[et_pb_section fb_built="1" inner_shadow="on" fullwidth="on" _builder_version="3.22" custom_padding="0|0px|0|0px|false|false" collapsed="off"][et_pb_fullwidth_header subhead="Disability" background_overlay_color="rgba(255,255,255,0)" content_max_width="62%" content_max_width_tablet="57%" content_max_width_phone="60%" content_max_width_last_edited="on|phone" _builder_version="4.7.7" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" background_color_gradient_direction="90deg" background_image="http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-disability-header-052120.jpg" background_position="center_left" background_layout="light" custom_padding="7vw||7vw||true" custom_padding_tablet="6vw||6vw||true" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="28px" subhead_font_size_last_edited="on|phone" custom_css_main_element="margin-right: -25px;" custom_css_subtitle="font-weight: 700;" subhead_text_shadow_style="preset3" subhead_text_shadow_color="#ffffff" text_shadow_style="preset3" text_shadow_blur_strength="0.55em" text_shadow_color="rgba(255,255,255,0.55)" button_one_text_size__hover_enabled="off" button_one_text_size__hover="null" button_two_text_size__hover_enabled="off" button_two_text_size__hover="null" button_one_text_color__hover_enabled="off" button_one_text_color__hover="null" button_two_text_color__hover_enabled="off" button_two_text_color__hover="null" button_one_border_width__hover_enabled="off" button_one_border_width__hover="null" button_two_border_width__hover_enabled="off" button_two_border_width__hover="null" button_one_border_color__hover_enabled="off" button_one_border_color__hover="null" button_two_border_color__hover_enabled="off" button_two_border_color__hover="null" button_one_border_radius__hover_enabled="off" button_one_border_radius__hover="null" button_two_border_radius__hover_enabled="off" button_two_border_radius__hover="null" button_one_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover="null" button_two_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover="null" button_one_bg_color__hover_enabled="off" button_one_bg_color__hover="null" button_two_bg_color__hover_enabled="off" button_two_bg_color__hover="null"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" use_custom_gutter="on" gutter_width="2" specialty="on" padding_top_1="0px" padding_top_2="0px" padding_right_1="30px" padding_1_tablet="|15px||" padding_2_tablet="" padding_1_phone="|0px||" padding_2_phone="" padding_1_last_edited="on|desktop" padding_2_last_edited="on|desktop" module_class_1="basic_column_no_sideborder" custom_css_main_1="border-right: 2px dotted #d9d9d9;" _builder_version="3.29.2"][et_pb_column type="2_3" specialty_columns="2" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_row_inner _builder_version="3.25" custom_margin="||0px|" custom_padding="0px||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text - intro" _builder_version="4.7.7" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||20px|" custom_padding="||10px|||" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all"]<p>Disability coverage, offered at no cost to you, provides income protection if you are unable to work due to sickness, injury, or because you have recently given birth to a child. You must be under the care of a physician to be considered disabled.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited="on|phone" admin_label="Row" _builder_version="3.25" custom_padding="15px||38px||false|false" custom_padding_tablet="||14px|" custom_padding_phone="||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text - body - STD" _builder_version="4.7.7" _module_preset="default"]<h3>Overview</h3>
<ul>
<li>You must have at least six months of continuous, full-time service with Ingram before coverage is effective</li>
<li>If you are eligible, disability coverage is provided at no cost to you</li>
<li>Not available to deckhands and leadmen or part-time associates</li>
</ul>
<h3>Short-Term Disability Benefits</h3>
<p>STD coverage only applies to a non-work-related injury or sickness that causes physical or mental impairment to such a degree of severity that you are continuously unable to perform the duties of your regular job.</p>
<ul>
<li>Coverage will begin after being disabled and out of work for seven consecutive days to satisfy the Elimination Period</li>
<li>STD Benefits will replace a certain percentage of your annual pay and will end when your disability ends, or after 150 days when you become eligible for Long-Term Disability—whichever comes first</li>
<li>Your benefits depend on your position, full-time status, length of service and your pay</li>
<li>Certain exclusions for pre-existing conditions apply</li>
</ul>
<h4>STD Payment Schedule</h4>[/et_pb_text][et_pb_image src="http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021-1.png" title_text="std-payment-schedule-2021" _builder_version="4.7.7" _module_preset="default" custom_margin="-10px||||false|false"][/et_pb_image][et_pb_text admin_label="Text - body - LTD" _builder_version="4.7.7" _module_preset="default"]<h3>Long-Term Disability Benefits</h3>
<ul>
<li>LTD coverage provides you 60% of your salary up to the maximum monthly benefit (varies by position). Monthly benefits will be reduced by other coverages.<br />
<ul>
<li>You will need to notify Prudential if other sources of disability income take effect</li>
</ul>
</li>
<li>If you become disabled and are unable to work for more than 150 days, then your long-term disability coverage works with other sources of disability income (such as pensions and Social Security) to pay you a percentage of your eligible compensation, up to a maximum monthly limit</li>
<li>Benefits continue until you are no longer disabled, or until you reach Normal Retirement Age as determined by the Social Security Act</li>
<li>The duration of paid benefits may vary if you are disabled after age 60, and if you have certain health conditions</li>
<li>Certain exclusions and limits for pre-existing conditions apply</li>
</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type="1_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text--connect boilerplate NO top rule" _builder_version="4.7.7" link_font="|700|||||||" ul_font_size="16px" header_3_font="|||on|||||" header_3_text_color="#2f378e" header_3_font_size="18px" header_3_line_height="1.2em" min_height="109px" custom_margin="||0px||false|false" custom_padding="0px||0px||false|false" hover_enabled="0" saved_tabs="all" sticky_enabled="0"]<h3>Contact Prudential</h3>
<p><a href="tel:18008421718"><strong>800-842-1718</strong></a></p>
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