[et_pb_section fb_built="1" inner_shadow="on" fullwidth="on" _builder_version="3.22" custom_padding="0|0px|0|0px|false|false" collapsed="on"][et_pb_fullwidth_header subhead="Disability" background_overlay_color="rgba(255,255,255,0)" content_max_width="62%" content_max_width_tablet="57%" content_max_width_phone="60%" content_max_width_last_edited="on|phone" _builder_version="4.7.7" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" background_color_gradient_direction="90deg" background_image="http://www.ingrambenefits.com/wp-content/uploads/2020/05/ingram-disability-header-052120.jpg" background_position="center_left" background_layout="light" custom_padding="7vw||7vw||true" custom_padding_tablet="6vw||6vw||true" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="28px" subhead_font_size_last_edited="on|phone" custom_css_main_element="margin-right: -25px;" custom_css_subtitle="font-weight: 700;" subhead_text_shadow_style="preset3" text_shadow_style="preset3" text_shadow_blur_strength="0.55em" text_shadow_color="rgba(255,255,255,0.55)" button_one_text_size__hover_enabled="off" button_one_text_size__hover="null" button_two_text_size__hover_enabled="off" button_two_text_size__hover="null" button_one_text_color__hover_enabled="off" button_one_text_color__hover="null" button_two_text_color__hover_enabled="off" button_two_text_color__hover="null" button_one_border_width__hover_enabled="off" button_one_border_width__hover="null" button_two_border_width__hover_enabled="off" button_two_border_width__hover="null" button_one_border_color__hover_enabled="off" button_one_border_color__hover="null" button_two_border_color__hover_enabled="off" button_two_border_color__hover="null" button_one_border_radius__hover_enabled="off" button_one_border_radius__hover="null" button_two_border_radius__hover_enabled="off" button_two_border_radius__hover="null" button_one_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover="null" button_two_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover="null" button_one_bg_color__hover_enabled="off" button_one_bg_color__hover="null" button_two_bg_color__hover_enabled="off" button_two_bg_color__hover="null"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" use_custom_gutter="on" gutter_width="2" specialty="on" padding_top_1="0px" padding_top_2="0px" padding_right_1="30px" padding_1_tablet="|15px||" padding_2_tablet="" padding_1_phone="|0px||" padding_2_phone="" padding_1_last_edited="on|desktop" padding_2_last_edited="on|desktop" module_class_1="basic_column_no_sideborder" custom_css_main_1="border-right: 2px dotted #d9d9d9;" _builder_version="3.29.2"][et_pb_column type="2_3" specialty_columns="2" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_row_inner _builder_version="3.25" custom_margin="||0px|" custom_padding="0px||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text - intro" _builder_version="4.7.7" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||20px|" custom_padding="||10px|||" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all"]Disability coverage, offered at no cost to you, provides income protection if you are unable to work due to sickness, injury, or because you have recently given birth to a child. You must be under the care of a physician to be considered disabled.
<ul>
	<li>You must have at least six months of continuous, full-time service with Ingram before coverage is effective</li>
	<li>If you are eligible, disability coverage is provided at no cost to you</li>
	<li>Not available to deckhands and leadmen or part-time associates</li>
</ul>[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited="on|phone" admin_label="Row" _builder_version="3.25" custom_padding="15px||38px||false|false" custom_padding_tablet="||14px|" custom_padding_phone="||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text - body - STD" _builder_version="4.7.7" _module_preset="default" hover_enabled="0" sticky_enabled="0"]<h3>Short-Term Disability Benefits</h3>
<p>STD coverage only applies to a non-work-related injury or sickness that causes physical or mental impairment to such a degree of severity that you are continuously unable to perform the duties of your regular job.</p>
<ul>
<li>Coverage will begin after being disabled and out of work for seven consecutive days to satisfy the Elimination Period</li>
<li>STD Benefits will replace a certain percentage of your annual pay and will end when your disability ends, or after 150 days when you become eligible for Long-Term Disability—whichever comes first</li>
<li>Your benefits depend on your position, full-time status, length of service and your pay</li>
<li>Certain exclusions for pre-existing conditions apply</li>
</ul>
[/et_pb_text][et_pb_image src="http://www.ingrambenefits.com/wp-content/uploads/2020/12/std-payment-schedule-2021.png" title_text="std-payment-schedule-2021" _builder_version="4.7.7" _module_preset="default"][/et_pb_image][et_pb_text admin_label="Text - body - LTD" _builder_version="4.7.7" _module_preset="default" hover_enabled="0" sticky_enabled="0"]<h3>Long-Term Disability Benefits</h3>
<ul>
<li>LTD coverage provides you 60% of your salary up to the maximum monthly benefit (varies by position). Monthly benefits will be reduced by other coverages. You will need to notify Prudential if other sources of disability income take effect.</li>
<li>If you become disabled and are unable to work for more than 150 days, then your long-term disability coverage works with other sources of disability income (such as pensions and Social Security) to pay you a percentage of your eligible compensation, up to a maximum monthly limit</li>
<li>Benefits continue until you are no longer disabled, or until you reach Normal Retirement Age as determined by the Social Security Act</li>
<li>The duration of paid benefits may vary if you are disabled after age 60, and if you have certain health conditions</li>
<li>Certain exclusions and limits for pre-existing conditions apply</li>
</ul>
[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type="1_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text--connect boilerplate NO top rule" _builder_version="4.4.2" link_font="|700|||||||" ul_font_size="16px" header_3_font="|||on|||||" header_3_text_color="#2f378e" header_3_font_size="18px" header_3_line_height="1.2em" min_height="109px" custom_margin="||0px||false|false" custom_padding="0px||0px||false|false" saved_tabs="all"]<h3>Contact Prudential</h3>
800-842-1718[/et_pb_text][et_pb_image src="http://www.ingrambenefits.com/wp-content/uploads/2019/09/istockphoto-1154944156-612x612.jpg" _builder_version="3.29.2"][/et_pb_image][/et_pb_column][/et_pb_section]