[et_pb_section fb_built="1" fullwidth="on" _builder_version="3.22.3" custom_padding="0|0px|0|0px|false|false"][et_pb_fullwidth_header subhead="Medical" background_overlay_color="rgba(255,255,255,0)" content_max_width_tablet="68%" content_max_width_phone="62%" content_max_width_last_edited="on|desktop" _builder_version="3.29.2" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" use_background_color_gradient="on" background_color_gradient_start="rgba(255,255,255,0.88)" background_color_gradient_end="rgba(255,255,255,0)" background_color_gradient_direction="90deg" background_color_gradient_end_position="80%" background_color_gradient_overlays_image="on" background_image="https://www.ingrambenefits.com/wp-content/uploads/2018/09/hammock_family_horiz.jpg" background_layout="light" custom_padding="7vw||7vw||true" custom_padding_tablet="6vw||6vw||true" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="30px" subhead_font_size_last_edited="on|desktop" custom_css_subtitle="font-weight: 700;" text_shadow_style="preset3" text_shadow_blur_strength="0.55em" text_shadow_color="rgba(255,255,255,0.55)" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" use_custom_gutter="on" gutter_width="2" specialty="on" padding_top_1="0px" padding_top_2="0px" padding_right_1="30px" padding_1_tablet="|15px||" padding_2_tablet="" padding_1_phone="|0px||" padding_2_phone="" padding_1_last_edited="on|desktop" padding_2_last_edited="on|desktop" module_class_1="basic_column_no_sideborder" custom_css_main_1="border-right: 2px dotted #d9d9d9;" _builder_version="3.22.3"][et_pb_column type="2_3" specialty_columns="2" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_row_inner _builder_version="3.25" custom_margin="||0px|" custom_padding="0px||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text -- INTRO copy reg." _builder_version="4.4.1" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||20px|" custom_padding="||0px|||" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all"]<p style="padding-bottom: .7em;">You have three medical plan options provided by BlueCross BlueShield of Tennessee (BCBST).</p>[/et_pb_text][et_pb_text _builder_version="4.4.1"]<p style="padding-bottom: .7em;">All plans:</p>
<ul>
<li style="padding-bottom: .7em;">Use the same BCBST network of providers (Blue Network P in Tennessee and Bluecard PPO in all other states)</li>
<li style="padding-bottom: .7em;">Cover in-network preventative care at 100%</li>
<li style="padding-bottom: .7em;">Include <a href="/prescription-drug">prescription drug</a> coverage</li>
</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited="on|phone" admin_label="Row" _builder_version="4.4.1" custom_padding="15px||38px||false|false" custom_padding_tablet="||14px|" custom_padding_phone="||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.1"]<h2><strong>PhysicianNow – Telemedicine</strong></h2>
<h3><strong>ACCESS TO QUALITY HEALTHCARE – ANYTIME – ANYWHERE</strong></h3>
<p>PhysicianNow is a convenient, easy and confidential way to access a doctor from your home, office or while traveling. All you need is a telephone, smartphone, tablet or computer.</p>[/et_pb_text][et_pb_toggle title="The doctors can help with a wide range of issues:" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Doctors can help" _builder_version="4.4.1" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
	<li>Allergies</li>
	<li>Cold and flu</li>
	<li>Sinus infections</li>
	<li>Respiratory issues</li>
	<li>Rashes</li>
	<li>Bug bites</li>
	<li>Sore throats</li>
	<li>Urinary tract infections</li>
	<li>Pinkeye</li>
	<li>And more!</li>
</ul>
They can even send a prescription straight to your pharmacy if you need it.[/et_pb_toggle][et_pb_toggle title="When you use PhysicianNow:" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- When you use" _builder_version="4.4.1" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<p><strong>BASIC PPO </strong>– $0<br /><strong>PREMIER PPO </strong>– $0<br /><strong>HEALTH SAVINGS OPTION </strong>– $40 copay until the deductible is met, then $0</p>[/et_pb_toggle][et_pb_blurb title="Register 1 of 3 Ways" admin_label="Emergency Blurb" _builder_version="4.4.1" header_font_size="22px" body_font_size="18px" background_color="#eda53e" background_layout="dark" custom_padding="5%||5%||true|false" hover_enabled="0"]<ol>
<li>Visit <a href="https://www.bcbst.com/blueaccess" target="_blank" rel="noopener noreferrer">bcbst.com/blueaccess</a> and select the Managing Your Health tab. Click on the PhysicianNow tile. You can also click the "Talk to a Doctor Now" button on the homepage.</li>
<li>Call <a href="tel:18882836691">1-888-283-6691</a>.</li>
<li>Download the PhysicianNow app at the <a href="https://apps.apple.com/us/app/physiciannow/id1049100819" target="_blank" rel="noopener noreferrer">App Store</a> or <a href="https://play.google.com/store/apps/details?id=com.mdlive.BCBST_mobile&amp;hl=en_US" target="_blank" rel="noopener noreferrer">Google Play</a>.</li>
</ol>
[/et_pb_blurb][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type="1_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text -- sidebar" module_class="sidebar-list" _builder_version="4.4.1" text_font_size="15px" text_line_height="1.4em" ul_font_size="16px" header_3_font="|||on|||||" header_3_text_align="center" header_3_text_color="#235069" header_3_font_size="18px" header_3_line_height="1.2em" header_5_line_height="1.2em" custom_margin="||0px|" custom_padding="||25px|" custom_padding_tablet="" custom_padding_phone="" custom_padding_last_edited="on|desktop" border_color_bottom="#d9d9d9" border_style_bottom="dotted"]<h3 style="padding-top: 0.5em; text-align: left;">See Plan Comparison Chart</h3>
<p style="padding-bottom: .2em !important;"><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/10/medical-comparison-chart-2.png">Click here to view</a>.</p>

<h3 style="padding-top: 0.5em; text-align: left;">Medical Plan Evaluator</h3>
<p style="padding-bottom: .2em !important;"><a href="http://www.ingrambenefits.com/quiz/">Take the quiz</a>.</p>

<h3 style="padding-top: 0.5em; text-align: left;">Contact BCBST</h3>
<ul>
	<li><a href="http://www.bcbst.com" target="blank" rel="noopener noreferrer">www.bcbst.com</a></li>
	<li>800-565-9140</li>
</ul>[/et_pb_text][et_pb_toggle title="Basic PPO" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- What's an HSA?" _builder_version="3.29.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li>Good choice if you are generally in good health and rarely need medical care</li>
<li>Higher deductible than the Premier PPO, but payroll deductions are much lower</li>
<li>You pay all costs up to the deductible ($1,000 for individual coverage; $2,000 for family<br />coverage), then 20% of remaining charges</li>
<li>Can use a <a href="/fsa">Health Care FSA</a> with this plan</li>
</ul>[/et_pb_toggle][et_pb_toggle title="Premier PPO" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Key features of the HSA" _builder_version="3.29.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font_size="15" body_line_height="1.4em" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li>High level of benefits but you’ll pay the most out of your paycheck for this plan</li>
<li>Office visits only require a copay ($25 for primary care physician or $40 for specialist)</li>
<li>For most other services, you’ll pay a lower deductible than the other plans ($500 for individual<br />coverage; $1,000 for family coverage) plus 20% coinsurance</li>
<li>Can use a <a href="/fsa">Health Care FSA</a> with this plan</li>
</ul>[/et_pb_toggle][et_pb_toggle title="Health Savings Option with HSA" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Key features of the HSA" _builder_version="3.29.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font_size="15" body_line_height="1.4em" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li>Consumer-directed health plan which means you’ll research your options, compare the quality and price, and decide what’s best for you</li>
<li>You’ll pay the full cost of services, including prescriptions, until you meet the deductible ($1,600 for individual coverage; $3,200 for family coverage), then 20% of the remaining charges</li>
<li>If you have family coverage, you must meet the entire family deductible before benefits<br />are paid, even if someone meets his/her individual deductible</li>
<li>Combined with a special tax-advantaged <a href="/hsa">Health Savings Account (HSA)</a></li>
</ul>[/et_pb_toggle][/et_pb_column][/et_pb_section]