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(5760, 15, '2022-12-02 20:19:23', '2022-12-02 20:19:23', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/fsa2023.png\" title_text=\"fsa2023\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"||30px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'publish', 'closed', 'closed', '', 'fsas-2023', '', '', '2022-12-28 16:30:16', '2022-12-28 16:30:16', '', 0, 'https://www.ingrambenefits.com/?page_id=5760', 0, 'page', '', 0),
(5764, 15, '2022-12-02 20:19:04', '2022-12-02 20:19:04', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n\r\nThere are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.\r\n\r\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2021/12/FSA-chart-2021.png\" title_text=\"FSA chart 2021\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Helpful Information About Your FSA</h3>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a>\r\n\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"MyChoice logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4>Download the App</h4>\r\nThe MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\r\n<strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a>\r\n<a href=\"tel:18773995349\">877.399.5349</a>\r\n</strong>\r\n\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-20px||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-02 20:19:04', '2022-12-02 20:19:04', '', 5760, 'https://www.ingrambenefits.com/?p=5764', 0, 'revision', '', 0),
(5765, 15, '2022-12-02 20:19:23', '2022-12-02 20:19:23', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2021/12/FSA-chart-2021.png\" title_text=\"FSA chart 2021\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"MyChoice logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-20px||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-02 20:19:23', '2022-12-02 20:19:23', '', 5760, 'https://www.ingrambenefits.com/?p=5765', 0, 'revision', '', 0),
(5766, 15, '2022-12-02 20:19:24', '2022-12-02 20:19:24', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2021/12/FSA-chart-2021.png\" title_text=\"FSA chart 2021\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"MyChoice logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-20px||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs)', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-02 20:19:24', '2022-12-02 20:19:24', '', 5760, 'https://www.ingrambenefits.com/?p=5766', 0, 'revision', '', 0),
(5767, 15, '2022-12-02 20:19:28', '2022-12-02 20:19:28', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2021/12/FSA-chart-2021.png\" title_text=\"FSA chart 2021\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"MyChoice logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-20px||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-02 20:19:28', '2022-12-02 20:19:28', '', 5760, 'https://www.ingrambenefits.com/?p=5767', 0, 'revision', '', 0),
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(5770, 15, '2022-12-02 20:42:50', '2022-12-02 20:42:50', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/fsa2023.png\" title_text=\"fsa2023\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-20px||20px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-02 20:42:50', '2022-12-02 20:42:50', '', 5760, 'https://www.ingrambenefits.com/?p=5770', 0, 'revision', '', 0),
(5772, 15, '2022-12-05 14:54:49', '2022-12-05 14:54:49', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.3) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner admin_label=\"Intro Row\" _builder_version=\"4.16\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|\" collapsed=\"off\" global_colors_info=\"{}\" custom_css_before_last_edited=\"on|desktop\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Intro Text\" _builder_version=\"4.16\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" link_font=\"|700|||||||\" custom_margin=\"||20px|\" custom_padding=\"||8px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\r\n<p style=\"padding-bottom: 1em;\">If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Toggle Row\" _builder_version=\"4.16\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - main body\" _builder_version=\"4.16\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\r\n<h3>Your Contributions</h3>\r\nYou decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,650 if you enroll only yourself, or $7,300 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2021.\r\n<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\r\nIngram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage.\r\n<h3>Using Your Account</h3>\r\nYou can use your MyChoice debit card:\r\n<ul>\r\n 	<li>at the time of service</li>\r\n 	<li>to pay your provider directly via your MyChoice account</li>\r\n</ul>\r\nYou can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.\r\n<h3>Remaining Funds</h3>\r\nMoney left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.\r\n<h3>The Triple Tax Advantage</h3>\r\n<ol>\r\n 	<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\r\n 	<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\r\n 	<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\r\n</ol>\r\n<h3>Special Eligibility Rules</h3>\r\nIn order to qualify for the HSA, you and your covered dependents must meet all the following requirements:\r\n<ul>\r\n 	<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\r\n 	<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\r\n 	<li>You can’t be covered by Medicare.</li>\r\n 	<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\r\n 	<li>You can’t be active in the military and covered by Tricare.</li>\r\n 	<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\r\n</ul>\r\n<h3>Invest in the HSA</h3>\r\n<ul>\r\n 	<li>Once your HSA balance reaches $1,000, you have investment options</li>\r\n 	<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\r\n 	<li>Some investment options charge a small fee, just like an IRA</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - working together\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]\r\n<h3>High Deductible Health Plans with an HSA—How They Work Together</h3>\r\nTogether, your contribution and Ingram’s annual contribution* can cover some or all of your out-of-pocket healthcare expenses.[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]\r\n<h3>Helpful Information About Your HSA</h3>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a> <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a> <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a> <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/35_Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses Guide</a>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - contact and learn more\" _builder_version=\"4.16\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"-20px||-20px||false|false\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\" global_colors_info=\"{}\"]\r\n<h3>Contact and Learn More</h3>\r\n<a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> <a href=\"tel:18773995349\">877-399-5349</a>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||40px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 20px\" _builder_version=\"4.16\" _module_preset=\"default\" custom_margin=\"20px||||false|false\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_text admin_label=\"Text - contact and learn more\" _builder_version=\"4.16\" link_font=\"|700|||||||\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_margin=\"-20px||-20px||false|false\" custom_padding=\"0px||0px|||\" saved_tabs=\"all\" global_colors_info=\"{}\"]\r\n<h3>No \"Use It or Lose It\" Rule</h3>\r\nAny unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.[/et_pb_text][/et_pb_column][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n\r\nIf you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - All plans bullets\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>All plans:</h3>\r\n<ul>\r\n 	<li>Use the same UHC network of providers</li>\r\n 	<li>Cover in-network preventive care at 100%</li>\r\n 	<li>Include <a href=\"/prescription-drug\">prescription drug</a> coverage</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Signature\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Signature Plan</h4>\r\n<ul>\r\n 	<li>Provides you with a high level of benefits</li>\r\n 	<li>You will pay the most out of your paycheck</li>\r\n 	<li>Office Visits only require a copay</li>\r\n 	<li>For most other services, you will pay a lower deductible (compared to the other plans) plus coinsurance</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - choice and hsa\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Choice + HSA Plan</h4>\r\n<ul>\r\n 	<li>Is a High Deductible Health Plan which means:\r\n<ul>\r\n 	<li>You will pay the cost of services, including prescriptions, until you meet the deductible</li>\r\n 	<li>You can contribute to a tax-advantaged HSA that can be used to pay out-of-pocket healthcare expenses or save for future expenses</li>\r\n 	<li>Ingram contributes to your HSA annually.\r\n<ul>\r\n 	<li>$500 for individual coverage</li>\r\n 	<li>$1,000 for family coverage.\r\n<ul>\r\n 	<li>Note: If you enroll in the Choice + HSA plan during the year, you will receive a prorated amount. You can also add your own money to your account. Both contributions, Ingram’s and yours, belong to you. Keep in mind, Ingram\'s contributions apply toward the IRS limits.</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - value and hsa\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Value + HSA Plan</h4>\r\n<ul>\r\n 	<li>Another High Deductible Health Plan which means:\r\n<ul>\r\n 	<li>You will pay the cost of services, including prescriptions, until you meet the deductible</li>\r\n 	<li>Lowest per-paycheck cost, but the highest deductible and out-of-pocket maximum</li>\r\n 	<li>You can contribute to a tax-advantaged HSA that can be used to pay out-of-pocket healthcare expenses or save for future expenses</li>\r\n 	<li>Ingram does not contribute to your HSA</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text -Premium Care Physicians\" _builder_version=\"4.17.6\" _module_preset=\"default\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>Premium Care Physicians</h3>\r\nThe UnitedHealth Premium® program evaluates physicians using evidence-based medicine and national measures to help you locate quality and cost-efficient providers.\r\n\r\nTo find a UnitedHealth Premium Care Physician go to <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a> &gt; Find Care &amp; Costs &gt; Medical Directory. Then, filter by Preferred Providers; and look for the two hearts <span style=\"font-size: 18px; color: #2f398f;\">♥♥</span>.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Virtual Visits\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>Virtual Visits</h3>\r\nVirtual Visits are a convenient, easy and confidential way to access a doctor from your home, office or while traveling. All you need is a telephone, smartphone, tablet or computer.\r\n\r\nVirtual Visits are usually $49 or less. <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/03/Telehealth-Flyer-FINAL.pdf\" target=\"_blank\" rel=\"noopener\">Please click to learn more.</a> Watch Grethel Fernandez, Director of Benefits, explain how you can use and access Telehealth in this <a href=\"https://vimeo.com/712122612/33556c6f1a\" target=\"_blank\" rel=\"noopener\">short video</a>.\r\n\r\n<strong>Generally good for:</strong>\r\n<ul>\r\n 	<li>Allergies</li>\r\n 	<li>Bladder/urinary tract infection</li>\r\n 	<li>Cough/cold or flu</li>\r\n 	<li>Fever</li>\r\n 	<li>Migraine/headache</li>\r\n 	<li>Pink eye</li>\r\n 	<li>Rash</li>\r\n 	<li>Sinus problems</li>\r\n 	<li>Sore throat</li>\r\n 	<li>And much more!</li>\r\n</ul>\r\nVirtual Visits are usually $49 or less. <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/11/Telehealth-Services-flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn More</a>.\r\n\r\nWatch Grethel Fernandez, Director of Benefits, explain how you can use and access Telehealth in this short video.\r\n\r\nRegister at <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a> or sign into your account.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - 2nd Opinion\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>Second Opinion Services</h3>\r\nYou and your dependents enrolled in a medical plan have access to a virtual expert medical consultation and navigation service at no cost through <a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a>.\r\n\r\n<a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a> connects you with board-certified, elite specialists from top medical institutions for a virtual medical consultation via phone or video from the comfort of your home. To learn more, watch this <a href=\"https://vimeo.com/719956697/6d2bbd6c6a\" target=\"_blank\" rel=\"noopener\">short video</a> that explains how you can benefit from using 2nd.MD.\r\n<h4>When to Use 2nd.MD</h4>\r\nWhen dealing with illness, injury, or chronic pain, <a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a> can help when you have medical questions about:\r\n<ul>\r\n 	<li>A new or existing diagnosis</li>\r\n 	<li>Treatment plan</li>\r\n 	<li>Possible surgery</li>\r\n 	<li>Your medications</li>\r\n 	<li>A chronic condition</li>\r\n</ul>\r\nLet <a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a> take on the burden of finding the right specialist, collecting medical records, and navigating the healthcare system, so you can focus on getting the best care.\r\n\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text -- plan comparison\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">See Plan Comparison Chart</h4>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/11/medicalPlan2023.png\" target=\"_blank\" rel=\"noopener\">Click here to view</a>\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- make the most of medical plan\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Make the Most of Your Medical Plan</h4>\r\n<p style=\"padding-bottom: .2em !important;\">Watch this <a href=\"https://lp.uhc.com/how-a-health-plan-works?cid=EI_OE%7CLPM%7CSB%7CCTM%7COE_Videos%7CNA%7CNA%7CSite_Visits%7C2021_08_01%7CHow_A_Health_Plan_Works\" target=\"_blank\" rel=\"noopener\">helpful video</a> to learn more about how a medical plan works.</p>\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- symptom support\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Symptom Support Navigator</h4>\r\n<p style=\"padding-bottom: .2em !important;\">This tool, found on <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myUHC.com</a> helps you explore your symptoms and get actionable, immediate health guidance. <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/04/symptom-support-navigator-member-flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn more.</a></p>\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- behavioral health\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||30px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Behavioral Health Resources</h4>\r\nFocusing on mental wellbeing is important, and UHC has comprehensive tools and resources available. Watch this <a href=\"https://vimeo.com/728223083/3f686b1a4a\" target=\"_blank\" rel=\"noopener\">quick video</a> to learn more about accessing these Behavioral Health tools.\r\n<p style=\"padding-bottom: .2em !important;\">Visit <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a> &gt; Coverage &amp; Benefits &gt; Mental Health to find behavioral health support for you and your family anytime, anywhere.</p>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/04/UHC-Behavioral-Health-FINAL.pdf\" target=\"_blank\" rel=\"noopener\">UHC - Behavioral Health</a>\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Consumer\" _builder_version=\"4.17.6\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4><strong>Save Money and Be a Good Healthcare Consumer</strong></h4>\r\nThe emergency room isn’t always the best place to go for care, and can mean more money out of your pocket. See this handy guide on <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/20ER-and-UC-Comparison-34389-1.pdf\" target=\"_blank\" rel=\"noopener\">where to go for care</a> and when.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- manage your health\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||20px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Manage your health with your UnitedHealthcare Health Plan</h4>\r\n<ul>\r\n 	<li>Activate your <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a>® account</li>\r\n 	<li>Download the UnitedHealthcare® app</li>\r\n 	<li>Find a network primary care provider (PCP)</li>\r\n 	<li>Schedule an appointment with your PCP</li>\r\n 	<li>Keep up on preventive care</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>UnitedHealthcare App</h4>\r\nIn addition to the UnitedHealthcare website, you can use the app to find nearby care options in network, video chat with a doctor 24/7, view and share your ID card with your doctor’s office and even check your progress toward your deductible.\r\n\r\n<strong>Download the free UHC app in the <a href=\"https://itunes.apple.com/us/app/unitedhealthcare/id1348316600?mt=8\" target=\"_blank\" rel=\"noopener\">Apple App Store</a> or <a href=\"https://play.google.com/store/apps/details?id=com.mobile.uhc\" target=\"_blank\" rel=\"noopener\">Google Play</a>.</strong>\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\r\n<strong><a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a>\r\n<a href=\"tel:8662043120\" target=\"_blank\" rel=\"noopener\">866.204.3120</a></strong><strong>\r\n</strong>\r\n\r\n[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA) 2023', '', 'inherit', 'closed', 'closed', '', '5740-revision-v1', '', '', '2022-12-05 14:54:49', '2022-12-05 14:54:49', '', 5740, 'https://www.ingrambenefits.com/?p=5772', 0, 'revision', '', 0);
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(5773, 15, '2022-12-05 15:04:43', '2022-12-05 15:04:43', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.3) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n\r\nIf you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - your contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Your Contributions</h3>\r\nYou decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,850 if you enroll only yourself, or $7,750 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2023.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - ingram contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\r\nIngram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage. If you enroll in the HSA during the year, you will receive a prorated amount. You can also add your own money to your account. Both contributions, Ingram’s and yours, belong to you. Keep in mind, Ingram\'s contributions apply toward the IRS limits.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - your account\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Using Your Account</h3>\r\nYou can use your MyChoice debit card:\r\n<ul>\r\n 	<li>at the time of service</li>\r\n 	<li>to pay your provider directly via your MyChoice account</li>\r\n</ul>\r\nYou can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - remaining funds\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Remaining Funds</h3>\r\nMoney left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - triple tax advantage\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>The Triple Tax Advantage</h3>\r\n<ol>\r\n 	<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\r\n 	<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\r\n 	<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\r\n</ol>\r\n[/et_pb_text][et_pb_text admin_label=\"Text -special rules\" _builder_version=\"4.17.6\" _module_preset=\"default\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Special Eligibility Rules</h3>\r\nIn order to qualify for the HSA, you and your covered dependents must meet all the following requirements:\r\n<ul>\r\n 	<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\r\n 	<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\r\n 	<li>You can’t be covered by Medicare.</li>\r\n 	<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\r\n 	<li>You can’t be active in the military and covered by Tricare.</li>\r\n 	<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - invest in hsa\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Invest in the HSA</h3>\r\n<ul>\r\n 	<li>Once your HSA balance reaches $1,000, you have investment options</li>\r\n 	<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\r\n 	<li>Some investment options charge a small fee, just like an IRA</li>\r\n</ul>\r\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Helpful Information About Your HSA</h3>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/35_Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses Guide</a>\r\n\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"MyChoice logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4>Download the App</h4>\r\nThe MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\r\n<strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a>\r\n<a href=\"tel:18773995349\">877.399.5349</a>\r\n</strong>\r\n\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.16\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text -- no use it lose it\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||20px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4>No \"Use It or Lose It\" Rule</h4>\r\nAny unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.\r\n\r\n[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA) 2023', '', 'inherit', 'closed', 'closed', '', '5740-revision-v1', '', '', '2022-12-05 15:04:43', '2022-12-05 15:04:43', '', 5740, 'https://www.ingrambenefits.com/?p=5773', 0, 'revision', '', 0),
(5775, 15, '2022-12-05 15:08:00', '2022-12-05 15:08:00', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/fsa2023.png\" title_text=\"fsa2023\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"-20px||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-05 15:08:00', '2022-12-05 15:08:00', '', 5760, 'https://www.ingrambenefits.com/?p=5775', 0, 'revision', '', 0),
(5777, 15, '2022-12-05 15:08:07', '2022-12-05 15:08:07', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.3) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>[/et_pb_text][et_pb_text admin_label=\"Text - your contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Your Contributions</h3>\n<p>You decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,850 if you enroll only yourself, or $7,750 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2023.</p>[/et_pb_text][et_pb_text admin_label=\"Text - ingram contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\n<p>Ingram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage. If you enroll in the HSA during the year, you will receive a prorated amount. You can also add your own money to your account. Both contributions, Ingram’s and yours, belong to you. Keep in mind, Ingram\'s contributions apply toward the IRS limits.</p>[/et_pb_text][et_pb_text admin_label=\"Text - your account\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Using Your Account</h3>\n<p>You can use your MyChoice debit card:</p>\n<ul>\n<li>at the time of service</li>\n<li>to pay your provider directly via your MyChoice account</li>\n</ul>\n<p>You can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.</p>[/et_pb_text][et_pb_text admin_label=\"Text - remaining funds\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Remaining Funds</h3>\n<p>Money left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.</p>[/et_pb_text][et_pb_text admin_label=\"Text - triple tax advantage\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>The Triple Tax Advantage</h3>\n<ol>\n<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\n<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\n<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\n</ol>[/et_pb_text][et_pb_text admin_label=\"Text -special rules\" _builder_version=\"4.17.6\" _module_preset=\"default\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Special Eligibility Rules</h3>\n<p>In order to qualify for the HSA, you and your covered dependents must meet all the following requirements:</p>\n<ul>\n<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\n<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\n<li>You can’t be covered by Medicare.</li>\n<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\n<li>You can’t be active in the military and covered by Tricare.</li>\n<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - invest in hsa\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Invest in the HSA</h3>\n<ul>\n<li>Once your HSA balance reaches $1,000, you have investment options</li>\n<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\n<li>Some investment options charge a small fee, just like an IRA</li>\n</ul>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Helpful Information About Your HSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/35_Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses Guide</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"MyChoice logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.16\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text -- no use it lose it\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||20px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>No \"Use It or Lose It\" Rule</h4>\n<p>Any unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.</p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA) 2023', '', 'inherit', 'closed', 'closed', '', '5740-revision-v1', '', '', '2022-12-05 15:08:07', '2022-12-05 15:08:07', '', 5740, 'https://www.ingrambenefits.com/?p=5777', 0, 'revision', '', 0);
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(5778, 15, '2022-12-05 15:09:33', '2022-12-05 15:09:33', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.3) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>[/et_pb_text][et_pb_text admin_label=\"Text - your contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Your Contributions</h3>\n<p>You decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,850 if you enroll only yourself, or $7,750 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2023.</p>[/et_pb_text][et_pb_text admin_label=\"Text - ingram contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\n<p>Ingram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage. If you enroll in the HSA during the year, you will receive a prorated amount. You can also add your own money to your account. Both contributions, Ingram’s and yours, belong to you. Keep in mind, Ingram\'s contributions apply toward the IRS limits.</p>[/et_pb_text][et_pb_text admin_label=\"Text - your account\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Using Your Account</h3>\n<p>You can use your MyChoice debit card:</p>\n<ul>\n<li>at the time of service</li>\n<li>to pay your provider directly via your MyChoice account</li>\n</ul>\n<p>You can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.</p>[/et_pb_text][et_pb_text admin_label=\"Text - remaining funds\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Remaining Funds</h3>\n<p>Money left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.</p>[/et_pb_text][et_pb_text admin_label=\"Text - triple tax advantage\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>The Triple Tax Advantage</h3>\n<ol>\n<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\n<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\n<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\n</ol>[/et_pb_text][et_pb_text admin_label=\"Text -special rules\" _builder_version=\"4.17.6\" _module_preset=\"default\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>Special Eligibility Rules</h3>\n<p>In order to qualify for the HSA, you and your covered dependents must meet all the following requirements:</p>\n<ul>\n<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\n<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\n<li>You can’t be covered by Medicare.</li>\n<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\n<li>You can’t be active in the military and covered by Tricare.</li>\n<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - invest in hsa\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>Invest in the HSA</h3>\n<ul>\n<li>Once your HSA balance reaches $1,000, you have investment options</li>\n<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\n<li>Some investment options charge a small fee, just like an IRA</li>\n</ul>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>Helpful Information About Your HSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/35_Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses Guide</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- no use it lose it\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||20px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4>No \"Use It or Lose It\" Rule</h4>\n<p>Any unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.</p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA) 2023', '', 'inherit', 'closed', 'closed', '', '5740-revision-v1', '', '', '2022-12-05 15:09:33', '2022-12-05 15:09:33', '', 5740, 'https://www.ingrambenefits.com/?p=5778', 0, 'revision', '', 0),
(5782, 15, '2022-12-05 15:18:14', '2022-12-05 15:18:14', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/fsa2023.png\" title_text=\"fsa2023\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"-20px||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-05 15:18:14', '2022-12-05 15:18:14', '', 5760, 'https://www.ingrambenefits.com/?p=5782', 0, 'revision', '', 0),
(5787, 15, '2022-12-05 15:19:57', '2022-12-05 15:19:57', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/fsa2023.png\" title_text=\"fsa2023\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"10px||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-05 15:19:57', '2022-12-05 15:19:57', '', 5760, 'https://www.ingrambenefits.com/?p=5787', 0, 'revision', '', 0),
(5789, 15, '2022-12-05 16:10:31', '2022-12-05 16:10:31', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>Do you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!</p>[/et_pb_text][et_pb_text admin_label=\"Text - How it Works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>How it Works</h3>\n<ul>\n<li>Determine how much to contribute for the month</li>\n<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 15th of the month to be effective the following month</li>\n<li>Funds are deducted from your paycheck before taxes</li>\n<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_text admin_label=\"Text - transit\" _builder_version=\"4.21.0\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h3>Eligible Transit Expenses</h3>\n<ul>\n<li>Buses</li>\n<li>Trains</li>\n<li>Subways</li>\n<li>Ferries</li>\n<li>Streetcars</li>\n<li>Vanpool</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - parking\" _builder_version=\"4.21.0\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h3>Eligible Parking Expenses</h3>\n<ul>\n<li>Near your place of work</li>\n<li>Near a place from which you commute to work via mass transit</li>\n<li>Employer owned/leased parking</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - Ineligible\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\n<ul>\n<li>E-Z Pass</li>\n<li>Carpools</li>\n<li>Telecommuting</li>\n<li>Taxis</li>\n<li>Tolls</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Commuter Benefits 2023', '', 'publish', 'closed', 'closed', '', 'commuter-benefits-2023', '', '', '2024-02-22 19:59:22', '2024-02-22 19:59:22', '', 0, 'https://www.ingrambenefits.com/?page_id=5789', 0, 'page', '', 0);
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(5790, 15, '2022-12-05 15:42:06', '2022-12-05 15:42:06', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"4.16\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|||\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.16\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"-1px||9px|||\" custom_padding=\"||22px|\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\r\n\r\nDo you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!\r\n\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.16\" custom_margin=\"-1px|||||\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]\r\n<h3>How it Works</h3>\r\n<ul>\r\n 	<li>Determine how much to contribute for the month</li>\r\n 	<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 10th of the month to be effective the following month</li>\r\n 	<li>Funds are deducted from your paycheck before taxes</li>\r\n 	<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\r\n</ul>\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]\r\n<h3>Eligible Transit Expenses</h3>\r\nUp to $280* pre-tax per month\r\n<ul>\r\n 	<li>Buses</li>\r\n 	<li>Trains</li>\r\n 	<li>Subways</li>\r\n 	<li>Ferries</li>\r\n 	<li>Streetcars</li>\r\n 	<li>Vanpool</li>\r\n</ul>\r\n*Subject to change by IRS.\r\n<h3>Eligible Parking Expenses</h3>\r\nUp to $280* pre-tax per month\r\n<ul>\r\n 	<li>Near your place of work</li>\r\n 	<li>Near a place from which you commute to work via mass transit</li>\r\n 	<li>Employer owned/leased parking</li>\r\n</ul>\r\n*Subject to change by IRS.\r\n<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\r\n<ul>\r\n 	<li>E-Z Pass</li>\r\n 	<li>Carpools</li>\r\n 	<li>Telecommuting</li>\r\n 	<li>Taxis</li>\r\n 	<li>Tolls</li>\r\n</ul>\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - contact and learn more\" _builder_version=\"4.16\" ul_font_size=\"16px\" header_text_color=\"#235069\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"0px|||||\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"]\r\n<h3>Contact and Learn More</h3>\r\n<a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a>\r\n<a href=\"tel:18773995349\">877-399-5349</a>\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - contact and learn more\" _builder_version=\"4.16\" ul_font_size=\"16px\" header_text_color=\"#235069\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"0px|||||\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"]\r\n<h3>Questions about Commuter Benefits?</h3>\r\n[/et_pb_text][et_pb_button button_url=\"https://www.businessolver.com/mychoice-accounts/participants/commuter-benefits\" url_new_window=\"on\" button_text=\"FAQs\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"-30px||40px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n\r\nDo you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - All plans bullets\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>All plans:</h3>\r\n<ul>\r\n 	<li>Use the same UHC network of providers</li>\r\n 	<li>Cover in-network preventive care at 100%</li>\r\n 	<li>Include <a href=\"/prescription-drug\">prescription drug</a> coverage</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Signature\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Signature Plan</h4>\r\n<ul>\r\n 	<li>Provides you with a high level of benefits</li>\r\n 	<li>You will pay the most out of your paycheck</li>\r\n 	<li>Office Visits only require a copay</li>\r\n 	<li>For most other services, you will pay a lower deductible (compared to the other plans) plus coinsurance</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - choice and hsa\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Choice + HSA Plan</h4>\r\n<ul>\r\n 	<li>Is a High Deductible Health Plan which means:\r\n<ul>\r\n 	<li>You will pay the cost of services, including prescriptions, until you meet the deductible</li>\r\n 	<li>You can contribute to a tax-advantaged HSA that can be used to pay out-of-pocket healthcare expenses or save for future expenses</li>\r\n 	<li>Ingram contributes to your HSA annually.\r\n<ul>\r\n 	<li>$500 for individual coverage</li>\r\n 	<li>$1,000 for family coverage.\r\n<ul>\r\n 	<li>Note: If you enroll in the Choice + HSA plan during the year, you will receive a prorated amount. You can also add your own money to your account. Both contributions, Ingram’s and yours, belong to you. Keep in mind, Ingram\'s contributions apply toward the IRS limits.</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text - value and hsa\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Value + HSA Plan</h4>\r\n<ul>\r\n 	<li>Another High Deductible Health Plan which means:\r\n<ul>\r\n 	<li>You will pay the cost of services, including prescriptions, until you meet the deductible</li>\r\n 	<li>Lowest per-paycheck cost, but the highest deductible and out-of-pocket maximum</li>\r\n 	<li>You can contribute to a tax-advantaged HSA that can be used to pay out-of-pocket healthcare expenses or save for future expenses</li>\r\n 	<li>Ingram does not contribute to your HSA</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"Text -Premium Care Physicians\" _builder_version=\"4.17.6\" _module_preset=\"default\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>Premium Care Physicians</h3>\r\nThe UnitedHealth Premium® program evaluates physicians using evidence-based medicine and national measures to help you locate quality and cost-efficient providers.\r\n\r\nTo find a UnitedHealth Premium Care Physician go to <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a> &gt; Find Care &amp; Costs &gt; Medical Directory. Then, filter by Preferred Providers; and look for the two hearts <span style=\"font-size: 18px; color: #2f398f;\">♥♥</span>.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Virtual Visits\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>Virtual Visits</h3>\r\nVirtual Visits are a convenient, easy and confidential way to access a doctor from your home, office or while traveling. All you need is a telephone, smartphone, tablet or computer.\r\n\r\nVirtual Visits are usually $49 or less. <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/03/Telehealth-Flyer-FINAL.pdf\" target=\"_blank\" rel=\"noopener\">Please click to learn more.</a> Watch Grethel Fernandez, Director of Benefits, explain how you can use and access Telehealth in this <a href=\"https://vimeo.com/712122612/33556c6f1a\" target=\"_blank\" rel=\"noopener\">short video</a>.\r\n\r\n<strong>Generally good for:</strong>\r\n<ul>\r\n 	<li>Allergies</li>\r\n 	<li>Bladder/urinary tract infection</li>\r\n 	<li>Cough/cold or flu</li>\r\n 	<li>Fever</li>\r\n 	<li>Migraine/headache</li>\r\n 	<li>Pink eye</li>\r\n 	<li>Rash</li>\r\n 	<li>Sinus problems</li>\r\n 	<li>Sore throat</li>\r\n 	<li>And much more!</li>\r\n</ul>\r\nVirtual Visits are usually $49 or less. <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/11/Telehealth-Services-flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn More</a>.\r\n\r\nWatch Grethel Fernandez, Director of Benefits, explain how you can use and access Telehealth in this short video.\r\n\r\nRegister at <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a> or sign into your account.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - 2nd Opinion\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h3>Second Opinion Services</h3>\r\nYou and your dependents enrolled in a medical plan have access to a virtual expert medical consultation and navigation service at no cost through <a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a>.\r\n\r\n<a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a> connects you with board-certified, elite specialists from top medical institutions for a virtual medical consultation via phone or video from the comfort of your home. To learn more, watch this <a href=\"https://vimeo.com/719956697/6d2bbd6c6a\" target=\"_blank\" rel=\"noopener\">short video</a> that explains how you can benefit from using 2nd.MD.\r\n<h4>When to Use 2nd.MD</h4>\r\nWhen dealing with illness, injury, or chronic pain, <a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a> can help when you have medical questions about:\r\n<ul>\r\n 	<li>A new or existing diagnosis</li>\r\n 	<li>Treatment plan</li>\r\n 	<li>Possible surgery</li>\r\n 	<li>Your medications</li>\r\n 	<li>A chronic condition</li>\r\n</ul>\r\nLet <a href=\"https://www.2nd.md/\" target=\"_blank\" rel=\"noopener\">2nd.MD</a> take on the burden of finding the right specialist, collecting medical records, and navigating the healthcare system, so you can focus on getting the best care.\r\n\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text -- plan comparison\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">See Plan Comparison Chart</h4>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/11/medicalPlan2023.png\" target=\"_blank\" rel=\"noopener\">Click here to view</a>\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- make the most of medical plan\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Make the Most of Your Medical Plan</h4>\r\n<p style=\"padding-bottom: .2em !important;\">Watch this <a href=\"https://lp.uhc.com/how-a-health-plan-works?cid=EI_OE%7CLPM%7CSB%7CCTM%7COE_Videos%7CNA%7CNA%7CSite_Visits%7C2021_08_01%7CHow_A_Health_Plan_Works\" target=\"_blank\" rel=\"noopener\">helpful video</a> to learn more about how a medical plan works.</p>\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- symptom support\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>Symptom Support Navigator</h4>\r\n<p style=\"padding-bottom: .2em !important;\">This tool, found on <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myUHC.com</a> helps you explore your symptoms and get actionable, immediate health guidance. <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/04/symptom-support-navigator-member-flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn more.</a></p>\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- behavioral health\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||30px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Behavioral Health Resources</h4>\r\nFocusing on mental wellbeing is important, and UHC has comprehensive tools and resources available. Watch this <a href=\"https://vimeo.com/728223083/3f686b1a4a\" target=\"_blank\" rel=\"noopener\">quick video</a> to learn more about accessing these Behavioral Health tools.\r\n<p style=\"padding-bottom: .2em !important;\">Visit <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a> &gt; Coverage &amp; Benefits &gt; Mental Health to find behavioral health support for you and your family anytime, anywhere.</p>\r\n<a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/04/UHC-Behavioral-Health-FINAL.pdf\" target=\"_blank\" rel=\"noopener\">UHC - Behavioral Health</a>\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Consumer\" _builder_version=\"4.17.6\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4><strong>Save Money and Be a Good Healthcare Consumer</strong></h4>\r\nThe emergency room isn’t always the best place to go for care, and can mean more money out of your pocket. See this handy guide on <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/20ER-and-UC-Comparison-34389-1.pdf\" target=\"_blank\" rel=\"noopener\">where to go for care</a> and when.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- manage your health\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||20px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Manage your health with your UnitedHealthcare Health Plan</h4>\r\n<ul>\r\n 	<li>Activate your <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a>® account</li>\r\n 	<li>Download the UnitedHealthcare® app</li>\r\n 	<li>Find a network primary care provider (PCP)</li>\r\n 	<li>Schedule an appointment with your PCP</li>\r\n 	<li>Keep up on preventive care</li>\r\n</ul>\r\n[/et_pb_text][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4>UnitedHealthcare App</h4>\r\nIn addition to the UnitedHealthcare website, you can use the app to find nearby care options in network, video chat with a doctor 24/7, view and share your ID card with your doctor’s office and even check your progress toward your deductible.\r\n\r\n<strong>Download the free UHC app in the <a href=\"https://itunes.apple.com/us/app/unitedhealthcare/id1348316600?mt=8\" target=\"_blank\" rel=\"noopener\">Apple App Store</a> or <a href=\"https://play.google.com/store/apps/details?id=com.mobile.uhc\" target=\"_blank\" rel=\"noopener\">Google Play</a>.</strong>\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\r\n<strong><a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a>\r\n<a href=\"tel:8662043120\" target=\"_blank\" rel=\"noopener\">866.204.3120</a></strong><strong>\r\n</strong>\r\n\r\n[/et_pb_text][/et_pb_column][/et_pb_section]', 'Commuter Benefits 2023', '', 'inherit', 'closed', 'closed', '', '5789-revision-v1', '', '', '2022-12-05 15:42:06', '2022-12-05 15:42:06', '', 5789, 'https://www.ingrambenefits.com/?p=5790', 0, 'revision', '', 0),
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(5793, 15, '2022-12-05 16:09:58', '2022-12-05 16:09:58', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n\r\nDo you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - How it Works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>How it Works</h3>\r\n<ul>\r\n 	<li>Determine how much to contribute for the month</li>\r\n 	<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 15<sup>th</sup> of the month to be effective the following month</li>\r\n 	<li>Funds are deducted from your paycheck before taxes</li>\r\n 	<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\r\n</ul>\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_text admin_label=\"Text - transit\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Eligible Transit Expenses</h3>\r\nUp to $300* pre-tax per month\r\n<ul>\r\n 	<li>Buses</li>\r\n 	<li>Trains</li>\r\n 	<li>Subways</li>\r\n 	<li>Ferries</li>\r\n 	<li>Streetcars</li>\r\n 	<li>Vanpool</li>\r\n</ul>\r\n*Subject to change by IRS.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - parking\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Eligible Parking Expenses</h3>\r\nUp to $300* pre-tax per month\r\n<ul>\r\n 	<li>Near your place of work</li>\r\n 	<li>Near a place from which you commute to work via mass transit</li>\r\n 	<li>Employer owned/leased parking</li>\r\n</ul>\r\n*Subject to change by IRS.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Ineligible\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\r\n<ul>\r\n 	<li>E-Z Pass</li>\r\n 	<li>Carpools</li>\r\n 	<li>Telecommuting</li>\r\n 	<li>Taxis</li>\r\n 	<li>Tolls</li>\r\n</ul>\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Commuter FAQs\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4>Commuter FAQs</h4>\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/2023-Commuter-Benefits-Flyer.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"10px||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_button][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\r\n<strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a>\r\n<a href=\"tel:18773995349\">877.399.5349</a>\r\n</strong>\r\n\r\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Commuter Benefits 2023', '', 'inherit', 'closed', 'closed', '', '5789-revision-v1', '', '', '2022-12-05 16:09:58', '2022-12-05 16:09:58', '', 5789, 'https://www.ingrambenefits.com/?p=5793', 0, 'revision', '', 0),
(5794, 15, '2022-12-05 16:10:23', '2022-12-05 16:10:23', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n\r\nDo you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - How it Works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>How it Works</h3>\r\n<ul>\r\n 	<li>Determine how much to contribute for the month</li>\r\n 	<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 15<sup>th</sup> of the month to be effective the following month</li>\r\n 	<li>Funds are deducted from your paycheck before taxes</li>\r\n 	<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\r\n</ul>\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_text admin_label=\"Text - transit\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Eligible Transit Expenses</h3>\r\nUp to $300* pre-tax per month\r\n<ul>\r\n 	<li>Buses</li>\r\n 	<li>Trains</li>\r\n 	<li>Subways</li>\r\n 	<li>Ferries</li>\r\n 	<li>Streetcars</li>\r\n 	<li>Vanpool</li>\r\n</ul>\r\n*Subject to change by IRS.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - parking\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3>Eligible Parking Expenses</h3>\r\nUp to $300* pre-tax per month\r\n<ul>\r\n 	<li>Near your place of work</li>\r\n 	<li>Near a place from which you commute to work via mass transit</li>\r\n 	<li>Employer owned/leased parking</li>\r\n</ul>\r\n*Subject to change by IRS.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text - Ineligible\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\r\n<ul>\r\n 	<li>E-Z Pass</li>\r\n 	<li>Carpools</li>\r\n 	<li>Telecommuting</li>\r\n 	<li>Taxis</li>\r\n 	<li>Tolls</li>\r\n</ul>\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Commuter FAQs\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4>Commuter FAQs</h4>\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/2023-Commuter-Benefits-Flyer.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_button][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\r\n<strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a>\r\n<a href=\"tel:18773995349\">877.399.5349</a>\r\n</strong>\r\n\r\n[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Commuter Benefits 2023', '', 'inherit', 'closed', 'closed', '', '5789-revision-v1', '', '', '2022-12-05 16:10:23', '2022-12-05 16:10:23', '', 5789, 'https://www.ingrambenefits.com/?p=5794', 0, 'revision', '', 0);
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(5795, 15, '2022-12-05 16:10:31', '2022-12-05 16:10:31', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>Do you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!</p>[/et_pb_text][et_pb_text admin_label=\"Text - How it Works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>How it Works</h3>\n<ul>\n	<li>Determine how much to contribute for the month</li>\n	<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 15<sup>th</sup> of the month to be effective the following month</li>\n	<li>Funds are deducted from your paycheck before taxes</li>\n	<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_text admin_label=\"Text - transit\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Eligible Transit Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Buses</li>\n<li>Trains</li>\n<li>Subways</li>\n<li>Ferries</li>\n<li>Streetcars</li>\n<li>Vanpool</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - parking\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Eligible Parking Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Near your place of work</li>\n<li>Near a place from which you commute to work via mass transit</li>\n<li>Employer owned/leased parking</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Ineligible\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\n<ul>\n<li>E-Z Pass</li>\n<li>Carpools</li>\n<li>Telecommuting</li>\n<li>Taxis</li>\n<li>Tolls</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Commuter FAQs\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Commuter FAQs</h4>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/2023-Commuter-Benefits-Flyer.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_button][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Commuter Benefits 2023', '', 'inherit', 'closed', 'closed', '', '5789-revision-v1', '', '', '2022-12-05 16:10:31', '2022-12-05 16:10:31', '', 5789, 'https://www.ingrambenefits.com/?p=5795', 0, 'revision', '', 0),
(5796, 15, '2022-12-05 16:10:32', '2022-12-05 16:10:32', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>Do you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!</p>[/et_pb_text][et_pb_text admin_label=\"Text - How it Works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>How it Works</h3>\n<ul>\n	<li>Determine how much to contribute for the month</li>\n	<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 15<sup>th</sup> of the month to be effective the following month</li>\n	<li>Funds are deducted from your paycheck before taxes</li>\n	<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_text admin_label=\"Text - transit\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Eligible Transit Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Buses</li>\n<li>Trains</li>\n<li>Subways</li>\n<li>Ferries</li>\n<li>Streetcars</li>\n<li>Vanpool</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - parking\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Eligible Parking Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Near your place of work</li>\n<li>Near a place from which you commute to work via mass transit</li>\n<li>Employer owned/leased parking</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Ineligible\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\n<ul>\n<li>E-Z Pass</li>\n<li>Carpools</li>\n<li>Telecommuting</li>\n<li>Taxis</li>\n<li>Tolls</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Commuter FAQs\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Commuter FAQs</h4>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/2023-Commuter-Benefits-Flyer.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_button][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Commuter Benefits', '', 'inherit', 'closed', 'closed', '', '5789-revision-v1', '', '', '2022-12-05 16:10:32', '2022-12-05 16:10:32', '', 5789, 'https://www.ingrambenefits.com/?p=5796', 0, 'revision', '', 0),
(5797, 15, '2022-12-05 16:10:35', '2022-12-05 16:10:35', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>Do you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!</p>[/et_pb_text][et_pb_text admin_label=\"Text - How it Works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>How it Works</h3>\n<ul>\n	<li>Determine how much to contribute for the month</li>\n	<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 15<sup>th</sup> of the month to be effective the following month</li>\n	<li>Funds are deducted from your paycheck before taxes</li>\n	<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_text admin_label=\"Text - transit\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Eligible Transit Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Buses</li>\n<li>Trains</li>\n<li>Subways</li>\n<li>Ferries</li>\n<li>Streetcars</li>\n<li>Vanpool</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - parking\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Eligible Parking Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Near your place of work</li>\n<li>Near a place from which you commute to work via mass transit</li>\n<li>Employer owned/leased parking</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Ineligible\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\n<ul>\n<li>E-Z Pass</li>\n<li>Carpools</li>\n<li>Telecommuting</li>\n<li>Taxis</li>\n<li>Tolls</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Commuter FAQs\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" hover_enabled=\"0\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Commuter FAQs</h4>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/2023-Commuter-Benefits-Flyer.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"||40px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_button][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Commuter Benefits 2023', '', 'inherit', 'closed', 'closed', '', '5789-revision-v1', '', '', '2022-12-05 16:10:35', '2022-12-05 16:10:35', '', 5789, 'https://www.ingrambenefits.com/?p=5797', 0, 'revision', '', 0),
(5799, 15, '2022-12-05 16:34:06', '2022-12-05 16:34:06', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Flexible Spending Accounts (FSAs)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"48%\" content_max_width_tablet=\"70%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.8) 0%|rgba(255,255,255,0) 86%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.8)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"86%\" background_image=\"https://www.ingrambenefits.com/wp-content/uploads/2018/09/father-son_cyclists.jpg\" background_layout=\"light\" custom_padding=\"6vw||6vw||true\" custom_padding_tablet=\"\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.57em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>There are two types of FSAs—the Healthcare FSA and the Dependent Care FSA. These accounts allow you to pay for eligible Healthcare and Dependent Care out-of-pocket expenses incurred during a calendar year using tax-free dollars. It’s important to note that the accounts are separate, and money cannot be moved between them. You may choose to participate in either one or both.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/fsa2023.png\" title_text=\"fsa2023\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - Helpful Information\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Helpful Information About Your FSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Health Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/DCFSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact and Learn More</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener noreferrer\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"||30px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-841604240-612x612.jpg\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Flexible Spending Accounts (FSAs) 2023', '', 'inherit', 'closed', 'closed', '', '5760-revision-v1', '', '', '2022-12-05 16:34:06', '2022-12-05 16:34:06', '', 5760, 'https://www.ingrambenefits.com/?p=5799', 0, 'revision', '', 0);
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(5801, 15, '2022-12-05 16:34:28', '2022-12-05 16:34:28', '[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Health Savings Account (HSA)\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width_tablet=\"68%\" content_max_width_phone=\"62%\" content_max_width_last_edited=\"on|desktop\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.3) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.3)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-HSA-header-052120.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>If you enroll in the Choice + HSA Plan or the Value + HSA Plan, you can take advantage of a Health Savings Account (HSA), administered by MyChoice. The HSA can help you save on taxes, pay medical, prescription, dental, or vision costs throughout the year and save for future healthcare expenses.​</p>[/et_pb_text][et_pb_text admin_label=\"Text - your contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Your Contributions</h3>\n<p>You decide how much you want to contribute to your HSA every year up to the IRS maximum of $3,850 if you enroll only yourself, or $7,750 if you enroll in family coverage. You can make additional catch-up contributions up to $1,000 if you are age 55 or older in 2023.</p>[/et_pb_text][et_pb_text admin_label=\"Text - ingram contributions\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>Ingram’s Contribution (Choice + HSA Plan only)</h3>\n<p>Ingram contributes annually to your HSA to help pay for out-of-pocket medical expenses before your deductible is met: $500 for individual coverage and $1,000 for family coverage. If you enroll in the HSA during the year, you will receive a prorated amount. You can also add your own money to your account. Both contributions, Ingram’s and yours, belong to you. Keep in mind, Ingram\'s contributions apply toward the IRS limits.</p>[/et_pb_text][et_pb_text admin_label=\"Text - your account\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Using Your Account</h3>\n<p>You can use your MyChoice debit card:</p>\n<ul>\n<li>at the time of service</li>\n<li>to pay your provider directly via your MyChoice account</li>\n</ul>\n<p>You can also pay out-of-pocket and then reimburse yourself, or save your HSA funds for future healthcare expenses.</p>[/et_pb_text][et_pb_text admin_label=\"Text - remaining funds\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Remaining Funds</h3>\n<p>Money left in your HSA at the end of the year will roll over to the next year. Once your HSA balance reaches $1,000, you have investment options. If you leave Ingram or retire, you take your HSA account with you for future healthcare expenses.</p>[/et_pb_text][et_pb_text admin_label=\"Text - triple tax advantage\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>The Triple Tax Advantage</h3>\n<ol>\n<li>The contributions you make to your HSA are made through payroll deduction on a before-tax basis</li>\n<li>The money in your account (including interest and investment earnings) <strong>grows tax-free </strong></li>\n<li>Funds are withdrawn tax-free to pay for qualified medical expenses</li>\n</ol>[/et_pb_text][et_pb_text admin_label=\"Text -special rules\" _builder_version=\"4.17.6\" _module_preset=\"default\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>Special Eligibility Rules</h3>\n<p>In order to qualify for the HSA, you and your covered dependents must meet all the following requirements:</p>\n<ul>\n<li>You can’t be covered by another medical plan (like your spouse’s plan) that does not qualify as a “high-deductible health plan.”</li>\n<li>You can’t be claimed as a dependent on someone else’s tax return, except as a spouse.</li>\n<li>You can’t be covered by Medicare.</li>\n<li>You can’t have received Veterans Administration health benefits in the past three months, other than for preventive care.</li>\n<li>You can’t be active in the military and covered by Tricare.</li>\n<li>You are not eligible for the HSA if your medical expenses are eligible for reimbursement under the terms of your spouse’s Health Care FSA.</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - invest in hsa\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>Invest in the HSA</h3>\n<ul>\n<li>Once your HSA balance reaches $1,000, you have investment options</li>\n<li>Several investment funds are available online – while investments do not guarantee a return, every effort is made to provide choices that help your savings grow</li>\n<li>Some investment options charge a small fee, just like an IRA</li>\n</ul>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/hsa-2021.png\" title_text=\"hsa-2021\" admin_label=\"Image - working together\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - helpful info\" _builder_version=\"4.17.6\" header_text_color=\"#1D9FD6\" header_3_text_color=\"#636466\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3>Helpful Information About Your HSA</h3>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/M793012-MCA-USER-GDE-HSA.pdf\" target=\"_blank\" rel=\"noopener\">User Guide</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/MyChoice-Mobile-App-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyChoice Mobile App</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/HSA-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA Fact Sheet</a><br /><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/35_Eligible-Expenses-Guide.pdf\" target=\"_blank\" rel=\"noopener\">Eligible Expenses Guide</a></p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/MyChoice-logo.png\" title_text=\"MyChoice logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Download the App</h4>\n<p>The MyChoice Mobile is the go-to benefits application for eligible users to review plan information on the go, have quick access to change your benefits or start an enrollment, receive important reminders, and more! The MyChoice Mobile app is available in the <a href=\"https://apps.apple.com/us/app/mychoice-mobile/id1138970986\"><strong>Apple App Store</strong></a> or <a href=\"https://play.google.com/store/apps/details?id=com.businessolver.mychoice&amp;hl=en_US&amp;gl=US\"><strong>Google Play</strong></a>.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/10/21MyChoice-Consumer-Accounts-Page-updated.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"14px\" custom_margin=\"0px||30px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_button][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/08/GettyImages-1035462566.jpg\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- no use it lose it\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||20px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4>No \"Use It or Lose It\" Rule</h4>\n<p>Any unused funds at the end of the year are yours to keep for future medical expenses. You can take your HSA balance with you if you leave Ingram.</p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Health Savings Account (HSA) 2023', '', 'inherit', 'closed', 'closed', '', '5740-revision-v1', '', '', '2022-12-05 16:34:28', '2022-12-05 16:34:28', '', 5740, 'https://www.ingrambenefits.com/?p=5801', 0, 'revision', '', 0),
(5803, 15, '2022-12-05 16:34:39', '2022-12-05 16:34:39', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Commuter Benefits\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.05em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-commuter.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|phone\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>Do you use public transportation as part of your daily commute or pay for parking while at work? If so, you are eligible for this pre-tax benefit. It’s an easy way to save money!</p>[/et_pb_text][et_pb_text admin_label=\"Text - How it Works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>How it Works</h3>\n<ul>\n	<li>Determine how much to contribute for the month</li>\n	<li>Log in and make your election online at <a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a> by the 15<sup>th</sup> of the month to be effective the following month</li>\n	<li>Funds are deducted from your paycheck before taxes</li>\n	<li>Passes are delivered to you, and cards are loaded before the new month begins</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2020/11/Commuter-Transit-Fact-Sheet-1.pdf\" url_new_window=\"on\" button_text=\"Commuter Transit Fact Sheet\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"0px||40px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_text admin_label=\"Text - transit\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Eligible Transit Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Buses</li>\n<li>Trains</li>\n<li>Subways</li>\n<li>Ferries</li>\n<li>Streetcars</li>\n<li>Vanpool</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - parking\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Eligible Parking Expenses</h3>\n<p>Up to $300* pre-tax per month</p>\n<ul>\n<li>Near your place of work</li>\n<li>Near a place from which you commute to work via mass transit</li>\n<li>Employer owned/leased parking</li>\n</ul>\n<p>*Subject to change by IRS.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Ineligible\" _builder_version=\"4.17.6\" _module_preset=\"default\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]<h3 style=\"margin-top: 15px;\">Ineligible Expenses</h3>\n<ul>\n<li>E-Z Pass</li>\n<li>Carpools</li>\n<li>Telecommuting</li>\n<li>Taxis</li>\n<li>Tolls</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Commuter FAQs\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h4>Commuter FAQs</h4>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/2023-Commuter-Benefits-Flyer.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"||30px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_button][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"http://MyIngramBenefits.com\" target=\"_blank\" rel=\"noopener\">MyIngramBenefits.com</a><br /><a href=\"tel:18773995349\">877.399.5349</a><br /></strong></p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-515832808-612x612.jpg\" _builder_version=\"4.16\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Commuter Benefits 2023', '', 'inherit', 'closed', 'closed', '', '5789-revision-v1', '', '', '2022-12-05 16:34:39', '2022-12-05 16:34:39', '', 5789, 'https://www.ingrambenefits.com/?p=5803', 0, 'revision', '', 0),
(5804, 15, '2022-12-05 17:55:24', '2022-12-05 17:55:24', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"Legal Plan\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-legal.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][et_pb_text admin_label=\"Text - how it works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>How it Works</h3>\n<p>MetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.</p>\n<p>Best of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.</p>\n<p>When you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Available Services\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/legal-plan-table-2021-2.jpg\" title_text=\"legal-plan-table-2021-2\" show_in_lightbox=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - how metlife can help\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>How MetLife Can Help</h3>\n<p><strong>An Experienced Attorney Network:</strong> You have access to the largest attorney network available, as well as the option to use an out-of-network attorney and be reimbursed for part of the costs</p>\n<p><strong>Comprehensive Coverage:</strong> With over 100 legal matters covered under the plan, you can see attorneys as many times as you need to throughout the year</p>\n<p><strong>Access to Digital Tools:</strong> MetLife provides a simple, guided online process for you to complete wills, living trusts, and durable power of attorney documents, in as a little as 15 minutes</p>\n<p><strong>Attorney Hours:</strong> Four hours of legal consultation at no cost to you, for matters such as child custody, DUIs, divorce, and more</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans-e1670263188899.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\">800.821.6400</a><br /></strong></p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/GettyImages-1208672788-72dpi.jpg\" title_text=\"Family couple consultations with a lawyer or insurance agent.\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Legal Plan 2023', '', 'publish', 'closed', 'closed', '', 'legal-plan-2023', '', '', '2022-12-28 16:32:34', '2022-12-28 16:32:34', '', 0, 'https://www.ingrambenefits.com/?page_id=5804', 0, 'page', '', 0),
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custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"4.16\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||6px|||\" custom_padding=\"||22px|\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.16\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h3>How it Works</h3>\nMetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.\n\nBest of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.\n\nWhen you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.[/et_pb_text][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 20px\" _builder_version=\"4.16\" _module_preset=\"default\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h3>Choice of Attorneys</h3>\n<ul>\n<li>Network of attorneys have been pre-qualified to provide legal services to Ingram associates</li>\n<li>Generally, if a “network attorney” provides a covered service, it’s fully covered by the plan</li>\n<li>You may choose an attorney who is not in the network – covered services will be reimbursed according to an established rate schedule</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.16\" link_font=\"|700|||||||\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"20px|||||\" hover_enabled=\"0\" saved_tabs=\"all\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h3>Contact MetLife Legal</h3>\n<p><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\"><strong>800-821-6400</strong></a></p>[/et_pb_text][/et_pb_column][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][et_pb_text admin_label=\"Text - how it works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h3>How it Works</h3>\n<p>MetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.</p>\n<p>Best of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.</p>\n<p>When you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Available Services\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/legal-plan-table-2021-2.jpg\" title_text=\"legal-plan-table-2021-2\" show_in_lightbox=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][et_pb_text admin_label=\"Text - how metlife can help\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>Choice of Attorneys</h3>\n<ul>\n<li>Network of attorneys have been pre-qualified to provide legal services to Ingram associates</li>\n<li>Generally, if a “network attorney” provides a covered service, it’s fully covered by the plan</li>\n<li>You may choose an attorney who is not in the network – covered services will be reimbursed according to an established rate schedule</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"metlife_eng_logo_rgb\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/metlife_eng_logo_rgb.png\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text -- plan comparison\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">See Plan Comparison Chart</h4>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/11/medicalPlan2023.png\" target=\"_blank\" rel=\"noopener\">Click here to view</a></p>[/et_pb_text][et_pb_text admin_label=\"Text -- make the most of medical plan\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Make the Most of Your Medical Plan</h4>\n<p style=\"padding-bottom: .2em !important;\">Watch this <a href=\"https://lp.uhc.com/how-a-health-plan-works?cid=EI_OE%7CLPM%7CSB%7CCTM%7COE_Videos%7CNA%7CNA%7CSite_Visits%7C2021_08_01%7CHow_A_Health_Plan_Works\" target=\"_blank\" rel=\"noopener\">helpful video</a> to learn more about how a medical plan works.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- symptom support\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h4>Symptom Support Navigator</h4>\n<p style=\"padding-bottom: .2em !important;\">This tool, found on <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myUHC.com</a> helps you explore your symptoms and get actionable, immediate health guidance. <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/04/symptom-support-navigator-member-flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn more.</a></p>[/et_pb_text][et_pb_text admin_label=\"Text -- behavioral health\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||30px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Behavioral Health Resources</h4>\n<p>Focusing on mental wellbeing is important, and UHC has comprehensive tools and resources available. Watch this <a href=\"https://vimeo.com/728223083/3f686b1a4a\" target=\"_blank\" rel=\"noopener\">quick video</a> to learn more about accessing these Behavioral Health tools.</p>\n<p style=\"padding-bottom: .2em !important;\">Visit <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a> &gt; Coverage &amp; Benefits &gt; Mental Health to find behavioral health support for you and your family anytime, anywhere.</p>\n<p><a href=\"http://www.ingrambenefits.com/wp-content/uploads/2022/04/UHC-Behavioral-Health-FINAL.pdf\" target=\"_blank\" rel=\"noopener\">UHC - Behavioral Health</a></p>[/et_pb_text][et_pb_text admin_label=\"Text - Consumer\" _builder_version=\"4.17.6\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h4><strong>Save Money and Be a Good Healthcare Consumer</strong></h4>\n<p>The emergency room isn’t always the best place to go for care, and can mean more money out of your pocket. See this handy guide on <a href=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/20ER-and-UC-Comparison-34389-1.pdf\" target=\"_blank\" rel=\"noopener\">where to go for care</a> and when.</p>[/et_pb_text][et_pb_text admin_label=\"Text -- manage your health\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||20px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Manage your health with your UnitedHealthcare Health Plan</h4>\n<ul>\n<li>Activate your <a href=\"http://myuhc.com\" target=\"_blank\" rel=\"noopener\">myuhc.com</a>® account</li>\n<li>Download the UnitedHealthcare® app</li>\n<li>Find a network primary care provider (PCP)</li>\n<li>Schedule an appointment with your PCP</li>\n<li>Keep up on preventive care</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"App - Text\" module_class=\"sidebar\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" custom_margin=\"||0px||false|false\" custom_padding=\"||25px||false|false\" border_color_top=\"#d9d9d9\" border_style_top=\"none\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h4>UnitedHealthcare App</h4>\n<p>In addition to the UnitedHealthcare website, you can use the app to find nearby care options in network, video chat with a doctor 24/7, view and share your ID card with your doctor’s office and even check your progress toward your deductible.</p>\n<p><strong>Download the free UHC app in the <a href=\"https://itunes.apple.com/us/app/unitedhealthcare/id1348316600?mt=8\" target=\"_blank\" rel=\"noopener\">Apple App Store</a> or <a href=\"https://play.google.com/store/apps/details?id=com.mobile.uhc\" target=\"_blank\" rel=\"noopener\">Google Play</a>.</strong></p>[/et_pb_text][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\">800.821.6400</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Legal Plan', '', 'inherit', 'closed', 'closed', '', '5804-revision-v1', '', '', '2022-12-05 17:55:24', '2022-12-05 17:55:24', '', 5804, 'https://www.ingrambenefits.com/?p=5807', 0, 'revision', '', 0),
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custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"4.16\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||6px|||\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.16\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>How it Works</h3>\nMetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.\n\nBest of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.\n\nWhen you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.[/et_pb_text][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 20px\" _builder_version=\"4.16\" _module_preset=\"default\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Choice of Attorneys</h3>\n<ul>\n<li>Network of attorneys have been pre-qualified to provide legal services to Ingram associates</li>\n<li>Generally, if a “network attorney” provides a covered service, it’s fully covered by the plan</li>\n<li>You may choose an attorney who is not in the network – covered services will be reimbursed according to an established rate schedule</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans-e1670263188899.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.16\" link_font=\"|700|||||||\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"20px|||||\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h3>Contact MetLife Legal</h3>\n<p><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\"><strong>800-821-6400</strong></a></p>[/et_pb_text][/et_pb_column][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][et_pb_text admin_label=\"Text - how it works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>How it Works</h3>\n<p>MetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.</p>\n<p>Best of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.</p>\n<p>When you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Available Services\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/legal-plan-table-2021-2.jpg\" title_text=\"legal-plan-table-2021-2\" show_in_lightbox=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - how metlife can help\" _builder_version=\"4.17.6\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h3>How MetLife Can Help</h3>\n<p><strong>An Experienced Attorney Network:</strong> You have access to the largest attorney network available, as well as the option to use an out-of-network attorney and be reimbursed for part of the costs</p>\n<p><strong>Comprehensive Coverage:</strong> With over 100 legal matters covered under the plan, you can see attorneys as many times as you need to throughout the year</p>\n<p><strong>Access to Digital Tools:</strong> MetLife provides a simple, guided online process for you to complete wills, living trusts, and durable power of attorney documents, in as a little as 15 minutes</p>\n<p><strong>Attorney Hours:</strong> Four hours of legal consultation at no cost to you, for matters such as child custody, DUIs, divorce, and more</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\">800.821.6400</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Legal Plan', '', 'inherit', 'closed', 'closed', '', '5804-revision-v1', '', '', '2022-12-05 18:06:53', '2022-12-05 18:06:53', '', 5804, 'https://www.ingrambenefits.com/?p=5809', 0, 'revision', '', 0),
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custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"4.16\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||6px|||\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.16\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>How it Works</h3>\nMetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.\n\nBest of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.\n\nWhen you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.[/et_pb_text][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 20px\" _builder_version=\"4.16\" _module_preset=\"default\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Choice of Attorneys</h3>\n<ul>\n<li>Network of attorneys have been pre-qualified to provide legal services to Ingram associates</li>\n<li>Generally, if a “network attorney” provides a covered service, it’s fully covered by the plan</li>\n<li>You may choose an attorney who is not in the network – covered services will be reimbursed according to an established rate schedule</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans-e1670263188899.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.16\" link_font=\"|700|||||||\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"20px|||||\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h3>Contact MetLife Legal</h3>\n<p><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\"><strong>800-821-6400</strong></a></p>[/et_pb_text][/et_pb_column][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][et_pb_text admin_label=\"Text - how it works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>How it Works</h3>\n<p>MetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.</p>\n<p>Best of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.</p>\n<p>When you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Available Services\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/legal-plan-table-2021-2.jpg\" title_text=\"legal-plan-table-2021-2\" show_in_lightbox=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - how metlife can help\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>How MetLife Can Help</h3>\n<p><strong>An Experienced Attorney Network:</strong> You have access to the largest attorney network available, as well as the option to use an out-of-network attorney and be reimbursed for part of the costs</p>\n<p><strong>Comprehensive Coverage:</strong> With over 100 legal matters covered under the plan, you can see attorneys as many times as you need to throughout the year</p>\n<p><strong>Access to Digital Tools:</strong> MetLife provides a simple, guided online process for you to complete wills, living trusts, and durable power of attorney documents, in as a little as 15 minutes</p>\n<p><strong>Attorney Hours:</strong> Four hours of legal consultation at no cost to you, for matters such as child custody, DUIs, divorce, and more</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\">800.821.6400</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'Legal Plan', '', 'inherit', 'closed', 'closed', '', '5804-revision-v1', '', '', '2022-12-05 18:07:14', '2022-12-05 18:07:14', '', 5804, 'https://www.ingrambenefits.com/?p=5811', 0, 'revision', '', 0);
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button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner _builder_version=\"4.16\" custom_margin=\"||0px|\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text -- INTRO copy reg.\" _builder_version=\"4.16\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||6px|||\" custom_padding=\"||22px|\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.16\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>How it Works</h3>\nMetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.\n\nBest of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.\n\nWhen you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.[/et_pb_text][et_pb_divider show_divider=\"off\" admin_label=\"Divider - 20px\" _builder_version=\"4.16\" _module_preset=\"default\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Choice of Attorneys</h3>\n<ul>\n<li>Network of attorneys have been pre-qualified to provide legal services to Ingram associates</li>\n<li>Generally, if a “network attorney” provides a covered service, it’s fully covered by the plan</li>\n<li>You may choose an attorney who is not in the network – covered services will be reimbursed according to an established rate schedule</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans-e1670263188899.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.16\" link_font=\"|700|||||||\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"20px|||||\" saved_tabs=\"all\" global_colors_info=\"{}\"]<h3>Contact MetLife Legal</h3>\n<p><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\"><strong>800-821-6400</strong></a></p>[/et_pb_text][/et_pb_column][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\"]<p>This plan provides affordable legal advice designed to help you access qualified attorneys for a range of legal services through MetLife Legal.</p>[/et_pb_text][et_pb_text admin_label=\"Text - how it works\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>How it Works</h3>\n<p>MetLife Legal services are tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.</p>\n<p>Best of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. 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With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move — MetLife Legal make it easy to get legal help. You will always have a choice in what attorney to use.</p>\n<p>Best of all, you have unlimited access to MetLife Legal attorneys for all legal matters covered under the plan. For a monthly premium, paid through payroll deduction, an expert is on your side as long as you need them.</p>\n<p>When you need help with a personal legal matter, MetLife Legal Plans is there for you to help make it a little easier.</p>[/et_pb_text][et_pb_text admin_label=\"Text - Available Services\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>Available Services (click table to view larger)</h3>\n<p>You get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms, when using a network attorney for a covered matter.</p>[/et_pb_text][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/12/legal-plan-table-2021-2.jpg\" title_text=\"legal-plan-table-2021-2\" show_in_lightbox=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text - how metlife can help\" _builder_version=\"4.17.6\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>How MetLife Can Help</h3>\n<p><strong>An Experienced Attorney Network:</strong> You have access to the largest attorney network available, as well as the option to use an out-of-network attorney and be reimbursed for part of the costs</p>\n<p><strong>Comprehensive Coverage:</strong> With over 100 legal matters covered under the plan, you can see attorneys as many times as you need to throughout the year</p>\n<p><strong>Access to Digital Tools:</strong> MetLife provides a simple, guided online process for you to complete wills, living trusts, and durable power of attorney documents, in as a little as 15 minutes</p>\n<p><strong>Attorney Hours:</strong> Four hours of legal consultation at no cost to you, for matters such as child custody, DUIs, divorce, and more</p>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2020/10/metlife-legal-plans-e1670263188899.png\" title_text=\"metlife-legal-plans\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:info@legalplans.com\">info@legalplans.com</a> (Access code: 9260450)<br /><a href=\"tel:18008216400\">800.821.6400</a><br /></strong></p>[/et_pb_text][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" title_text=\"Family couple consultations with a lawyer or insurance agent.\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/GettyImages-1208672788-72dpi.jpg\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_section]', 'Legal Plan 2023', '', 'inherit', 'closed', 'closed', '', '5804-revision-v1', '', '', '2022-12-05 18:25:48', '2022-12-05 18:25:48', '', 5804, 'https://www.ingrambenefits.com/?p=5816', 0, 'revision', '', 0),
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Learn how to strategize, plan and execute from the experts.</p>[/et_pb_text][et_pb_text admin_label=\"Text  - bullets\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<ul>\n<li>Maximize your Social Security retirement benefits</li>\n<li>Enroll in Medicare, and make sense of your Medicare premiums and how life changes may affect them</li>\n<li>Understand disability and survivor benefits</li>\n<li>And much more!</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - when to contact\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>When to Contact FED<em>logic</em></h3>\n<p>Contact FED<em>logic</em> if you’re:</p>\n<ul>\n<li>Thinking of retiring in the next couple of years</li>\n<li>Age 65 and ready for Medicare</li>\n<li>A surviving spouse</li>\n<li>A divorced widow</li>\n<li>The parent of a disabled child</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/FedLogic-Blue-Logo.jpg\" title_text=\"FedLogic Blue Logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- Retirement Navigator\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4>Retirement Navigator</h4>\n<p>Maximize your retirement benefits and navigate Medicare.</p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/COBRA-FEDlogic.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.17.6\" custom_button=\"on\" button_text_size=\"15px\" custom_margin=\"||30px||false|false\" global_colors_info=\"{}\"][/et_pb_button][et_pb_video src=\"https://www.youtube.com/watch?v=4FmHzE4jN7o\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_video][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:services@FEDlogicgroup.com\" target=\"_blank\" rel=\"noopener noreferrer\">services@FEDlogicgroup.com</a><br /><a href=\"tel:16158307016\">615.830.7016</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'FEDlogic 2023', '', 'publish', 'closed', 'closed', '', 'fedlogic-2023', '', '', '2022-12-28 16:32:43', '2022-12-28 16:32:43', '', 0, 'https://www.ingrambenefits.com/?page_id=5818', 0, 'page', '', 0),
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Learn how to strategize, plan and execute from the experts.\r\n\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.16\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text - body\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"]\r\n<ul>\r\n 	<li>Maximize your Social Security retirement benefits</li>\r\n 	<li>Enroll in Medicare, and make sense of your Medicare premiums and how life changes may affect them</li>\r\n 	<li>Understand disability and survivor benefits</li>\r\n 	<li>And much more!</li>\r\n</ul>\r\n<h3>When to Contact FED<em>logic</em></h3>\r\nContact FED<em>logic</em> if you’re:\r\n<ul>\r\n 	<li>Thinking of retiring in the next couple of years</li>\r\n 	<li>Age 65 and ready for Medicare</li>\r\n 	<li>A surviving spouse</li>\r\n 	<li>A divorced widow</li>\r\n 	<li>The parent of a disabled child</li>\r\n</ul>\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.16\" link_font=\"|700|||||||\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"8px|||||\" saved_tabs=\"all\" global_colors_info=\"{}\"]\r\n<h3>Retirement Navigator</h3>\r\nMaximize your retirement benefits and navigate Medicare.\r\n\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/COBRA-FEDlogic.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" global_colors_info=\"{}\"][/et_pb_button][et_pb_video src=\"https://www.youtube.com/watch?v=4FmHzE4jN7o\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_video][et_pb_text admin_label=\"Text--connect boilerplate NO top rule\" _builder_version=\"4.17.6\" link_font=\"|700|||||||\" header_3_font=\"|||on|||||\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" min_height=\"109px\" custom_padding=\"20px|||||\" saved_tabs=\"all\" global_colors_info=\"{}\"]\r\n<h3>Contact FEDlogic</h3>\r\n<a href=\"tel:16158307016\">615-830-7016</a>\r\n<a href=\"mailto:services@FEDlogicgroup.com\" target=\"_blank\" rel=\"noopener noreferrer\">services@FEDlogicgroup.com </a>\r\n\r\n[/et_pb_text][/et_pb_column][/et_pb_section]', 'FEDlogic 2023', '', 'inherit', 'closed', 'closed', '', '5818-revision-v1', '', '', '2022-12-05 18:29:09', '2022-12-05 18:29:09', '', 5818, 'https://www.ingrambenefits.com/?p=5819', 0, 'revision', '', 0),
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(5822, 15, '2022-12-05 18:33:34', '2022-12-05 18:33:34', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"FEDlogic\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" module_class=\"fed_title\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-FEDlogic.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n\r\nFED<em>logic</em> helps you and your family navigate your federal and state benefits. Learn how to strategize, plan and execute from the experts.\r\n\r\n[/et_pb_text][et_pb_text admin_label=\"Text \" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<ul>\r\n 	<li>Maximize your Social Security retirement benefits</li>\r\n 	<li>Enroll in Medicare, and make sense of your Medicare premiums and how life changes may affect them</li>\r\n 	<li>Understand disability and survivor benefits</li>\r\n 	<li>And much more!</li>\r\n</ul>\r\n<h3>When to Contact FED<em>logic</em></h3>\r\nContact FED<em>logic</em> if you’re:\r\n<ul>\r\n 	<li>Thinking of retiring in the next couple of years</li>\r\n 	<li>Age 65 and ready for Medicare</li>\r\n 	<li>A surviving spouse</li>\r\n 	<li>A divorced widow</li>\r\n 	<li>The parent of a disabled child</li>\r\n</ul>\r\n[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"FedLogic Blue Logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/FedLogic-Blue-Logo.jpg\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text -- Retirement Navigator\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4>Retirement Navigator</h4>\r\nMaximize your retirement benefits and navigate Medicare.\r\n\r\n[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/COBRA-FEDlogic.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_video src=\"https://www.youtube.com/watch?v=4FmHzE4jN7o\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_video][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]\r\n<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\r\n<strong><a href=\"mailto:services@FEDlogicgroup.com\" target=\"_blank\" rel=\"noopener noreferrer\">services@FEDlogicgroup.com</a>\r\n<a href=\"tel:16158307016\">615,830.7016</a>\r\n</strong>\r\n\r\n[/et_pb_text][/et_pb_column][/et_pb_section]', 'FEDlogic 2023', '', 'inherit', 'closed', 'closed', '', '5818-revision-v1', '', '', '2022-12-05 18:33:34', '2022-12-05 18:33:34', '', 5818, 'https://www.ingrambenefits.com/?p=5822', 0, 'revision', '', 0),
(5823, 15, '2022-12-05 18:35:03', '2022-12-05 18:35:03', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"FEDlogic\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" module_class=\"fed_title\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-FEDlogic.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>FED<em>logic</em> helps you and your family navigate your federal and state benefits. Learn how to strategize, plan and execute from the experts.</p>[/et_pb_text][et_pb_text admin_label=\"Text  - bullets\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<ul>\n<li>Maximize your Social Security retirement benefits</li>\n<li>Enroll in Medicare, and make sense of your Medicare premiums and how life changes may affect them</li>\n<li>Understand disability and survivor benefits</li>\n<li>And much more!</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - when to contact\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>When to Contact FED<em>logic</em></h3>\n<p>Contact FED<em>logic</em> if you’re:</p>\n<ul>\n<li>Thinking of retiring in the next couple of years</li>\n<li>Age 65 and ready for Medicare</li>\n<li>A surviving spouse</li>\n<li>A divorced widow</li>\n<li>The parent of a disabled child</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"FedLogic Blue Logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/FedLogic-Blue-Logo.jpg\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text -- Retirement Navigator\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Retirement Navigator</h4>\n<p>Maximize your retirement benefits and navigate Medicare.</p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/COBRA-FEDlogic.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_video src=\"https://www.youtube.com/watch?v=4FmHzE4jN7o\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_video][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:services@FEDlogicgroup.com\" target=\"_blank\" rel=\"noopener noreferrer\">services@FEDlogicgroup.com</a><br /><a href=\"tel:16158307016\">615,830.7016</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'FEDlogic 2023', '', 'inherit', 'closed', 'closed', '', '5818-revision-v1', '', '', '2022-12-05 18:35:03', '2022-12-05 18:35:03', '', 5818, 'https://www.ingrambenefits.com/?p=5823', 0, 'revision', '', 0),
(5824, 15, '2022-12-05 18:35:04', '2022-12-05 18:35:04', '[et_pb_section fb_built=\"1\" inner_shadow=\"on\" fullwidth=\"on\" _builder_version=\"4.16\" custom_padding=\"0|0px|0|0px|false|false\" global_colors_info=\"{}\"][et_pb_fullwidth_header subhead=\"FEDlogic\" background_overlay_color=\"rgba(255,255,255,0)\" content_max_width=\"62%\" content_max_width_tablet=\"57%\" content_max_width_phone=\"60%\" content_max_width_last_edited=\"on|phone\" module_class=\"fed_title\" _builder_version=\"4.16\" title_font_size=\"16px\" title_letter_spacing=\"2px\" title_line_height=\"1.2em\" subhead_text_color=\"#48484a\" subhead_font_size=\"48px\" subhead_line_height=\"1.1em\" background_color=\"#ffffff\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"90deg\" background_color_gradient_stops=\"rgba(255,255,255,0.64) 0%|rgba(255,255,255,0) 80%\" background_color_gradient_overlays_image=\"on\" background_color_gradient_start=\"rgba(255,255,255,0.64)\" background_color_gradient_end=\"rgba(255,255,255,0)\" background_color_gradient_end_position=\"80%\" background_image=\"http://www.ingrambenefits.com/wp-content/uploads/2019/09/topbar-FEDlogic.jpg\" background_layout=\"light\" custom_padding=\"7vw||7vw||true\" custom_padding_tablet=\"6vw||6vw||true\" custom_padding_phone=\"3vw||3vw||true\" custom_padding_last_edited=\"on|tablet\" title_font_size_tablet=\"15px\" title_font_size_phone=\"14px\" title_font_size_last_edited=\"on|phone\" subhead_font_size_tablet=\"37px\" subhead_font_size_phone=\"30px\" subhead_font_size_last_edited=\"on|desktop\" custom_css_subtitle=\"font-weight: 700;\" text_shadow_style=\"preset3\" text_shadow_blur_strength=\"0.55em\" text_shadow_color=\"rgba(255,255,255,0.55)\" global_colors_info=\"{}\" button_one_text_size__hover_enabled=\"off\" button_one_text_size__hover=\"null\" button_two_text_size__hover_enabled=\"off\" button_two_text_size__hover=\"null\" button_one_text_color__hover_enabled=\"off\" button_one_text_color__hover=\"null\" button_two_text_color__hover_enabled=\"off\" button_two_text_color__hover=\"null\" button_one_border_width__hover_enabled=\"off\" button_one_border_width__hover=\"null\" button_two_border_width__hover_enabled=\"off\" button_two_border_width__hover=\"null\" button_one_border_color__hover_enabled=\"off\" button_one_border_color__hover=\"null\" button_two_border_color__hover_enabled=\"off\" button_two_border_color__hover=\"null\" button_one_border_radius__hover_enabled=\"off\" button_one_border_radius__hover=\"null\" button_two_border_radius__hover_enabled=\"off\" button_two_border_radius__hover=\"null\" button_one_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover=\"null\" button_two_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover=\"null\" button_one_bg_color__hover_enabled=\"off\" button_one_bg_color__hover=\"null\" button_two_bg_color__hover_enabled=\"off\" button_two_bg_color__hover=\"null\"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=\"1\" use_custom_gutter=\"on\" gutter_width=\"2\" specialty=\"on\" padding_top_1=\"0px\" padding_top_2=\"0px\" padding_right_1=\"30px\" padding_1_tablet=\"|15px||\" padding_2_tablet=\"\" padding_1_phone=\"|0px||\" padding_2_phone=\"\" padding_1_last_edited=\"on|desktop\" padding_2_last_edited=\"on|desktop\" module_class_1=\"basic_column_no_sideborder\" custom_css_main_1=\"border-right: 2px dotted #d9d9d9;\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"2_3\" specialty_columns=\"2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_row_inner custom_padding_last_edited=\"on|phone\" admin_label=\"Row\" _builder_version=\"4.17.6\" custom_margin=\"||||false|false\" custom_padding=\"15px||38px||false|false\" custom_padding_tablet=\"||14px|\" custom_padding_phone=\"||0px|\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column_inner saved_specialty_column_type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text admin_label=\"Text - intro\" _builder_version=\"4.17.6\" text_font=\"|300|||||||\" text_text_color=\"#48484a\" text_font_size=\"24px\" text_line_height=\"32px\" custom_margin=\"||20px|\" custom_padding=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"21px\" text_font_size_last_edited=\"on|desktop\" text_line_height_tablet=\"\" text_line_height_phone=\"28px\" text_line_height_last_edited=\"on|desktop\" border_width_bottom=\"1px\" border_color_bottom=\"#00529c\" saved_tabs=\"all\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>FED<em>logic</em> helps you and your family navigate your federal and state benefits. Learn how to strategize, plan and execute from the experts.</p>[/et_pb_text][et_pb_text admin_label=\"Text  - bullets\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<ul>\n<li>Maximize your Social Security retirement benefits</li>\n<li>Enroll in Medicare, and make sense of your Medicare premiums and how life changes may affect them</li>\n<li>Understand disability and survivor benefits</li>\n<li>And much more!</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - when to contact\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>When to Contact FED<em>logic</em></h3>\n<p>Contact FED<em>logic</em> if you’re:</p>\n<ul>\n<li>Thinking of retiring in the next couple of years</li>\n<li>Age 65 and ready for Medicare</li>\n<li>A surviving spouse</li>\n<li>A divorced widow</li>\n<li>The parent of a disabled child</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"FedLogic Blue Logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/FedLogic-Blue-Logo.jpg\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text -- Retirement Navigator\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Retirement Navigator</h4>\n<p>Maximize your retirement benefits and navigate Medicare.</p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/COBRA-FEDlogic.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_video src=\"https://www.youtube.com/watch?v=4FmHzE4jN7o\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_video][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:services@FEDlogicgroup.com\" target=\"_blank\" rel=\"noopener noreferrer\">services@FEDlogicgroup.com</a><br /><a href=\"tel:16158307016\">615,830.7016</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'FEDlogic', '', 'inherit', 'closed', 'closed', '', '5818-revision-v1', '', '', '2022-12-05 18:35:04', '2022-12-05 18:35:04', '', 5818, 'https://www.ingrambenefits.com/?p=5824', 0, 'revision', '', 0),
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Learn how to strategize, plan and execute from the experts.</p>[/et_pb_text][et_pb_text admin_label=\"Text  - bullets\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<ul>\n<li>Maximize your Social Security retirement benefits</li>\n<li>Enroll in Medicare, and make sense of your Medicare premiums and how life changes may affect them</li>\n<li>Understand disability and survivor benefits</li>\n<li>And much more!</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - when to contact\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h3>When to Contact FED<em>logic</em></h3>\n<p>Contact FED<em>logic</em> if you’re:</p>\n<ul>\n<li>Thinking of retiring in the next couple of years</li>\n<li>Age 65 and ready for Medicare</li>\n<li>A surviving spouse</li>\n<li>A divorced widow</li>\n<li>The parent of a disabled child</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_image _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"FedLogic Blue Logo\" src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/FedLogic-Blue-Logo.jpg\" sticky_enabled=\"0\"][/et_pb_image][et_pb_text admin_label=\"Text -- Retirement Navigator\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4>Retirement Navigator</h4>\n<p>Maximize your retirement benefits and navigate Medicare.</p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/COBRA-FEDlogic.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_button][et_pb_video src=\"https://www.youtube.com/watch?v=4FmHzE4jN7o\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_video][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:services@FEDlogicgroup.com\" target=\"_blank\" rel=\"noopener noreferrer\">services@FEDlogicgroup.com</a><br /><a href=\"tel:16158307016\">615,830.7016</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'FEDlogic 2023', '', 'inherit', 'closed', 'closed', '', '5818-revision-v1', '', '', '2022-12-05 18:35:08', '2022-12-05 18:35:08', '', 5818, 'https://www.ingrambenefits.com/?p=5826', 0, 'revision', '', 0),
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Learn how to strategize, plan and execute from the experts.</p>[/et_pb_text][et_pb_text admin_label=\"Text  - bullets\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<ul>\n<li>Maximize your Social Security retirement benefits</li>\n<li>Enroll in Medicare, and make sense of your Medicare premiums and how life changes may affect them</li>\n<li>Understand disability and survivor benefits</li>\n<li>And much more!</li>\n</ul>[/et_pb_text][et_pb_text admin_label=\"Text - when to contact\" _builder_version=\"4.17.6\" header_3_text_color=\"#636466\" global_colors_info=\"{}\"]<h3>When to Contact FED<em>logic</em></h3>\n<p>Contact FED<em>logic</em> if you’re:</p>\n<ul>\n<li>Thinking of retiring in the next couple of years</li>\n<li>Age 65 and ready for Medicare</li>\n<li>A surviving spouse</li>\n<li>A divorced widow</li>\n<li>The parent of a disabled child</li>\n</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://www.ingrambenefits.com/wp-content/uploads/2022/12/FedLogic-Blue-Logo.jpg\" title_text=\"FedLogic Blue Logo\" _builder_version=\"4.17.6\" _module_preset=\"default\" max_width=\"250px\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text admin_label=\"Text -- Retirement Navigator\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px|\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\"]<h4>Retirement Navigator</h4>\n<p>Maximize your retirement benefits and navigate Medicare.</p>[/et_pb_text][et_pb_button button_url=\"http://www.ingrambenefits.com/wp-content/uploads/2021/03/COBRA-FEDlogic.pdf\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.16\" custom_button=\"on\" button_text_size=\"15px\" global_colors_info=\"{}\"][/et_pb_button][et_pb_video src=\"https://www.youtube.com/watch?v=4FmHzE4jN7o\" _builder_version=\"4.16\" global_colors_info=\"{}\"][/et_pb_video][et_pb_text admin_label=\"Text -- contact\" module_class=\"sidebar-list\" _builder_version=\"4.17.6\" text_font_size=\"15px\" text_line_height=\"1.4em\" ul_font_size=\"16px\" header_3_font=\"|||on|||||\" header_3_text_align=\"center\" header_3_text_color=\"#2f378e\" header_3_font_size=\"18px\" header_3_line_height=\"1.2em\" header_4_text_color=\"#2F398F\" header_5_line_height=\"1.2em\" custom_margin=\"||0px|\" custom_padding=\"||25px||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|desktop\" hover_enabled=\"0\" border_color_bottom=\"#d9d9d9\" border_style_bottom=\"dotted\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<h4 style=\"padding-top: 0.5em; text-align: left;\">Contact</h4>\n<p><strong><a href=\"mailto:services@FEDlogicgroup.com\" target=\"_blank\" rel=\"noopener noreferrer\">services@FEDlogicgroup.com</a><br /><a href=\"tel:16158307016\">615.830.7016</a><br /></strong></p>[/et_pb_text][/et_pb_column][/et_pb_section]', 'FEDlogic 2023', '', 'inherit', 'closed', 'closed', '', '5818-revision-v1', '', '', '2022-12-05 18:35:36', '2022-12-05 18:35:36', '', 5818, 'https://www.ingrambenefits.com/?p=5827', 0, 'revision', '', 0);
