[et_pb_section fb_built="1" fullwidth="on" _builder_version="4.16" custom_padding="0|0px|0|0px|false|false" global_colors_info="{}"][et_pb_fullwidth_header subhead="Banking Benefits" background_overlay_color="rgba(255,255,255,0)" content_max_width="99%" content_max_width_tablet="70%" content_max_width_phone="74%" content_max_width_last_edited="on|phone" _builder_version="4.16" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" use_background_color_gradient="on" background_color_gradient_direction="90deg" background_color_gradient_stops="rgba(255,255,255,0.6) 0%|rgba(255,255,255,0) 76%" background_color_gradient_overlays_image="on" background_color_gradient_start="rgba(255,255,255,0.6)" background_color_gradient_end="rgba(255,255,255,0)" background_color_gradient_end_position="76%" background_image="http://www.ingrambenefits.com/wp-content/uploads/2020/08/banking-benefits-header-2.jpg" background_position="bottom_center" background_layout="light" custom_padding="7vw||7vw||true|false" custom_padding_tablet="" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="30px" subhead_font_size_last_edited="on|desktop" custom_css_subtitle="font-weight: 700;" global_colors_info="{}" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" _builder_version="4.16" custom_padding="30px|16px||||" global_colors_info="{}"][et_pb_row column_structure="2_3,1_3" _builder_version="4.16" custom_margin="||||false|false" global_colors_info="{}"][et_pb_column type="2_3" _builder_version="4.16" custom_padding="|30px|||false|false" border_width_right="2px" border_color_right="#d9d9d9" border_style_right="dotted" global_colors_info="{}"][et_pb_text admin_label="Intro Text" _builder_version="4.17.6" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||20px|" custom_padding="||20px|" hover_enabled="0" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all" global_colors_info="{}" sticky_enabled="0"]

Thanks to our relationship with Bank of America, Ingram associates are able to enjoy special banking benefits with the Banking and Investing Program.

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<h3>Changes Coming Soon to your Banking and Investing Program benefits.</h3>
<h4>While some old benefits are going away, they're being replaced by an extensive range of new benefits.</h4>
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Beginning in July, you'll have special access to enroll in the Bank of America Preferred Rewards program and receive Gold tier benefits.*( but a little 1 for a footnote) The standard combined qualifying asset balance requirement of at least $20,000 for Preferred Rewards Gold tier access will be waived for participants in the “Employee Banking and Investing Program”.

With Preferred Rewards, you will enjoy benefits and rewards designed around the ways you save, spend and borrow with Bank of America and invest with Merrill. And there's no fee to enroll or participate in Preferred Rewards.
<h5>Here’s what you need to know</h5>
On November 30, 2023, the Employee Banking and Investing Program will no longer have its own set of benefits, and instead benefits will be delivered via the Preferred Rewards Gold tier.

The following fees will no longer be waived:
<ul>
 	<li>Non-Bank of America ATM fees (fees we charge you for using another bank's ATM anywhere in the world)</li>
 	<li>Non-Bank of America teller withdrawal fees</li>
 	<li>Outgoing Bank of America domestic wire transfer fees</li>
 	<li>The current mortgage benefit is ending. Mortgage applications received by Bank of America after July 31, 2023, will not receive the current 0.50% reduction in discount points benefit. Your enrollment in Preferred Rewards will provide access to different Home Loans benefits. Visit bankofamerica.com/preferred-rewards for more information.</li>
</ul>
There may be other ways to qualify for these fee waivers and benefits via a higher Preferred Rewards tier. The other benefits you receive as part of the Employee Banking and Investing Program will continue to be available through your enrollment in the Preferred Rewards program.

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* As an employee of a company participating in the Bank of America Employee Banking and Investing Program, you are eligible to enroll in the Preferred Rewards program if you:

Have an active, eligible Bank of America personal checking account, and receive all or part of your payroll direct deposit from the participating company into an eligible Bank of America checking or savings account.

Employees qualify for the Gold tier of Preferred Rewards without meeting the balance requirement, and may qualify for higher tiers on the standard program terms. The standard program terms require an eligible Bank of America personal checking account and a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, $100,000 for the Platinum Honors tier, $1,000,000 for the Diamond tier and $10,000,000 for the Diamond Honors tier in your combined qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill investment accounts (such as Cash Management Accounts, 529 Plans). The qualifying balance is calculated based on your average daily balance for a three calendar month period. Employee benefit plans (such as 401(k)) will not count toward the combined balance requirement. If you are no longer an employee, standard program terms apply. New employees may have to wait up to one month before they can enroll to allow for their employee status to be identified. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements. For more information, visit the Preferred Rewards section of the Personal Schedule of Fees.

<img class="wp-image-4154 alignnone " src="http://www.ingrambenefits.com/wp-content/uploads/2021/10/ehl-logo.jpg" alt="" width="36" height="35" /> <a href="https://www.bankofamerica.com/help/equalhousing_popup.go" target="_blank" rel="noopener">Equal Housing Lender</a>.

Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (also referred to as “MLPF&amp;S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&amp;S is a registered broker-dealer, registered investment adviser, <a href="https://www.sipc.org/" target="_blank" rel="noopener">Member SIPC</a> and a wholly owned subsidiary of BofA Corp.

<strong>Investment products are provided by MLPF&amp;S and:</strong>
<table style="width: 100%; border-collapse: collapse;" border="1">
<tbody>
<tr>
<td style="width: 33.3333%; text-align: center;"><strong>Are Not FDIC Insured</strong></td>
<td style="width: 33.3333%; text-align: center;"><strong>Are Not Bank Guaranteed</strong></td>
<td style="width: 33.3333%; text-align: center;"><strong>May Lose Value</strong></td>
</tr>
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</table>
© 2022 Bank of America Corporation. All rights reserved. | MAP3756815 | 09/2021

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<h3>Need more information?</h3>
See the <a href="https://go.bofa.com/ingram" target="_blank" rel="noopener noreferrer">Banking and Investing Program for Ingram Associates</a> webpage for more details.
<h3>Questions</h3>
<strong><a href="tel:18883837200">888-383-7200</a></strong>

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