[et_pb_section fb_built="1" fullwidth="on" _builder_version="3.22.3" custom_padding="0|0px|0|0px|false|false"][et_pb_fullwidth_header subhead="International Travel" background_overlay_color="rgba(255,255,255,0)" content_max_width_tablet="68%" content_max_width_phone="62%" content_max_width_last_edited="on|desktop" _builder_version="4.4.1" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" use_background_color_gradient="on" background_color_gradient_start="rgba(255,255,255,0.88)" background_color_gradient_end="rgba(255,255,255,0)" background_color_gradient_direction="90deg" background_color_gradient_end_position="78%" background_color_gradient_overlays_image="on" background_image="http://www.ingrambenefits.com/wp-content/uploads/2020/03/international-travel-header.jpg" background_layout="light" custom_padding="7vw||7vw||true" custom_padding_tablet="6vw||6vw||true" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="30px" subhead_font_size_last_edited="on|desktop" custom_css_subtitle="font-weight: 700;" text_shadow_style="preset3" text_shadow_blur_strength="0.55em" text_shadow_color="rgba(255,255,255,0.55)" button_one_text_size__hover_enabled="off" button_one_text_size__hover="null" button_two_text_size__hover_enabled="off" button_two_text_size__hover="null" button_one_text_color__hover_enabled="off" button_one_text_color__hover="null" button_two_text_color__hover_enabled="off" button_two_text_color__hover="null" button_one_border_width__hover_enabled="off" button_one_border_width__hover="null" button_two_border_width__hover_enabled="off" button_two_border_width__hover="null" button_one_border_color__hover_enabled="off" button_one_border_color__hover="null" button_two_border_color__hover_enabled="off" button_two_border_color__hover="null" button_one_border_radius__hover_enabled="off" button_one_border_radius__hover="null" button_two_border_radius__hover_enabled="off" button_two_border_radius__hover="null" button_one_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover="null" button_two_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover="null" button_one_bg_color__hover_enabled="off" button_one_bg_color__hover="null" button_two_bg_color__hover_enabled="off" button_two_bg_color__hover="null"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" use_custom_gutter="on" gutter_width="2" specialty="on" padding_top_1="0px" padding_top_2="0px" padding_right_1="30px" padding_1_tablet="|15px||" padding_2_tablet="" padding_1_phone="|0px||" padding_2_phone="" padding_1_last_edited="on|desktop" padding_2_last_edited="on|desktop" module_class_1="basic_column_no_sideborder" custom_css_main_1="border-right: 2px dotted #d9d9d9;" _builder_version="3.22.3"][et_pb_column type="2_3" specialty_columns="2" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_row_inner _builder_version="3.25" custom_margin="||0px|" custom_padding="0px||0px|"][et_pb_column_inner saved_specialty_column_type="2_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text -- INTRO copy reg." _builder_version="4.4.1" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||9px|||" custom_padding="||1em||false|false" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all"]<p>What should I do if I need medical care while traveling outside of the United States?</p>[/et_pb_text][et_pb_text _builder_version="4.6.1" custom_margin="20px||||false|false"]<p>Traveling outside of the United States often leads to many questions about medical insurance coverage. Careful preplanning can make your travel a little less stressful. These are a few things you will need to know concerning ALL services you receive:</p>
<ul>
<li>You will have to pay for any services received outside of the United States up-front and out-of-pocket.</li>
<li>After service is received, you will need to complete the necessary claim forms to be reimbursed according to your plan guidelines.</li>
<li>Please remember to obtain all itemized receipts for any services received while outside of the United States. You will be required to send these receipts in with your claim forms.</li>
<li>All paid amounts will be translated into US dollars when the claims are processed for reimbursement.</li>
</ul>[/et_pb_text][et_pb_button button_url="http://www.ingrambenefits.com/wp-content/uploads/2020/09/IMG_Assistance_brochure_2019_Prudential.pdf" url_new_window="on" button_text="Learn More" button_alignment="left" _builder_version="4.6.1" custom_button="on" button_text_color="#ffffff" button_bg_color="#eda53e" button_border_width="0px" button_border_color="rgba(0,0,0,0)" button_border_radius="2px" background_layout="dark" custom_margin="-5px||20px||false|false" hover_enabled="0" sticky_enabled="0"][/et_pb_button][et_pb_blurb title="IF YOU EXPERIENCE A MEDICAL EMERGENCY GO TO THE NEAREST HOSPITAL." admin_label="Emergency Blurb" _builder_version="4.4.1" header_font_size="22px" body_font_size="18px" background_color="#be3a27" background_layout="dark" custom_padding="5%||5%||true|false"]<p>You do not need to find an in-network provider. Medical emergencies include suspected heart attack or stroke, accident with injuries, asthma attack or other life threatening event.</p>[/et_pb_blurb][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type="1_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_toggle title="BlueCross Blue Shield" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- BlueCross Blue Shield" _builder_version="4.4.1" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]Your medical plan provides in-network international coverage options for travel outside of the United States. <a href="http://www.ingrambenefits.com/wp-content/uploads/2020/03/BCBS-Global-Core-Brochure.pdf" target="_blank" rel="noopener noreferrer">Click here for details</a> on the  <strong><em>Blue Cross Blue Shield Global Core® </em></strong>program, which provides information regarding:
<ul>
	<li>Finding a doctor and/or hospital in BlueCross BlueShield’s worldwide network.</li>
	<li>The steps to follow when health care is needed outside the United States.</li>
	<li>How to <a href="http://www.ingrambenefits.com/wp-content/uploads/2020/03/BCBS-Global-Core-Claim-Form.pdf" target="_blank" rel="noopener noreferrer">file a claim</a> for reimbursement.</li>
</ul>
<a href="http://www.ingrambenefits.com/wp-content/uploads/2020/03/Travel-ID-Card.pdf" target="_blank" rel="noopener noreferrer">View Travel ID Card</a>[/et_pb_toggle][et_pb_toggle title="CVS Caremark" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- CVS Caremark" _builder_version="4.4.1" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<p>Your prescription plan eliminates the worry of finding an in-network provider by giving you the freedom to have your prescription filled at any pharmacy.</p>
<ul>
<li>The medication will be processed just as it would in the United States under your prescription plan(generic, preferred and non-preferred).</li>
</ul>
<p><strong>Travel Tip</strong>: Before you leave for your trip, ask your pharmacist for an extended supply beyond the traditional 30 or 90 days. Your extended fills (at retail or mail order) will be charged at the appropriate coinsurance rate.</p>
<p><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/03/CVS-Caremark-Reimbursement-Claim-Form.pdf" target="_blank" rel="noopener noreferrer">View CVS Caremark Reimbursement Claim Form</a></p>[/et_pb_toggle][et_pb_toggle title="Dental and Vision" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Dental and Vision" _builder_version="4.4.1" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20px" title_line_height="1.2em" body_font="||||||||" body_font_size="15" body_line_height="1.4em" custom_margin="-6px|||||" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<p>You may submit claims to <a href="http://www.ingrambenefits.com/wp-content/uploads/2020/03/Delta-Dental-Claim-Form.pdf" target="_blank" rel="noopener noreferrer">Delta Dental</a> for out-of-network processing. <strong>Cigna Dental</strong> does not provide an out- of-network benefit; therefore any services received under this plan will be your responsibility. <strong>VSP</strong> offers in- network services in the United States and Puerto Rico only. <a href="http://www.ingrambenefits.com/wp-content/uploads/2020/03/Vision-Care-Reimbursement-Form.pdf" target="_blank" rel="noopener noreferrer">Click here to access the Vision Care Reimbursement Form.</a></p>[/et_pb_toggle][/et_pb_column][/et_pb_section]