', '2020-12-28 14:07:02', '[et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\" template_type=\"module\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text]', 'text - body - sections', '', 'publish', 'closed', 'closed', '', 'text-body-sections', '', '', '2020-12-28 14:07:02', '2020-12-28 14:07:02', '', 0, 'http://www.ingrambenefits.com/et_pb_layout/text-body-sections/', 0, 'et_pb_layout', '', 0),
(2857, 15, '2020-12-28 14:07:19', '2020-12-28 14:07:19', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"AD&D\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.4.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-add-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"3.27.4\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>AD&amp;D provides financial assistance to you if you are seriously injured in an accident. It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_toggle title=\"Basic Coverage for You\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle -- Basic Coverage for You\" _builder_version=\"3.29.3\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay (including commissions) up to maximum of $1 million for full-time associates and $250,000 for part-time associates</li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Supplemental Coverage for You\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle -- Supplemental Life Insurance\" _builder_version=\"3.29.2\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>You can purchase 1x to 10x your annual base pay (including commissions)</li>\n<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5<br />million for full-time associates and $1 million for part-time associates</li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Spouse or Domestic Partner AD&D\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle -- Spouse or Domestic Partner AD&D\" _builder_version=\"3.29.3\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<ul>\n<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose an amount in multiples of $1,000 up to the maximum of:\n<ul>\n<li>The total of your own basic and supplemental associate AD&amp;D insurance coverage<br /> <strong>OR</strong></li>\n<li> $250,000 for full-time associates and $250,000 for part-time associates </li>\n</ul>\n</li>\n</ul>[/et_pb_toggle][et_pb_toggle title=\"Designating Your Beneficiary(ies)\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle -- designating beneficiaries\" _builder_version=\"3.29.3\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font_size=\"15\" body_line_height=\"1.4em\" body_link_font=\"|700|||||||\" custom_margin=\"||17px|||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>\n<ul>\n<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>\n<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>\n<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>\n<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>\n<li>You can change your beneficiary information at any time by completing Ingram\'s <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>\n</ul>[/et_pb_toggle][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.4.2\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" custom_padding=\"0px|||||\"]<h3>BENEFICIARY DESIGNATION FORM</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/add-sidebar-photo.jpg\" alt=\"highway in forest\" title_text=\"highway in forest\" _builder_version=\"4.4.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'AD&D', '', 'inherit', 'closed', 'closed', '', '363-revision-v1', '', '', '2020-12-28 14:07:19', '2020-12-28 14:07:19', '', 363, 'http://www.ingrambenefits.com/363-revision-v1/', 0, 'revision', '', 0),
(2859, 15, '2020-12-28 14:12:29', '2020-12-28 14:12:29', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"AD&D\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.4.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-add-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.27.4\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>AD&amp;D provides financial assistance to you if you are seriously injured in an accident. It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to maximum of $1 million for full-time associates and $200,000 (part-time associates)</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 10x your annual base pay</li>\n<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5 million for full-time associates and $1 million for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner AD&amp;D</h3>\n<ul>\n<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose an amount in multiples of $1,000 up to the maximum of:<br />\n<ul>\n<li>You choose the amount in increments of $1,000</li>\n<li><strong>Maximum:</strong> 100% of your AD&amp;D Insurance, or $250,000 (whichever is less)</li>\n</ul>\n</li>\n</ul>\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.4.2\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" custom_padding=\"0px|||||\"]<h3>BENEFICIARY DESIGNATION FORM</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/add-sidebar-photo.jpg\" alt=\"highway in forest\" title_text=\"highway in forest\" _builder_version=\"4.4.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'AD&D', '', 'inherit', 'closed', 'closed', '', '363-revision-v1', '', '', '2020-12-28 14:12:29', '2020-12-28 14:12:29', '', 363, 'http://www.ingrambenefits.com/363-revision-v1/', 0, 'revision', '', 0),
(2861, 15, '2020-12-28 14:12:46', '2020-12-28 14:12:46', '[et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\" template_type=\"module\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>[/et_pb_text]', 'designating beneficiaries', '', 'publish', 'closed', 'closed', '', 'designating-beneficiaries', '', '', '2020-12-28 14:12:46', '2020-12-28 14:12:46', '', 0, 'http://www.ingrambenefits.com/et_pb_layout/designating-beneficiaries/', 0, 'et_pb_layout', '', 0),
(2863, 15, '2020-12-28 14:13:01', '2020-12-28 14:13:01', '[et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\" template_type=\"module\"][/et_pb_button]', 'designating button', '', 'publish', 'closed', 'closed', '', 'designating-button', '', '', '2020-12-28 14:13:01', '2020-12-28 14:13:01', '', 0, 'http://www.ingrambenefits.com/et_pb_layout/designating-button/', 0, 'et_pb_layout', '', 0),
(2864, 15, '2020-12-28 14:13:03', '2020-12-28 14:13:03', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Life Insurance\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_text_color=\"#48484a\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" content_text_color=\"#48484a\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/lighthouse2.jpg\" background_position=\"top_right\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"#48484a\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||15px||false|false\" custom_padding=\"||1em||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Life insurance pays a benefit to named beneficiary(ies) in the event of death. Ingram provides basic coverage for you, and you can choose to purchase supplemental coverage for you as well as coverage for your spouse/domestic partner or child(ren).</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to $250,000 maximum</li>\n<li>Coverage amount is reduced by 50% at age 70</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 5x your annual base pay</li>\n<li>Some amounts require proof of good health</li>\n<li><strong>Maximum:</strong> Your basic and supplemental associate life coverage added together cannot exceed $1 million for full-time associates and $500,000 for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner Life Insurance</h3>\n<ul>\n<li>Spouse or domestic partner life insurance will end when you reach age 74</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose any amount in multiples of $10,000, up to the maximum of 50% of your own life insurance coverage (basic plus supplemental) or $100,000, whichever is less</li>\n<li>Amounts over $30,000 require proof of good health</li>\n</ul>\n<h3>Child Life Insurance</h3>\n<ul>\n<li>You can purchase $10,000 per child in life insurance coverage for children between age 14 days and 26 years old, as long as your child is not a full-time Ingram associate</li>\n<li>From 14 days to 6 months, the benefit is $500; after 6 months, the benefit increases to the full $10,000</li>\n<li>You pay the same rate regardless of the number of children you are covering</li>\n<li><strong>Note:</strong> If you and your spouse or domestic partner are both benefit-eligible associates, only one of you can cover a dependent child</li>\n</ul>\n<h3>Proof of Good Health</h3>\n<p>Certain life insurance coverage amounts require you to provide proof of good health or Evidence of Insurability (EOI), which is a form that you (or your spouse or domestic partner) and your doctor(s) may need to complete that summarizes your current health status.</p>\n<p>EOI is required for the following changes:</p>\n<ul>\n<li>As a new hire, supplemental life higher than $850,000, or a spouse or domestic partner life insurance higher than $30,000</li>\n<li>During any life event</li>\n<li>Until the insurance company approves your request, you receive the maximum coverage allowed without proof of good health</li>\n</ul>\n<h3>Life Insurance and Taxes</h3>\n<ul>\n<li>If your Ingram life insurance coverage (basic and supplemental combined) is greater than $50,000, the IRS requires that the “value” of coverage over $50,000 be considered taxable pay</li>\n<li>The value is calculated according to an IRS table and will appear on the W-2 that the company prepares for you at the end of the year</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>[/et_pb_text][et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 15\" _builder_version=\"4.7.7\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"Text - contact\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<p><span style=\"color: #333333; font-size: 22px;\">Contact Prudential</span></p>\n<p>800-524-0524</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-930546398-612x612-1.jpg\" _builder_version=\"4.7.7\" custom_margin=\"10px||||false|false\" src__hover_enabled=\"on|desktop\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Life Insurance', '', 'inherit', 'closed', 'closed', '', '178-revision-v1', '', '', '2020-12-28 14:13:03', '2020-12-28 14:13:03', '', 178, 'http://www.ingrambenefits.com/178-revision-v1/', 0, 'revision', '', 0),
(2865, 15, '2020-12-28 14:13:10', '2020-12-28 14:13:10', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"AD&D\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.4.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-add-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.27.4\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>AD&amp;D provides financial assistance to you if you are seriously injured in an accident. It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to maximum of $1 million for full-time associates and $200,000 (part-time associates)</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 10x your annual base pay</li>\n<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5 million for full-time associates and $1 million for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner AD&amp;D</h3>\n<ul>\n<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose an amount in multiples of $1,000 up to the maximum of:<br />\n<ul>\n<li>You choose the amount in increments of $1,000</li>\n<li><strong>Maximum:</strong> 100% of your AD&amp;D Insurance, or $250,000 (whichever is less)</li>\n</ul>\n</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.4.2\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" custom_padding=\"0px|||||\"]<h3>BENEFICIARY DESIGNATION FORM</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/add-sidebar-photo.jpg\" alt=\"highway in forest\" title_text=\"highway in forest\" _builder_version=\"4.4.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'AD&D', '', 'inherit', 'closed', 'closed', '', '363-revision-v1', '', '', '2020-12-28 14:13:10', '2020-12-28 14:13:10', '', 363, 'http://www.ingrambenefits.com/363-revision-v1/', 0, 'revision', '', 0);
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(2867, 15, '2020-12-28 14:14:04', '2020-12-28 14:14:04', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"AD&D\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.4.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-add-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.27.4\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>AD&amp;D provides financial assistance to you if you are seriously injured in an accident. It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to maximum of $1 million for full-time associates and $200,000 (part-time associates)</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 10x your annual base pay</li>\n<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5 million for full-time associates and $1 million for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner AD&amp;D</h3>\n<ul>\n<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose an amount in multiples of $1,000 up to the maximum of:<br />\n<ul>\n<li>You choose the amount in increments of $1,000</li>\n<li><strong>Maximum:</strong> 100% of your AD&amp;D Insurance, or $250,000 (whichever is less)</li>\n</ul>\n</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>[/et_pb_text][et_pb_text _builder_version=\"4.4.2\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" custom_padding=\"0px|||||\"]<h3>BENEFICIARY DESIGNATION FORM</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/add-sidebar-photo.jpg\" alt=\"highway in forest\" title_text=\"highway in forest\" _builder_version=\"4.4.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'AD&D', '', 'inherit', 'closed', 'closed', '', '363-revision-v1', '', '', '2020-12-28 14:14:04', '2020-12-28 14:14:04', '', 363, 'http://www.ingrambenefits.com/363-revision-v1/', 0, 'revision', '', 0),
(2870, 15, '2020-12-28 14:14:25', '2020-12-28 14:14:25', '[et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\" template_type=\"module\"][/et_pb_button]', 'designating beneficiaries - button', '', 'publish', 'closed', 'closed', '', 'designating-beneficiaries-button', '', '', '2020-12-28 14:14:25', '2020-12-28 14:14:25', '', 0, 'http://www.ingrambenefits.com/et_pb_layout/designating-beneficiaries-button/', 0, 'et_pb_layout', '', 0),
(2873, 15, '2020-12-28 14:15:27', '2020-12-28 14:15:27', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"AD&D\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.4.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-add-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.27.4\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>AD&amp;D provides financial assistance to you if you are seriously injured in an accident. It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to maximum of $1 million for full-time associates and $200,000 (part-time associates)</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 10x your annual base pay</li>\n<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5 million for full-time associates and $1 million for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner AD&amp;D</h3>\n<ul>\n<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose an amount in multiples of $1,000 up to the maximum of:<br />\n<ul>\n<li>You choose the amount in increments of $1,000</li>\n<li><strong>Maximum:</strong> 100% of your AD&amp;D Insurance, or $250,000 (whichever is less)</li>\n</ul>\n</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" saved_tabs=\"all\" sticky_enabled=\"0\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>\n[/et_pb_text][et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\"][/et_pb_button][et_pb_text _builder_version=\"4.4.2\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" custom_padding=\"0px|||||\"]<h3>BENEFICIARY DESIGNATION FORM</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf\" target=\"_Blank\" rel=\"noopener noreferrer\">Click here to download.</a>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/add-sidebar-photo.jpg\" alt=\"highway in forest\" title_text=\"highway in forest\" _builder_version=\"4.4.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'AD&D', '', 'inherit', 'closed', 'closed', '', '363-revision-v1', '', '', '2020-12-28 14:15:27', '2020-12-28 14:15:27', '', 363, 'http://www.ingrambenefits.com/363-revision-v1/', 0, 'revision', '', 0),
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It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to maximum of $1 million for full-time associates and $200,000 (part-time associates)</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 10x your annual base pay</li>\n<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5 million for full-time associates and $1 million for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner AD&amp;D</h3>\n<ul>\n<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose an amount in multiples of $1,000 up to the maximum of:<br />\n<ul>\n<li>You choose the amount in increments of $1,000</li>\n<li><strong>Maximum:</strong> 100% of your AD&amp;D Insurance, or $250,000 (whichever is less)</li>\n</ul>\n</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>[/et_pb_text][et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/add-sidebar-photo.jpg\" alt=\"highway in forest\" title_text=\"highway in forest\" _builder_version=\"4.4.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'AD&D', '', 'inherit', 'closed', 'closed', '', '363-revision-v1', '', '', '2020-12-28 14:16:09', '2020-12-28 14:16:09', '', 363, 'http://www.ingrambenefits.com/363-revision-v1/', 0, 'revision', '', 0),
(2876, 15, '2020-12-28 14:16:29', '2020-12-28 14:16:29', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"AD&D\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.4.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-add-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.27.4\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>AD&amp;D provides financial assistance to you if you are seriously injured in an accident. It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Basic Coverage for You</h3>\n<ul>\n<li>Provided at no cost to you</li>\n<li>2x your annual base pay up to maximum of $1 million for full-time associates and $200,000 (part-time associates)</li>\n</ul>\n<h3>Supplemental Coverage for You</h3>\n<ul>\n<li>You can purchase 1x to 10x your annual base pay</li>\n<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5 million for full-time associates and $1 million for part-time associates</li>\n</ul>\n<h3>Spouse or Domestic Partner AD&amp;D</h3>\n<ul>\n<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>\n<li>Premiums are paid on an after-tax basis</li>\n<li>You choose an amount in multiples of $1,000 up to the maximum of:<br />\n<ul>\n<li>You choose the amount in increments of $1,000</li>\n<li><strong>Maximum:</strong> 100% of your AD&amp;D Insurance, or $250,000 (whichever is less)</li>\n</ul>\n</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - designating beneficiaries\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px|||\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Designating Beneficiaries</h3>\n<p>Designating your beneficiaries ensures your benefits are paid to your intended loved ones. It also makes it easier for them to access the money by avoiding the delays of probate. To designate your beneficiaries, go to <a href=\"http://myingrambenefits.com/\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> any time during the year.</p>[/et_pb_text][et_pb_button button_url=\"http://myingrambenefits.com/\" url_new_window=\"on\" button_text=\"myingrambenefits.com\" admin_label=\"Button - myingrambenefits\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\"][/et_pb_button][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 20px\" _builder_version=\"4.6.5\" _module_preset=\"default\" custom_margin=\"20px||||false|false\"][/et_pb_divider][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/add-sidebar-photo.jpg\" alt=\"highway in forest\" title_text=\"highway in forest\" _builder_version=\"4.4.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'AD&D', '', 'inherit', 'closed', 'closed', '', '363-revision-v1', '', '', '2020-12-28 14:16:29', '2020-12-28 14:16:29', '', 363, 'http://www.ingrambenefits.com/363-revision-v1/', 0, 'revision', '', 0),
(2880, 15, '2020-12-28 14:25:00', '2020-12-28 14:25:00', '', 'std-payment-schedule-2021', '', 'inherit', 'closed', 'closed', '', 'std-payment-schedule-2021', '', '', '2020-12-28 14:25:00', '2020-12-28 14:25:00', '', 368, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021.png', 0, 'attachment', 'image/png', 0),
(2881, 15, '2020-12-28 14:25:18', '2020-12-28 14:25:18', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"on\"][et_pb_fullwidth_header subhead=\"Disability\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-disability-header-052120.jpg\" background_position=\"center_left\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" hover_enabled=\"0\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\" sticky_enabled=\"0\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"3.29.2\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px|||\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Disability benefits replace a portion of your income if you cannot work due to an illness or injury, including necessary time off for maternity. You must be under the care of a physician to be considered disabled.</p>\n<ul>\n<li>You must have at least six months of continuous, full-time service with Ingram before coverage is effective</li>\n<li>If you are eligible, disability coverage is provided at no cost to you</li>\n<li>Not available to deckhands and leadmen</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Short-Term Disability Benefits</h3>\n<p>STD coverage only applies to a non-work-related injury or sickness that causes physical or mental impairment to such a degree of severity that you are continuously unable to perform the duties of your regular job.</p>\n<ul>\n<li>Coverage will begin after being disabled and out of work for seven consecutive days to satisfy the Elimination Period</li>\n<li>STD Benefits will replace a certain percentage of your annual pay and will end when your disability ends, or after 150 days when you become eligible for Long-Term Disability—whichever comes first</li>\n<li>Your benefits depend on your position, full-time status, length of service and your pay</li>\n<li>Certain exclusions for pre-existing conditions apply</li>\n</ul>\n<p><img class=\"wp-image-2880 alignnone size-full\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021.png\" alt=\"\" width=\"715\" height=\"183\" /></p>\n<h3>Long-Term Disability Benefits</h3>\n<ul>\n<li>If you become disabled and are unable to work for more than 150 days, then your long-term disability coverage works with other sources of disability income (such as pensions and Social Security) to pay you a percentage of your eligible compensation, up to a maximum monthly limit</li>\n<li>Benefits continue until you are no longer disabled, or until you reach Normal Retirement Age as determined by the Social Security Act</li>\n<li>The duration of paid benefits may vary if you are disabled after age 60, and if you have certain health conditions</li>\n<li>Certain exclusions and limits for pre-existing conditions apply</li>\n</ul>\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" saved_tabs=\"all\"]<h3>Contact Prudential</h3>\n800-842-1718[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-1154944156-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Disability', '', 'inherit', 'closed', 'closed', '', '368-revision-v1', '', '', '2020-12-28 14:25:18', '2020-12-28 14:25:18', '', 368, 'http://www.ingrambenefits.com/368-revision-v1/', 0, 'revision', '', 0),
(2884, 15, '2020-12-28 14:31:32', '2020-12-28 14:31:32', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"on\"][et_pb_fullwidth_header subhead=\"Disability\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-disability-header-052120.jpg\" background_position=\"center_left\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px|||\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" sticky_enabled=\"0\"]Disability coverage, offered at no cost to you, provides income protection if you are unable to work due to sickness, injury, or because you have recently given birth to a child. You must be under the care of a physician to be considered disabled.\n<ul>\n	<li>You must have at least six months of continuous, full-time service with Ingram before coverage is effective</li>\n	<li>If you are eligible, disability coverage is provided at no cost to you</li>\n	<li>Not available to deckhands and leadmen or part-time associates</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Short-Term Disability Benefits</h3>\n<p>STD coverage only applies to a non-work-related injury or sickness that causes physical or mental impairment to such a degree of severity that you are continuously unable to perform the duties of your regular job.</p>\n<ul>\n<li>Coverage will begin after being disabled and out of work for seven consecutive days to satisfy the Elimination Period</li>\n<li>STD Benefits will replace a certain percentage of your annual pay and will end when your disability ends, or after 150 days when you become eligible for Long-Term Disability—whichever comes first</li>\n<li>Your benefits depend on your position, full-time status, length of service and your pay</li>\n<li>Certain exclusions for pre-existing conditions apply</li>\n</ul>\n<p><img class=\"wp-image-2880 alignnone size-full\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021.png\" alt=\"\" width=\"715\" height=\"183\" /></p>\n<h3>Long-Term Disability Benefits</h3>\n<ul>\n<li>LTD coverage provides you 60% of your salary up to the maximum monthly benefit (varies by position). Monthly benefits will be reduced by other coverages. You will need to notify Prudential if other sources of disability income take effect.</li>\n<li>If you become disabled and are unable to work for more than 150 days, then your long-term disability coverage works with other sources of disability income (such as pensions and Social Security) to pay you a percentage of your eligible compensation, up to a maximum monthly limit</li>\n<li>Benefits continue until you are no longer disabled, or until you reach Normal Retirement Age as determined by the Social Security Act</li>\n<li>The duration of paid benefits may vary if you are disabled after age 60, and if you have certain health conditions</li>\n<li>Certain exclusions and limits for pre-existing conditions apply</li>\n</ul>\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" saved_tabs=\"all\"]<h3>Contact Prudential</h3>\n800-842-1718[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-1154944156-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Disability', '', 'inherit', 'closed', 'closed', '', '368-revision-v1', '', '', '2020-12-28 14:31:32', '2020-12-28 14:31:32', '', 368, 'http://www.ingrambenefits.com/368-revision-v1/', 0, 'revision', '', 0);
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(2885, 15, '2020-12-28 14:32:14', '2020-12-28 14:32:14', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"on\"][et_pb_fullwidth_header subhead=\"Disability\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-disability-header-052120.jpg\" background_position=\"center_left\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px|||\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]Disability coverage, offered at no cost to you, provides income protection if you are unable to work due to sickness, injury, or because you have recently given birth to a child. You must be under the care of a physician to be considered disabled.\n<ul>\n	<li>You must have at least six months of continuous, full-time service with Ingram before coverage is effective</li>\n	<li>If you are eligible, disability coverage is provided at no cost to you</li>\n	<li>Not available to deckhands and leadmen or part-time associates</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Short-Term Disability Benefits</h3>\n<p>STD coverage only applies to a non-work-related injury or sickness that causes physical or mental impairment to such a degree of severity that you are continuously unable to perform the duties of your regular job.</p>\n<ul>\n<li>Coverage will begin after being disabled and out of work for seven consecutive days to satisfy the Elimination Period</li>\n<li>STD Benefits will replace a certain percentage of your annual pay and will end when your disability ends, or after 150 days when you become eligible for Long-Term Disability—whichever comes first</li>\n<li>Your benefits depend on your position, full-time status, length of service and your pay</li>\n<li>Certain exclusions for pre-existing conditions apply</li>\n</ul>\n<p><img class=\"wp-image-2880 alignnone size-full\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021.png\" alt=\"\" width=\"715\" height=\"183\" /></p>\n<h3>Long-Term Disability Benefits</h3>\n<ul>\n<li>LTD coverage provides you 60% of your salary up to the maximum monthly benefit (varies by position). Monthly benefits will be reduced by other coverages. You will need to notify Prudential if other sources of disability income take effect.</li>\n<li>If you become disabled and are unable to work for more than 150 days, then your long-term disability coverage works with other sources of disability income (such as pensions and Social Security) to pay you a percentage of your eligible compensation, up to a maximum monthly limit</li>\n<li>Benefits continue until you are no longer disabled, or until you reach Normal Retirement Age as determined by the Social Security Act</li>\n<li>The duration of paid benefits may vary if you are disabled after age 60, and if you have certain health conditions</li>\n<li>Certain exclusions and limits for pre-existing conditions apply</li>\n</ul>[/et_pb_text][et_pb_image _builder_version=\"4.7.7\" _module_preset=\"default\" title_text=\"std-payment-schedule-2021\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021.png\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" saved_tabs=\"all\"]<h3>Contact Prudential</h3>\n800-842-1718[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-1154944156-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Disability', '', 'inherit', 'closed', 'closed', '', '368-revision-v1', '', '', '2020-12-28 14:32:14', '2020-12-28 14:32:14', '', 368, 'http://www.ingrambenefits.com/368-revision-v1/', 0, 'revision', '', 0),
(2886, 15, '2020-12-28 14:33:03', '2020-12-28 14:33:03', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"on\"][et_pb_fullwidth_header subhead=\"Disability\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.7.7\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" background_color_gradient_direction=\"90deg\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-disability-header-052120.jpg\" background_position=\"center_left\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"28px\" subhead_font_size_last_edited=\"on|phone\" custom_css_main_element=\"margin-right: -25px;\" custom_css_subtitle=\"font-weight: 700;\" subhead_text_shadow_style=\"preset3\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"3.29.2\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"3.25\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px|||\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]Disability coverage, offered at no cost to you, provides income protection if you are unable to work due to sickness, injury, or because you have recently given birth to a child. You must be under the care of a physician to be considered disabled.\n<ul>\n	<li>You must have at least six months of continuous, full-time service with Ingram before coverage is effective</li>\n	<li>If you are eligible, disability coverage is provided at no cost to you</li>\n	<li>Not available to deckhands and leadmen or part-time associates</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body - STD\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Short-Term Disability Benefits</h3>\n<p>STD coverage only applies to a non-work-related injury or sickness that causes physical or mental impairment to such a degree of severity that you are continuously unable to perform the duties of your regular job.</p>\n<ul>\n<li>Coverage will begin after being disabled and out of work for seven consecutive days to satisfy the Elimination Period</li>\n<li>STD Benefits will replace a certain percentage of your annual pay and will end when your disability ends, or after 150 days when you become eligible for Long-Term Disability—whichever comes first</li>\n<li>Your benefits depend on your position, full-time status, length of service and your pay</li>\n<li>Certain exclusions for pre-existing conditions apply</li>\n</ul>\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021.png\" title_text=\"std-payment-schedule-2021\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text admin_label=\"Text - body - LTD\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Long-Term Disability Benefits</h3>\n<ul>\n<li>LTD coverage provides you 60% of your salary up to the maximum monthly benefit (varies by position). Monthly benefits will be reduced by other coverages. You will need to notify Prudential if other sources of disability income take effect.</li>\n<li>If you become disabled and are unable to work for more than 150 days, then your long-term disability coverage works with other sources of disability income (such as pensions and Social Security) to pay you a percentage of your eligible compensation, up to a maximum monthly limit</li>\n<li>Benefits continue until you are no longer disabled, or until you reach Normal Retirement Age as determined by the Social Security Act</li>\n<li>The duration of paid benefits may vary if you are disabled after age 60, and if you have certain health conditions</li>\n<li>Certain exclusions and limits for pre-existing conditions apply</li>\n</ul>\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" saved_tabs=\"all\"]<h3>Contact Prudential</h3>\n800-842-1718[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-1154944156-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Disability', '', 'inherit', 'closed', 'closed', '', '368-revision-v1', '', '', '2020-12-28 14:33:03', '2020-12-28 14:33:03', '', 368, 'http://www.ingrambenefits.com/368-revision-v1/', 0, 'revision', '', 0),
(2888, 15, '2020-12-28 14:36:41', '2020-12-28 14:36:41', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Banking Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"99%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"74%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.6)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"76%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/banking-benefits-header-2.jpg\" background_position=\"bottom_center\" background_layout=\"light\" custom_padding=\"7vw||7vw||true|false\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"3.22\" custom_padding=\"30px|16px||||\"][et_pb_row column_structure=\"3_4,1_4\" _builder_version=\"3.29.3\"][et_pb_column type=\"3_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.6.0\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||20px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Thanks to our relationship with Bank of America, Ingram associates are being offered special banking benefits and may be eligible for certain discounts on a new mortgage.</p>[/et_pb_text][et_pb_text admin_label=\"Program Overview\" _builder_version=\"4.6.0\"]<h3>The Banking and Investing Program for Ingram Associates</h3>\n<p>Associates can get a special bundle of no-fee banking services with an Ingram payroll direct deposit into an eligible existing or new personal Bank of America® checking or savings account. Benefits apply only to eligible Bank of America accounts receiving all or a portion of your Ingram payroll direct deposit.</p>\n<p>You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. In addition to banking benefits from Bank of America, associates also have access to investment products from Merrill.</p>\n<p><strong>Associates will receive special discounts on eligible checking and savings accounts receiving an Ingram payroll direct deposit including:</strong></p>\n<ul>\n<li>No Bank of America monthly maintenance fees</li>\n<li>No non-Bank of America ATM fees (fees we charge you for using another bank’s ATM anywhere in the world) International transaction fees and fees charged by third-party ATM operators still apply. Fees charged by third-party ATM operators still apply.</li>\n<li>No Bank of America domestic wire transfer fees</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"https://go.bofa.com/ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-30px||||false|false\"][/et_pb_button][et_pb_text admin_label=\"How It Works\" _builder_version=\"4.6.0\"]<h3>How It Works</h3>\n<p><strong>Step 1:</strong> Open an eligible personal Bank of America® checking and/or savings account<br /><strong>Step 2:</strong> Set up an Ingram payroll direct deposit into that account</p>\n<p><strong>Already have a Bank of America account with an Ingram payroll direct deposit?</strong><br />If your account is eligible, there is nothing more you need to do. You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. For questions about the program or eligibility <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>\n<p><strong>Need to set up direct deposit?</strong><br />To set up your direct deposit, obtain a direct deposit change form that will need to be completed and submitted to your HR representative.</p>[/et_pb_text][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" custom_padding=\"||1px|||\"]<h3>Ingram Mortgage Discount Offer</h3>\n<p>Associates may qualify for a rate reduction or reduced closing costs on a new Bank of America mortgage.</p>[/et_pb_text][et_pb_button button_url=\"https://promo.bankofamerica.com/mortgageoffer/index.html?p=ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-15px||5px||false|false\"][/et_pb_button][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" text_font_size=\"13px\"]<p>Bank of America, N.A. <a href=\"https://www.bankofamerica.com/help/equalhousing_popup.go\" target=\"_blank\" rel=\"noopener noreferrer\">Equal Housing Lender</a></p>[/et_pb_text][et_pb_divider show_divider=\"off\" _builder_version=\"4.6.0\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\" text_font_size=\"13px\" text_line_height=\"1.3em\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>Banking, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>\n<p>Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (also referred to as “MLPF&amp;S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&amp;S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.</p>\n<p><strong>Investment products are provided by MLPF&amp;S and:</strong><br />Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value</p>\n[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Need more information?</h3>\n<p>See the <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">Banking and Investing Program for Ingram Associates</a> webpage for more details.</p>\n<h3>Questions</h3>\n<p><a href=\"tel:18883837200\">888-383-7200</a></p>\n[/et_pb_text][et_pb_button button_url=\"https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=BIPIngramIndustries_ECBBA&comment=I%20am%20an%20Ingram%20Industries%20Inc%20employee%20making%20an%20appointment%20from%20our%20Banking%20and%20Investing%20Program%20website\" url_new_window=\"on\" button_text=\"Schedule an Appointment\" admin_label=\"Button - appointment\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"15px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]', 'Banking Benefits', '', 'inherit', 'closed', 'closed', '', '2162-revision-v1', '', '', '2020-12-28 14:36:41', '2020-12-28 14:36:41', '', 2162, 'http://www.ingrambenefits.com/2162-revision-v1/', 0, 'revision', '', 0),
(2889, 15, '2020-12-28 14:37:23', '2020-12-28 14:37:23', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Banking Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"99%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"74%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.6)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"76%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/banking-benefits-header-2.jpg\" background_position=\"bottom_center\" background_layout=\"light\" custom_padding=\"7vw||7vw||true|false\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"3.22\" custom_padding=\"30px|16px||||\"][et_pb_row column_structure=\"3_4,1_4\" _builder_version=\"3.29.3\"][et_pb_column type=\"3_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.6.0\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||20px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Thanks to our relationship with Bank of America, Ingram associates are being offered special banking benefits and may be eligible for certain discounts on a new mortgage.</p>[/et_pb_text][et_pb_text admin_label=\"Program Overview\" _builder_version=\"4.6.0\"]<h3>The Banking and Investing Program for Ingram Associates</h3>\n<p>Associates can get a special bundle of no-fee banking services with an Ingram payroll direct deposit into an eligible existing or new personal Bank of America® checking or savings account. Benefits apply only to eligible Bank of America accounts receiving all or a portion of your Ingram payroll direct deposit.</p>\n<p>You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. In addition to banking benefits from Bank of America, associates also have access to investment products from Merrill.</p>\n<p><strong>Associates will receive special discounts on eligible checking and savings accounts receiving an Ingram payroll direct deposit including:</strong></p>\n<ul>\n<li>No Bank of America monthly maintenance fees</li>\n<li>No non-Bank of America ATM fees (fees we charge you for using another bank’s ATM anywhere in the world) International transaction fees and fees charged by third-party ATM operators still apply. Fees charged by third-party ATM operators still apply.</li>\n<li>No Bank of America domestic wire transfer fees</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"https://go.bofa.com/ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-30px||||false|false\"][/et_pb_button][et_pb_text admin_label=\"How It Works\" _builder_version=\"4.6.0\"]<h3>How It Works</h3>\n<p><strong>Step 1:</strong> Open an eligible personal Bank of America® checking and/or savings account<br /><strong>Step 2:</strong> Set up an Ingram payroll direct deposit into that account</p>\n<p><strong>Already have a Bank of America account with an Ingram payroll direct deposit?</strong><br />If your account is eligible, there is nothing more you need to do. You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. For questions about the program or eligibility <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>\n<p><strong>Need to set up direct deposit?</strong><br />To set up your direct deposit, obtain a direct deposit change form that will need to be completed and submitted to your HR representative.</p>[/et_pb_text][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" custom_padding=\"||1px|||\"]<h3>Ingram Mortgage Discount Offer</h3>\n<p>Associates may qualify for a rate reduction or reduced closing costs on a new Bank of America mortgage.</p>[/et_pb_text][et_pb_button button_url=\"https://promo.bankofamerica.com/mortgageoffer/index.html?p=ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-15px||5px||false|false\"][/et_pb_button][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" text_font_size=\"13px\"]<p>Bank of America, N.A. <a href=\"https://www.bankofamerica.com/help/equalhousing_popup.go\" target=\"_blank\" rel=\"noopener noreferrer\">Equal Housing Lender</a></p>[/et_pb_text][et_pb_divider show_divider=\"off\" _builder_version=\"4.6.0\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\" text_font_size=\"13px\" text_line_height=\"1.3em\"]<p>Banking, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>\n<p>Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (also referred to as “MLPF&amp;S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&amp;S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.</p>\n<p><strong>Investment products are provided by MLPF&amp;S and:</strong><br />Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\"]<h3>Need more information?</h3>\n<p>See the <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">Banking and Investing Program for Ingram Associates</a> webpage for more details.</p>\n<h3>Questions</h3>\n<p><a href=\"tel:18883837200\">888-383-7200</a></p>[/et_pb_text][et_pb_button button_url=\"https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=BIPIngramIndustries_ECBBA&comment=I%20am%20an%20Ingram%20Industries%20Inc%20employee%20making%20an%20appointment%20from%20our%20Banking%20and%20Investing%20Program%20website\" url_new_window=\"on\" button_text=\"Schedule an Appointment\" admin_label=\"Button - appointment\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"10px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]', 'Banking Benefits', '', 'inherit', 'closed', 'closed', '', '2162-revision-v1', '', '', '2020-12-28 14:37:23', '2020-12-28 14:37:23', '', 2162, 'http://www.ingrambenefits.com/2162-revision-v1/', 0, 'revision', '', 0),
(2891, 15, '2020-12-28 14:37:47', '2020-12-28 14:37:47', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Banking Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"99%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"74%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.6)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"76%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/banking-benefits-header-2.jpg\" background_position=\"bottom_center\" background_layout=\"light\" custom_padding=\"7vw||7vw||true|false\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"3.22\" custom_padding=\"30px|16px||||\"][et_pb_row column_structure=\"3_4,1_4\" _builder_version=\"3.29.3\"][et_pb_column type=\"3_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.6.0\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||20px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Thanks to our relationship with Bank of America, Ingram associates are being offered special banking benefits and may be eligible for certain discounts on a new mortgage.</p>[/et_pb_text][et_pb_text admin_label=\"Program Overview\" _builder_version=\"4.6.0\"]<h3>The Banking and Investing Program for Ingram Associates</h3>\n<p>Associates can get a special bundle of no-fee banking services with an Ingram payroll direct deposit into an eligible existing or new personal Bank of America® checking or savings account. Benefits apply only to eligible Bank of America accounts receiving all or a portion of your Ingram payroll direct deposit.</p>\n<p>You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. In addition to banking benefits from Bank of America, associates also have access to investment products from Merrill.</p>\n<p><strong>Associates will receive special discounts on eligible checking and savings accounts receiving an Ingram payroll direct deposit including:</strong></p>\n<ul>\n<li>No Bank of America monthly maintenance fees</li>\n<li>No non-Bank of America ATM fees (fees we charge you for using another bank’s ATM anywhere in the world) International transaction fees and fees charged by third-party ATM operators still apply. Fees charged by third-party ATM operators still apply.</li>\n<li>No Bank of America domestic wire transfer fees</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"https://go.bofa.com/ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-30px||||false|false\"][/et_pb_button][et_pb_text admin_label=\"How It Works\" _builder_version=\"4.6.0\"]<h3>How It Works</h3>\n<p><strong>Step 1:</strong> Open an eligible personal Bank of America® checking and/or savings account<br /><strong>Step 2:</strong> Set up an Ingram payroll direct deposit into that account</p>\n<p><strong>Already have a Bank of America account with an Ingram payroll direct deposit?</strong><br />If your account is eligible, there is nothing more you need to do. You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. For questions about the program or eligibility <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>\n<p><strong>Need to set up direct deposit?</strong><br />To set up your direct deposit, obtain a direct deposit change form that will need to be completed and submitted to your HR representative.</p>[/et_pb_text][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" custom_padding=\"||1px|||\"]<h3>Ingram Mortgage Discount Offer</h3>\n<p>Associates may qualify for a rate reduction or reduced closing costs on a new Bank of America mortgage.</p>[/et_pb_text][et_pb_button button_url=\"https://promo.bankofamerica.com/mortgageoffer/index.html?p=ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-15px||5px||false|false\"][/et_pb_button][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" text_font_size=\"13px\"]<p>Bank of America, N.A. <a href=\"https://www.bankofamerica.com/help/equalhousing_popup.go\" target=\"_blank\" rel=\"noopener noreferrer\">Equal Housing Lender</a></p>[/et_pb_text][et_pb_divider show_divider=\"off\" _builder_version=\"4.6.0\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\" text_font_size=\"13px\" text_line_height=\"1.3em\"]<p>Banking, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>\n<p>Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (also referred to as “MLPF&amp;S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&amp;S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.</p>\n<p><strong>Investment products are provided by MLPF&amp;S and:</strong><br />Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\"]<h3>Need more information?</h3>\n<p>See the <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">Banking and Investing Program for Ingram Associates</a> webpage for more details.</p>\n<h3>Questions</h3>\n<p><a href=\"tel:18883837200\">888-383-7200</a></p>[/et_pb_text][et_pb_button button_url=\"https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=BIPIngramIndustries_ECBBA&comment=I%20am%20an%20Ingram%20Industries%20Inc%20employee%20making%20an%20appointment%20from%20our%20Banking%20and%20Investing%20Program%20website\" url_new_window=\"on\" button_text=\"Schedule an Appointment\" admin_label=\"Button - appointment\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]', 'Banking Benefits', '', 'inherit', 'closed', 'closed', '', '2162-revision-v1', '', '', '2020-12-28 14:37:47', '2020-12-28 14:37:47', '', 2162, 'http://www.ingrambenefits.com/2162-revision-v1/', 0, 'revision', '', 0);
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(2893, 15, '2020-12-28 14:38:06', '2020-12-28 14:38:06', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Banking Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"99%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"74%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.6)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"76%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/banking-benefits-header-2.jpg\" background_position=\"bottom_center\" background_layout=\"light\" custom_padding=\"7vw||7vw||true|false\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"3.22\" custom_padding=\"30px|16px||||\"][et_pb_row column_structure=\"3_4,1_4\" _builder_version=\"3.29.3\"][et_pb_column type=\"3_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.6.0\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||20px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Thanks to our relationship with Bank of America, Ingram associates are being offered special banking benefits and may be eligible for certain discounts on a new mortgage.</p>[/et_pb_text][et_pb_text admin_label=\"Program Overview\" _builder_version=\"4.6.0\"]<h3>The Banking and Investing Program for Ingram Associates</h3>\n<p>Associates can get a special bundle of no-fee banking services with an Ingram payroll direct deposit into an eligible existing or new personal Bank of America® checking or savings account. Benefits apply only to eligible Bank of America accounts receiving all or a portion of your Ingram payroll direct deposit.</p>\n<p>You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. In addition to banking benefits from Bank of America, associates also have access to investment products from Merrill.</p>\n<p><strong>Associates will receive special discounts on eligible checking and savings accounts receiving an Ingram payroll direct deposit including:</strong></p>\n<ul>\n<li>No Bank of America monthly maintenance fees</li>\n<li>No non-Bank of America ATM fees (fees we charge you for using another bank’s ATM anywhere in the world) International transaction fees and fees charged by third-party ATM operators still apply. Fees charged by third-party ATM operators still apply.</li>\n<li>No Bank of America domestic wire transfer fees</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"https://go.bofa.com/ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-30px||||false|false\"][/et_pb_button][et_pb_text admin_label=\"How It Works\" _builder_version=\"4.6.0\"]<h3>How It Works</h3>\n<p><strong>Step 1:</strong> Open an eligible personal Bank of America® checking and/or savings account<br /><strong>Step 2:</strong> Set up an Ingram payroll direct deposit into that account</p>\n<p><strong>Already have a Bank of America account with an Ingram payroll direct deposit?</strong><br />If your account is eligible, there is nothing more you need to do. You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. For questions about the program or eligibility <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>\n<p><strong>Need to set up direct deposit?</strong><br />To set up your direct deposit, obtain a direct deposit change form that will need to be completed and submitted to your HR representative.</p>[/et_pb_text][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" custom_padding=\"||1px|||\"]<h3>Ingram Mortgage Discount Offer</h3>\n<p>Associates may qualify for a rate reduction or reduced closing costs on a new Bank of America mortgage.</p>[/et_pb_text][et_pb_button button_url=\"https://promo.bankofamerica.com/mortgageoffer/index.html?p=ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-15px||5px||false|false\"][/et_pb_button][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" text_font_size=\"13px\"]<p>Bank of America, N.A. <a href=\"https://www.bankofamerica.com/help/equalhousing_popup.go\" target=\"_blank\" rel=\"noopener noreferrer\">Equal Housing Lender</a></p>[/et_pb_text][et_pb_divider show_divider=\"off\" _builder_version=\"4.6.0\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\" text_font_size=\"13px\" text_line_height=\"1.3em\"]<p>Banking, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>\n<p>Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (also referred to as “MLPF&amp;S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&amp;S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.</p>\n<p><strong>Investment products are provided by MLPF&amp;S and:</strong><br />Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\"]<h3>Need more information?</h3>\n<p>See the <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">Banking and Investing Program for Ingram Associates</a> webpage for more details.</p>\n<h3>Questions</h3>\n<p><a href=\"tel:18883837200\">888-383-7200</a></p>[/et_pb_text][et_pb_button button_url=\"https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=BIPIngramIndustries_ECBBA&comment=I%20am%20an%20Ingram%20Industries%20Inc%20employee%20making%20an%20appointment%20from%20our%20Banking%20and%20Investing%20Program%20website\" url_new_window=\"on\" button_text=\"Schedule an Appointment\" admin_label=\"Button - appointment\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-10px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]', 'Banking Benefits', '', 'inherit', 'closed', 'closed', '', '2162-revision-v1', '', '', '2020-12-28 14:38:06', '2020-12-28 14:38:06', '', 2162, 'http://www.ingrambenefits.com/2162-revision-v1/', 0, 'revision', '', 0),
(2895, 15, '2020-12-28 14:39:37', '2020-12-28 14:39:37', '', 'Man depositing check by phone in the restaurant', 'Man depositing check by phone in the restaurant', 'inherit', 'closed', 'closed', '', 'man-depositing-check-by-phone-in-the-restaurant', '', '', '2020-12-28 14:39:37', '2020-12-28 14:39:37', '', 2162, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/GettyImages-1174720167.jpg', 0, 'attachment', 'image/jpeg', 0),
(2897, 15, '2020-12-28 14:39:45', '2020-12-28 14:39:45', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Banking Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"99%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"74%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.6)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"76%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/banking-benefits-header-2.jpg\" background_position=\"bottom_center\" background_layout=\"light\" custom_padding=\"7vw||7vw||true|false\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"3.22\" custom_padding=\"30px|16px||||\"][et_pb_row column_structure=\"3_4,1_4\" _builder_version=\"3.29.3\"][et_pb_column type=\"3_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.6.0\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||20px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>Thanks to our relationship with Bank of America, Ingram associates are being offered special banking benefits and may be eligible for certain discounts on a new mortgage.</p>[/et_pb_text][et_pb_text admin_label=\"Program Overview\" _builder_version=\"4.6.0\"]<h3>The Banking and Investing Program for Ingram Associates</h3>\n<p>Associates can get a special bundle of no-fee banking services with an Ingram payroll direct deposit into an eligible existing or new personal Bank of America® checking or savings account. Benefits apply only to eligible Bank of America accounts receiving all or a portion of your Ingram payroll direct deposit.</p>\n<p>You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. In addition to banking benefits from Bank of America, associates also have access to investment products from Merrill.</p>\n<p><strong>Associates will receive special discounts on eligible checking and savings accounts receiving an Ingram payroll direct deposit including:</strong></p>\n<ul>\n<li>No Bank of America monthly maintenance fees</li>\n<li>No non-Bank of America ATM fees (fees we charge you for using another bank’s ATM anywhere in the world) International transaction fees and fees charged by third-party ATM operators still apply. Fees charged by third-party ATM operators still apply.</li>\n<li>No Bank of America domestic wire transfer fees</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"https://go.bofa.com/ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-30px||||false|false\"][/et_pb_button][et_pb_text admin_label=\"How It Works\" _builder_version=\"4.6.0\"]<h3>How It Works</h3>\n<p><strong>Step 1:</strong> Open an eligible personal Bank of America® checking and/or savings account<br /><strong>Step 2:</strong> Set up an Ingram payroll direct deposit into that account</p>\n<p><strong>Already have a Bank of America account with an Ingram payroll direct deposit?</strong><br />If your account is eligible, there is nothing more you need to do. You will start to receive benefits on that account 30 to 60 days following Bank of America’s identification of your Ingram payroll direct deposit into that account. For questions about the program or eligibility <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">click here</a>.</p>\n<p><strong>Need to set up direct deposit?</strong><br />To set up your direct deposit, obtain a direct deposit change form that will need to be completed and submitted to your HR representative.</p>[/et_pb_text][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" custom_padding=\"||1px|||\"]<h3>Ingram Mortgage Discount Offer</h3>\n<p>Associates may qualify for a rate reduction or reduced closing costs on a new Bank of America mortgage.</p>[/et_pb_text][et_pb_button button_url=\"https://promo.bankofamerica.com/mortgageoffer/index.html?p=ingram\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.6.0\" custom_margin=\"-15px||5px||false|false\"][/et_pb_button][et_pb_text admin_label=\"Mortgage Discount\" _builder_version=\"4.6.0\" text_font_size=\"13px\"]<p>Bank of America, N.A. <a href=\"https://www.bankofamerica.com/help/equalhousing_popup.go\" target=\"_blank\" rel=\"noopener noreferrer\">Equal Housing Lender</a></p>[/et_pb_text][et_pb_divider show_divider=\"off\" _builder_version=\"4.6.0\" _module_preset=\"default\" custom_margin=\"15px||||false|false\"][/et_pb_divider][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\" text_font_size=\"13px\" text_line_height=\"1.3em\"]<p>Banking, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>\n<p>Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (also referred to as “MLPF&amp;S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&amp;S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.</p>\n<p><strong>Investment products are provided by MLPF&amp;S and:</strong><br />Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"3.29.3\"][et_pb_text admin_label=\"More Information\" _builder_version=\"4.7.7\"]<h3>Need more information?</h3>\n<p>See the <a href=\"https://go.bofa.com/ingram\" target=\"_blank\" rel=\"noopener noreferrer\">Banking and Investing Program for Ingram Associates</a> webpage for more details.</p>\n<h3>Questions</h3>\n<p><a href=\"tel:18883837200\">888-383-7200</a></p>[/et_pb_text][et_pb_button button_url=\"https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=BIPIngramIndustries_ECBBA&comment=I%20am%20an%20Ingram%20Industries%20Inc%20employee%20making%20an%20appointment%20from%20our%20Banking%20and%20Investing%20Program%20website\" url_new_window=\"on\" button_text=\"Schedule an Appointment\" admin_label=\"Button - appointment\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-10px||||false|false\"][/et_pb_button][et_pb_image _builder_version=\"4.7.7\" _module_preset=\"default\" title_text=\"Man depositing check by phone in the restaurant\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/GettyImages-1174720167.jpg\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]', 'Banking Benefits', '', 'inherit', 'closed', 'closed', '', '2162-revision-v1', '', '', '2020-12-28 14:39:45', '2020-12-28 14:39:45', '', 2162, 'http://www.ingrambenefits.com/2162-revision-v1/', 0, 'revision', '', 0),
(2900, 15, '2020-12-28 14:45:28', '2020-12-28 14:45:28', '', 'fsa-2021', '', 'inherit', 'closed', 'closed', '', 'fsa-2021', '', '', '2020-12-28 14:45:28', '2020-12-28 14:45:28', '', 156, 'http://www.ingrambenefits.com/wp-content/uploads/2020/12/fsa-2021.png', 0, 'attachment', 'image/png', 0),
(2901, 15, '2020-12-28 14:45:45', '2020-12-28 14:45:45', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"3.29.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"86%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.4.1\" custom_padding=\"30px|||\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\"][et_pb_column type=\"2_3\" module_class=\"basic_column_no_sideborder\" _builder_version=\"3.25\" custom_padding=\"|30px||\" custom_padding_tablet=\"|15px||\" custom_padding_phone=\"|0px||\" custom_padding_last_edited=\"on|phone\" custom_css_main_element=\"border-right: 2px dotted #d9d9d9;\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"-1px||20px|||\" custom_padding=\"||8px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" sticky_enabled=\"0\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>\n[/et_pb_text][et_pb_image _builder_version=\"4.7.7\" _module_preset=\"default\" title_text=\"fsa-2021\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/fsa-2021.png\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text _builder_version=\"4.6.0\"]<p>Seven things to note about FSAs:</p>\n<ol>\n<li><img class=\"wp-image-2233 alignright \" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/new-card-image.png\" alt=\"\" width=\"268\" height=\"169\" />The Health Care FSA and Dependent (day)Care FSA are separate accounts, and money cannot be moved between them.</li>\n<li>You can choose to participate in one FSA, or both.</li>\n<li>If you enroll in the Health Savings Option medical plan and<br />sign up for the HSA, you cannot also enroll in the Health Care FSA.</li>\n<li>You are required to re-enroll each year.</li>\n<li>You can put $250 to $2,500 in the Health Care FSA.</li>\n<li>You can also put up to $5,000 in the Dependent (day)Care FSA ($2,500 if you are married and file separately).</li>\n<li>Plan conservatively.  Any balance in your account at the end of the year does not carry over and unused funds cannot be returned to you.</li>\n</ol>[/et_pb_text][et_pb_toggle title=\"EZ Receipts App\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" icon_color=\"#68bd45\" admin_label=\"Toggle -- EZ Receipts App\" _builder_version=\"4.4.1\" title_text_color=\"#8f8f8f\" title_font=\"|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" body_font=\"||||||||\" body_font_size=\"15\" body_line_height=\"1.4em\" custom_margin=\"-6px|||||\" custom_css_toggle_icon=\"font-size: 34px;\" border_width_all=\"0px\" border_width_bottom=\"2px\" border_style_bottom=\"dotted\"]<p>Put the WageWorks web portal in the palm of your hand!</p>\n<ul>\n<li>Snap and submit photos of your receipts, making it easy to verify transactions later.</li>\n<li>File claims, view transactions and check account balances on the go.</li>\n<li>Simplify processes - let daycare providers, for example, sign eligible expenses directly within the app.</li>\n<li>Sign up for email and text alerts to stay on top of everything.</li>\n<li>No forms to fill out. Nothing to mail in. And even less to worry about.</li>\n</ul>\n<p>All you have to do is download the EZ Receipts app to your <a href=\"https://itunes.apple.com/us/app/ez-receipts/id412650768?mt=8\" target=\"_blank\" rel=\"noopener noreferrer\">iPhone</a> or <a href=\"https://play.google.com/store/apps/details?id=com.wageworks.ezreceipts\" target=\"_blank\" rel=\"noopener noreferrer\">Android</a> smartphone.</p>\n<p><img class=\"alignleft wp-image-1435 \" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/03/app-store.jpg\" alt=\"\" width=\"386\" height=\"87\" /></p>[/et_pb_toggle][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/hqy-ww.png\" title_text=\"hqy-ww\" _builder_version=\"4.6.0\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"0px|||||\" saved_tabs=\"all\"]<h3>Contact WageWorks</h3>\n<a href=\"http://www.wageworks.com\" target=\"blank\" rel=\"noopener noreferrer\">wageworks.com</strong></a>\n877-924-3967[/et_pb_text][et_pb_text disabled_on=\"off|off|off\" admin_label=\"Text -- How do FSAs work\" _builder_version=\"4.4.2\" text_font_size=\"15px\" header_text_color=\"#b7b7b7\" header_font_size=\"18px\" header_2_font=\"|||on|||||\" header_2_text_align=\"left\" header_2_text_color=\"#235069\" header_2_font_size=\"22px\" header_2_line_height=\"1.2em\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_5_line_height=\"1.2em\" custom_padding=\"||35px|||\" custom_padding_tablet=\"||0px|\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|phone\"]<h3>LEARN MORE ABOUT EACH FSA:</h3>\n<a href=\"https://www.wageworks.com/employees/healthcare-benefits/healthcare-flexible-spending-account.aspx\" target=\"blank\" rel=\"noopener noreferrer\">Health Care FSA</a>\n<a href=\"https://www.wageworks.com/employees/dependent-care-fsa/dependent-care-flexible-spending-account.asp\" target=\"blank\" rel=\"noopener noreferrer\">Dependent Care FSA </a>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]', 'Flexible Spending Accounts (FSAs)', '', 'inherit', 'closed', 'closed', '', '156-revision-v1', '', '', '2020-12-28 14:45:45', '2020-12-28 14:45:45', '', 156, 'http://www.ingrambenefits.com/156-revision-v1/', 0, 'revision', '', 0),
(2904, 15, '2020-12-28 14:49:56', '2020-12-28 14:49:56', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"3.29.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"86%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.4.1\" custom_padding=\"30px|||\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\"][et_pb_column type=\"2_3\" module_class=\"basic_column_no_sideborder\" _builder_version=\"3.25\" custom_padding=\"|30px||\" custom_padding_tablet=\"|15px||\" custom_padding_phone=\"|0px||\" custom_padding_last_edited=\"on|phone\" custom_css_main_element=\"border-right: 2px dotted #d9d9d9;\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"-1px||20px|||\" custom_padding=\"||8px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" sticky_enabled=\"0\"]<p>There are two types of FSAs—the <strong>Healthcare FSA</strong> and the <strong>Dependent Care FSA</strong>. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/fsa-2021.png\" title_text=\"fsa-2021\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text _builder_version=\"4.7.7\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Helpful Information About Your HSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>\n[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/hqy-ww.png\" title_text=\"hqy-ww\" _builder_version=\"4.6.0\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"0px|||||\" saved_tabs=\"all\"]<h3>Contact WageWorks</h3>\n<a href=\"http://www.wageworks.com\" target=\"blank\" rel=\"noopener noreferrer\">wageworks.com</strong></a>\n877-924-3967[/et_pb_text][et_pb_text disabled_on=\"off|off|off\" admin_label=\"Text -- How do FSAs work\" _builder_version=\"4.4.2\" text_font_size=\"15px\" header_text_color=\"#b7b7b7\" header_font_size=\"18px\" header_2_font=\"|||on|||||\" header_2_text_align=\"left\" header_2_text_color=\"#235069\" header_2_font_size=\"22px\" header_2_line_height=\"1.2em\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_5_line_height=\"1.2em\" custom_padding=\"||35px|||\" custom_padding_tablet=\"||0px|\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|phone\"]<h3>LEARN MORE ABOUT EACH FSA:</h3>\n<a href=\"https://www.wageworks.com/employees/healthcare-benefits/healthcare-flexible-spending-account.aspx\" target=\"blank\" rel=\"noopener noreferrer\">Health Care FSA</a>\n<a href=\"https://www.wageworks.com/employees/dependent-care-fsa/dependent-care-flexible-spending-account.asp\" target=\"blank\" rel=\"noopener noreferrer\">Dependent Care FSA </a>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]', 'Flexible Spending Accounts (FSAs)', '', 'inherit', 'closed', 'closed', '', '156-revision-v1', '', '', '2020-12-28 14:49:56', '2020-12-28 14:49:56', '', 156, 'http://www.ingrambenefits.com/156-revision-v1/', 0, 'revision', '', 0),
(2906, 15, '2020-12-28 14:52:09', '2020-12-28 14:52:09', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"3.29.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"86%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.4.1\" custom_padding=\"30px|||\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\"][et_pb_column type=\"2_3\" module_class=\"basic_column_no_sideborder\" _builder_version=\"3.25\" custom_padding=\"|30px||\" custom_padding_tablet=\"|15px||\" custom_padding_phone=\"|0px||\" custom_padding_last_edited=\"on|phone\" custom_css_main_element=\"border-right: 2px dotted #d9d9d9;\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"-1px||20px|||\" custom_padding=\"||8px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>There are two types of FSAs—the <strong>Healthcare FSA</strong> and the <strong>Dependent Care FSA</strong>. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/fsa-2021.png\" title_text=\"fsa-2021\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text _builder_version=\"4.7.7\"]<h3>Helpful Information About Your HSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.7.7\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text - contact learn more\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"0px|||||\" hover_enabled=\"0\" saved_tabs=\"all\" sticky_enabled=\"0\"]<h3>Contact and Learn More</h3>\n<p><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877-399-5349</a></p>\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]', 'Flexible Spending Accounts (FSAs)', '', 'inherit', 'closed', 'closed', '', '156-revision-v1', '', '', '2020-12-28 14:52:09', '2020-12-28 14:52:09', '', 156, 'http://www.ingrambenefits.com/156-revision-v1/', 0, 'revision', '', 0),
(2909, 15, '2020-12-28 14:56:07', '2020-12-28 14:56:07', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"3.29.2\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"86%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.4.1\" custom_padding=\"30px|||\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\"][et_pb_column type=\"2_3\" module_class=\"basic_column_no_sideborder\" _builder_version=\"3.25\" custom_padding=\"|30px||\" custom_padding_tablet=\"|15px||\" custom_padding_phone=\"|0px||\" custom_padding_last_edited=\"on|phone\" custom_css_main_element=\"border-right: 2px dotted #d9d9d9;\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"-1px||20px|||\" custom_padding=\"||8px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p>There are two types of FSAs—the <strong>Healthcare FSA</strong> and the <strong>Dependent Care FSA</strong>. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/fsa-2021.png\" title_text=\"fsa-2021\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text _builder_version=\"4.7.7\" hover_enabled=\"0\" sticky_enabled=\"0\" admin_label=\"Text - helpful info\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>\n[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.7.7\"][/et_pb_image][et_pb_text admin_label=\"Text - contact learn more\" _builder_version=\"4.7.7\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"0px|||||\" saved_tabs=\"all\"]<h3>Contact and Learn More</h3>\n<p><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877-399-5349</a></p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"3.29.2\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]', 'Flexible Spending Accounts (FSAs)', '', 'inherit', 'closed', 'closed', '', '156-revision-v1', '', '', '2020-12-28 14:56:07', '2020-12-28 14:56:07', '', 156, 'http://www.ingrambenefits.com/156-revision-v1/', 0, 'revision', '', 0),
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(2914, 15, '2020-12-28 15:09:39', '2020-12-28 15:09:39', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.4.2\" collapsed=\"off\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner admin_label=\"Intro Row\" _builder_version=\"4.4.2\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\" collapsed=\"on\" custom_css_before_last_edited=\"on|desktop\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" link_font=\"|700|||||||\" custom_margin=\"||20px|\" custom_padding=\"||8px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" sticky_enabled=\"0\"]<p style=\"padding-bottom: 1em;\">If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Toggle Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" collapsed=\"off\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" admin_label=\"Text - main body\"]<h3>Your Contributions</h3>\n<p>You decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,600 if you enroll only yourself, or $7,200 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2021.</p>\n<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\n<p>Ingram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage.</p>\n<h3>Using Your Account</h3>\n<p>You can use your MyChoice debit card:</p>\n<ul>\n<li>at the time of service </li>\n<li>to pay your provider directly via your MyChoice account</li>\n</ul>\n<p>You can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.</p>\n<h3>Remaining Funds</h3>\n<p>Money left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.</p>\n<h3>The Triple Tax Advantage</h3>\n<ol>\n<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\n<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\n<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\n</ol>\n<h3>Check the Cost</h3>\n<p>Help your HSA go further—use <a href=\"http://bcbst.com\" target=\"_blank\" rel=\"noopener\">bcbst.com</a> to compare costs for procedures or services you plan to receive.  Log in and use the “Find Care” tab to access the Healthcare Cost Estimator.</p>\n<h3>Special Eligibility Rules</h3>\n<p>In order to qualify for the HSA, you and your covered dependents must meet all the following requirements:</p>\n<ul>\n<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\n<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\n<li>You can’t be covered by Medicare.</li>\n<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\n<li>You can’t be active in the military and covered by Tricare.</li>\n<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\n</ul>\n<h3>Invest in the HSA</h3>\n<ul>\n<li>Once your HSA balance reaches $1,000, you have investment options</li>\n<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\n<li>Some investment options charge a small fee, just like an IRA</li>\n</ul>\n[/et_pb_text][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" admin_label=\"Text - working together\"]<h3>High Deductible Health Plans with an HSA—How They Work Together</h3>\n<p>Together, your contribution and Ingram’s annual contribution* can cover some or all of your out-of-pocket healthcare expenses.</p>\n[/et_pb_text][et_pb_image _builder_version=\"4.7.7\" _module_preset=\"default\" title_text=\"hsa-2021\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" hover_enabled=\"0\" sticky_enabled=\"0\" admin_label=\"Image - working together\"][/et_pb_image][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/hqy-ww.png\" title_text=\"hqy-ww\" _builder_version=\"4.6.0\" _module_preset=\"default\"][/et_pb_image][et_pb_button button_url=\"https://blog.healthequity.com/answers-to-the-top-10-questions-about-hsas\" url_new_window=\"on\" button_text=\"Learn more about HealthEquity HSA\" _builder_version=\"4.6.0\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||20px||false|false\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.6.0\" _module_preset=\"default\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Contact HealthEquity</h3>\n<p><a href=\"http://www.myhealthequity.com/\" target=\"blank\" rel=\"noopener noreferrer\">myhealthequity.com</a><br />844-341-6998</p>[/et_pb_text][et_pb_text _builder_version=\"4.6.1\" _module_preset=\"default\"]<h3>Ways to use the HSA</h3>\n<p>You choose how to pay for services:</p>\n<ul>\n<li>Use the HealthEquity HSA Card at the time of service</li>\n<li>Reimburse yourself</li>\n<li>Pay your provider</li>\n</ul>\n<h3>No \"Use It or Lose It\" Rule</h3>\n<p>Any unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.</p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA)', '', 'inherit', 'closed', 'closed', '', '339-revision-v1', '', '', '2020-12-28 15:09:39', '2020-12-28 15:09:39', '', 339, 'http://www.ingrambenefits.com/339-revision-v1/', 0, 'revision', '', 0),
(2917, 15, '2020-12-28 15:14:21', '2020-12-28 15:14:21', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.4.2\" collapsed=\"off\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner admin_label=\"Intro Row\" _builder_version=\"4.4.2\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\" collapsed=\"on\" custom_css_before_last_edited=\"on|desktop\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" link_font=\"|700|||||||\" custom_margin=\"||20px|\" custom_padding=\"||8px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p style=\"padding-bottom: 1em;\">If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Toggle Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" collapsed=\"off\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - main body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Your Contributions</h3>\n<p>You decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,600 if you enroll only yourself, or $7,200 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2021.</p>\n<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\n<p>Ingram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage.</p>\n<h3>Using Your Account</h3>\n<p>You can use your MyChoice debit card:</p>\n<ul>\n<li>at the time of service </li>\n<li>to pay your provider directly via your MyChoice account</li>\n</ul>\n<p>You can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.</p>\n<h3>Remaining Funds</h3>\n<p>Money left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.</p>\n<h3>The Triple Tax Advantage</h3>\n<ol>\n<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\n<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\n<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\n</ol>\n<h3>Check the Cost</h3>\n<p>Help your HSA go further—use <a href=\"http://bcbst.com\" target=\"_blank\" rel=\"noopener\">bcbst.com</a> to compare costs for procedures or services you plan to receive.  Log in and use the “Find Care” tab to access the Healthcare Cost Estimator.</p>\n<h3>Special Eligibility Rules</h3>\n<p>In order to qualify for the HSA, you and your covered dependents must meet all the following requirements:</p>\n<ul>\n<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\n<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\n<li>You can’t be covered by Medicare.</li>\n<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\n<li>You can’t be active in the military and covered by Tricare.</li>\n<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\n</ul>\n<h3>Invest in the HSA</h3>\n<ul>\n<li>Once your HSA balance reaches $1,000, you have investment options</li>\n<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\n<li>Some investment options charge a small fee, just like an IRA</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - working together\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>High Deductible Health Plans with an HSA—How They Work Together</h3>\n<p>Together, your contribution and Ingram’s annual contribution* can cover some or all of your out-of-pocket healthcare expenses.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h3>Helpful Information About Your HSA</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/hqy-ww.png\" title_text=\"hqy-ww\" _builder_version=\"4.6.0\" _module_preset=\"default\"][/et_pb_image][et_pb_button button_url=\"https://blog.healthequity.com/answers-to-the-top-10-questions-about-hsas\" url_new_window=\"on\" button_text=\"Learn more about HealthEquity HSA\" _builder_version=\"4.6.0\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||20px||false|false\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.6.0\" _module_preset=\"default\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.4.2\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Contact HealthEquity</h3>\n<p><a href=\"http://www.myhealthequity.com/\" target=\"blank\" rel=\"noopener noreferrer\">myhealthequity.com</a><br />844-341-6998</p>[/et_pb_text][et_pb_text _builder_version=\"4.6.1\" _module_preset=\"default\"]<h3>Ways to use the HSA</h3>\n<p>You choose how to pay for services:</p>\n<ul>\n<li>Use the HealthEquity HSA Card at the time of service</li>\n<li>Reimburse yourself</li>\n<li>Pay your provider</li>\n</ul>\n<h3>No \"Use It or Lose It\" Rule</h3>\n<p>Any unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.</p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA)', '', 'inherit', 'closed', 'closed', '', '339-revision-v1', '', '', '2020-12-28 15:14:21', '2020-12-28 15:14:21', '', 339, 'http://www.ingrambenefits.com/339-revision-v1/', 0, 'revision', '', 0),
(2920, 15, '2020-12-28 15:19:13', '2020-12-28 15:19:13', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.4.2\" collapsed=\"off\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner admin_label=\"Intro Row\" _builder_version=\"4.4.2\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\" collapsed=\"on\" custom_css_before_last_edited=\"on|desktop\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" link_font=\"|700|||||||\" custom_margin=\"||20px|\" custom_padding=\"||8px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p style=\"padding-bottom: 1em;\">If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Toggle Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" collapsed=\"off\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - main body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Your Contributions</h3>\n<p>You decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,600 if you enroll only yourself, or $7,200 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2021.</p>\n<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\n<p>Ingram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage.</p>\n<h3>Using Your Account</h3>\n<p>You can use your MyChoice debit card:</p>\n<ul>\n<li>at the time of service </li>\n<li>to pay your provider directly via your MyChoice account</li>\n</ul>\n<p>You can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.</p>\n<h3>Remaining Funds</h3>\n<p>Money left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.</p>\n<h3>The Triple Tax Advantage</h3>\n<ol>\n<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\n<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\n<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\n</ol>\n<h3>Check the Cost</h3>\n<p>Help your HSA go further—use <a href=\"http://bcbst.com\" target=\"_blank\" rel=\"noopener\">bcbst.com</a> to compare costs for procedures or services you plan to receive.  Log in and use the “Find Care” tab to access the Healthcare Cost Estimator.</p>\n<h3>Special Eligibility Rules</h3>\n<p>In order to qualify for the HSA, you and your covered dependents must meet all the following requirements:</p>\n<ul>\n<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\n<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\n<li>You can’t be covered by Medicare.</li>\n<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\n<li>You can’t be active in the military and covered by Tricare.</li>\n<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\n</ul>\n<h3>Invest in the HSA</h3>\n<ul>\n<li>Once your HSA balance reaches $1,000, you have investment options</li>\n<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\n<li>Some investment options charge a small fee, just like an IRA</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - working together\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>High Deductible Health Plans with an HSA—How They Work Together</h3>\n<p>Together, your contribution and Ingram’s annual contribution* can cover some or all of your out-of-pocket healthcare expenses.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Helpful Information About Your HSA</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text - contact and learn more\" _builder_version=\"4.7.7\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" saved_tabs=\"all\" sticky_enabled=\"0\"]<h3>Contact and Learn More</h3>\n<p><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877-399-5349</a></p>\n[/et_pb_text][et_pb_button button_url=\"http://MyIngramBenefits.com\" url_new_window=\"on\" button_text=\"MyIngramBenefits.com\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||20px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.6.0\" _module_preset=\"default\"][/et_pb_image][et_pb_text _builder_version=\"4.6.1\" _module_preset=\"default\"]<h3>Ways to use the HSA</h3>\n<p>You choose how to pay for services:</p>\n<ul>\n<li>Use the HealthEquity HSA Card at the time of service</li>\n<li>Reimburse yourself</li>\n<li>Pay your provider</li>\n</ul>\n<h3>No \"Use It or Lose It\" Rule</h3>\n<p>Any unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.</p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA)', '', 'inherit', 'closed', 'closed', '', '339-revision-v1', '', '', '2020-12-28 15:19:13', '2020-12-28 15:19:13', '', 339, 'http://www.ingrambenefits.com/339-revision-v1/', 0, 'revision', '', 0),
(2923, 15, '2020-12-28 15:20:02', '2020-12-28 15:20:02', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"3.22.3\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.6.0\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_direction=\"90deg\" background_color_gradient_end_position=\"80%\" background_color_gradient_overlays_image=\"on\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.4.2\" collapsed=\"off\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_row_inner admin_label=\"Intro Row\" _builder_version=\"4.4.2\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\" collapsed=\"on\" custom_css_before_last_edited=\"on|desktop\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.7.7\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" link_font=\"|700|||||||\" custom_margin=\"||20px|\" custom_padding=\"||8px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\"]<p style=\"padding-bottom: 1em;\">If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Toggle Row\" _builder_version=\"3.25\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" collapsed=\"off\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - main body\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Your Contributions</h3>\n<p>You decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,600 if you enroll only yourself, or $7,200 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2021.</p>\n<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\n<p>Ingram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage.</p>\n<h3>Using Your Account</h3>\n<p>You can use your MyChoice debit card:</p>\n<ul>\n<li>at the time of service </li>\n<li>to pay your provider directly via your MyChoice account</li>\n</ul>\n<p>You can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.</p>\n<h3>Remaining Funds</h3>\n<p>Money left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.</p>\n<h3>The Triple Tax Advantage</h3>\n<ol>\n<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\n<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\n<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\n</ol>\n<h3>Check the Cost</h3>\n<p>Help your HSA go further—use <a href=\"http://bcbst.com\" target=\"_blank\" rel=\"noopener\">bcbst.com</a> to compare costs for procedures or services you plan to receive.  Log in and use the “Find Care” tab to access the Healthcare Cost Estimator.</p>\n<h3>Special Eligibility Rules</h3>\n<p>In order to qualify for the HSA, you and your covered dependents must meet all the following requirements:</p>\n<ul>\n<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\n<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\n<li>You can’t be covered by Medicare.</li>\n<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\n<li>You can’t be active in the military and covered by Tricare.</li>\n<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\n</ul>\n<h3>Invest in the HSA</h3>\n<ul>\n<li>Once your HSA balance reaches $1,000, you have investment options</li>\n<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\n<li>Some investment options charge a small fee, just like an IRA</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - working together\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>High Deductible Health Plans with an HSA—How They Work Together</h3>\n<p>Together, your contribution and Ingram’s annual contribution* can cover some or all of your out-of-pocket healthcare expenses.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.7.7\" _module_preset=\"default\"]<h3>Helpful Information About Your HSA</h3>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a>\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.25\" custom_padding=\"|||\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.7.7\" _module_preset=\"default\"][/et_pb_image][et_pb_text admin_label=\"Text - contact and learn more\" _builder_version=\"4.7.7\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\"]<h3>Contact and Learn More</h3>\n<p><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877-399-5349</a></p>[/et_pb_text][et_pb_button button_url=\"http://MyIngramBenefits.com\" url_new_window=\"on\" button_text=\"MyIngramBenefits.com\" _builder_version=\"4.7.7\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"-10px||40px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.6.0\" _module_preset=\"default\"][/et_pb_image][et_pb_text _builder_version=\"4.6.1\" _module_preset=\"default\"]<h3>Ways to use the HSA</h3>\n<p>You choose how to pay for services:</p>\n<ul>\n<li>Use the HealthEquity HSA Card at the time of service</li>\n<li>Reimburse yourself</li>\n<li>Pay your provider</li>\n</ul>\n<h3>No \"Use It or Lose It\" Rule</h3>\n<p>Any unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.</p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA)', '', 'inherit', 'closed', 'closed', '', '339-revision-v1', '', '', '2020-12-28 15:20:02', '2020-12-28 15:20:02', '', 339, 'http://www.ingrambenefits.com/339-revision-v1/', 0, 'revision', '', 0);
