[et_pb_section fb_built="1" inner_shadow="on" fullwidth="on" _builder_version="3.22" custom_padding="0|0px|0|0px|false|false" hover_enabled="0"][et_pb_fullwidth_header subhead="AD&D" background_overlay_color="rgba(255,255,255,0)" content_max_width="62%" content_max_width_tablet="57%" content_max_width_phone="60%" content_max_width_last_edited="on|phone" _builder_version="4.4.2" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" use_background_color_gradient="on" background_color_gradient_start="rgba(255,255,255,0.64)" background_color_gradient_end="rgba(255,255,255,0)" background_color_gradient_direction="90deg" background_color_gradient_end_position="80%" background_color_gradient_overlays_image="on" background_image="http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-add-header-052120.jpg" background_layout="light" custom_padding="7vw||7vw||true" custom_padding_tablet="6vw||6vw||true" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" hover_enabled="0" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="28px" subhead_font_size_last_edited="on|phone" custom_css_main_element="margin-right: -25px;" custom_css_subtitle="font-weight: 700;" text_shadow_style="preset3" text_shadow_blur_strength="0.55em" text_shadow_color="rgba(255,255,255,0.55)" button_one_text_size__hover_enabled="off" button_one_text_size__hover="null" button_two_text_size__hover_enabled="off" button_two_text_size__hover="null" button_one_text_color__hover_enabled="off" button_one_text_color__hover="null" button_two_text_color__hover_enabled="off" button_two_text_color__hover="null" button_one_border_width__hover_enabled="off" button_one_border_width__hover="null" button_two_border_width__hover_enabled="off" button_two_border_width__hover="null" button_one_border_color__hover_enabled="off" button_one_border_color__hover="null" button_two_border_color__hover_enabled="off" button_two_border_color__hover="null" button_one_border_radius__hover_enabled="off" button_one_border_radius__hover="null" button_two_border_radius__hover_enabled="off" button_two_border_radius__hover="null" button_one_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover="null" button_two_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover="null" button_one_bg_color__hover_enabled="off" button_one_bg_color__hover="null" button_two_bg_color__hover_enabled="off" button_two_bg_color__hover="null"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" use_custom_gutter="on" gutter_width="2" specialty="on" padding_top_1="0px" padding_top_2="0px" padding_right_1="30px" padding_1_tablet="|15px||" padding_2_tablet="" padding_1_phone="|0px||" padding_2_phone="" padding_1_last_edited="on|desktop" padding_2_last_edited="on|desktop" module_class_1="basic_column_no_sideborder" custom_css_main_1="border-right: 2px dotted #d9d9d9;" _builder_version="3.29.2"][et_pb_column type="2_3" specialty_columns="2" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_row_inner _builder_version="3.25" custom_margin="||0px|" custom_padding="0px||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text -- INTRO copy reg." _builder_version="3.27.4" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||20px|" custom_padding="||22px|" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all"]<p>AD&amp;D provides financial assistance to you if you are seriously injured in an accident. It also pays a benefit to your named beneficiary(ies) if you die in an accident.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited="on|phone" admin_label="Row" _builder_version="3.25" custom_padding="15px||38px||false|false" custom_padding_tablet="||14px|" custom_padding_phone="||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_toggle title="Basic Coverage for You" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Basic Coverage for You" _builder_version="3.29.3" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font_size="15" body_line_height="1.4em" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li>Provided at no cost to you</li>
<li>2x your annual base pay (including commissions) up to maximum of $1 million for full-time associates and $250,000 for part-time associates</li>
</ul>[/et_pb_toggle][et_pb_toggle title="Supplemental Coverage for You" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Supplemental Life Insurance" _builder_version="3.29.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font_size="15" body_line_height="1.4em" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li>You can purchase 1x to 10x your annual base pay (including commissions)</li>
<li><strong>Maximum:</strong> Your basic and supplemental AD&amp;D coverage added together cannot exceed $1.5<br />million for full-time associates and $1 million for part-time associates</li>
</ul>[/et_pb_toggle][et_pb_toggle title="Spouse or Domestic Partner AD&D" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Spouse or Domestic Partner AD&D" _builder_version="3.29.3" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font_size="15" body_line_height="1.4em" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li>You can purchase AD&amp;D insurance coverage for your spouse or domestic partner if he or she is not a full-time Ingram associate</li>
<li>Premiums are paid on an after-tax basis</li>
<li>You choose an amount in multiples of $1,000 up to the maximum of:
<ul>
<li>The total of your own basic and supplemental associate AD&amp;D insurance coverage<br /> <strong>OR</strong></li>
<li> $250,000 for full-time associates and $250,000 for part-time associates </li>
</ul>
</li>
</ul>[/et_pb_toggle][et_pb_toggle title="Designating Your Beneficiary(ies)" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- designating beneficiaries" _builder_version="3.29.3" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font_size="15" body_line_height="1.4em" body_link_font="|700|||||||" custom_margin="||17px|||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<p>You must designate beneficiaries – the person(s) to whom benefits are to be paid in the event of your death:</p>
<ul>
<li>Primary beneficiary(ies) are the first individual(s) eligible to receive benefits if you die</li>
<li>Contingent beneficiary(ies) are eligible if the primary beneficiary(ies) dies before you do</li>
<li>If you name more than one primary or contingent beneficiary, the benefit percentages for your primary beneficiaries must total 100%, and the benefit percentages for your contingent beneficiaries must total 100%</li>
<li>Obtain legal advice if you want to name a minor child as your beneficiary</li>
<li>You can change your beneficiary information at any time by completing Ingram's <a href="http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf" target="_Blank" rel="noopener noreferrer">Life and AD&amp;D Insurance Beneficiary Designation Form</a></li>
</ul>[/et_pb_toggle][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type="1_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.2" header_3_text_color="#2f378e" header_3_font_size="18px" custom_padding="0px|||||"]<h3>BENEFICIARY DESIGNATION FORM</h3>
<a href="http://www.ingrambenefits.com/wp-content/uploads/2019/10/Ingram_LIFE_ADD_Insurance_Beneficiary_Form.pdf" target="_Blank" rel="noopener noreferrer">Click here to download.</a>[/et_pb_text][et_pb_image src="http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-183406111-612x612.jpg" alt="highway in forest" title_text="highway in forest" _builder_version="3.29.2"][/et_pb_image][/et_pb_column][/et_pb_section]