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						<span class="et_pb_fullwidth_header_subhead">Disability</span>
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				<div class="et_pb_text_inner">Disability coverage, offered at no cost to you, provides income protection if you are unable to work due to sickness, injury, or because you have recently given birth to a child. You must be under the care of a physician to be considered disabled.</div>
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				<div class="et_pb_text_inner">Overview</p>
<p>You must have at least six months of continuous, full-time service with Ingram before coverage is effective<br />
If you are eligible, disability coverage is provided at no cost to you<br />
Not available to deckhands and leadmen or part-time associates</p>
<p>Short-Term Disability Benefits<br />
STD coverage only applies to a non-work-related injury or sickness that causes physical or mental impairment to such a degree of severity that you are continuously unable to perform the duties of your regular job.</p>
<p>Coverage will begin after being disabled and out of work for seven consecutive days to satisfy the Elimination Period<br />
STD Benefits will replace a certain percentage of your annual pay and will end when your disability ends, or after 150 days when you become eligible for Long-Term Disability—whichever comes first<br />
Your benefits depend on your position, full-time status, length of service and your pay<br />
Certain exclusions for pre-existing conditions apply</p>
<p>STD Payment Schedule</div>
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				<span class="et_pb_image_wrap "><img loading="lazy" width="2243" height="664" src="http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021-1.png" alt="" title="std-payment-schedule-2021" srcset="https://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021-1.png 2243w, https://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021-1-1280x379.png 1280w, https://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021-1-980x290.png 980w, https://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021-1-480x142.png 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 2243px, 100vw" class="wp-image-3247" /></span>
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				<div class="et_pb_text_inner">Long-Term Disability Benefits</p>
<p>LTD coverage provides you 60% of your salary up to $25,000. Monthly benefits will be reduced by other coverages.</p>
<p>You will need to notify Prudential if other sources of disability income take effect</p>
<p>If you become disabled and are unable to work for more than 150 days, then your long-term disability coverage works with other sources of disability income (such as pensions and Social Security) to pay you a percentage of your eligible compensation, up to a maximum monthly limit<br />
Benefits continue until you are no longer disabled, or until you reach Normal Retirement Age as determined by the Social Security Act<br />
The duration of paid benefits may vary if you are disabled after age 60, and if you have certain health conditions<br />
Certain exclusions and limits for pre-existing conditions apply</div>
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				<div class="et_pb_text_inner">Contact Prudential<br />
800-842-1718</div>
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