[et_pb_section fb_built="1" fullwidth="on" _builder_version="3.22" custom_padding="0|0px|0|0px|false|false"][et_pb_fullwidth_header subhead="Employee Assistance Program" background_overlay_color="rgba(255,255,255,0)" content_max_width="99%" content_max_width_tablet="70%" content_max_width_phone="74%" content_max_width_last_edited="on|phone" _builder_version="4.4.2" title_font_size="16px" title_letter_spacing="2px" title_line_height="1.2em" subhead_text_color="#48484a" subhead_font_size="48px" subhead_line_height="1.1em" background_color="#ffffff" use_background_color_gradient="on" background_color_gradient_start="rgba(255,255,255,0.6)" background_color_gradient_end="rgba(255,255,255,0)" background_color_gradient_direction="90deg" background_color_gradient_end_position="76%" background_color_gradient_overlays_image="on" background_image="http://www.ingrambenefits.com/wp-content/uploads/2019/09/sailing_401k.jpg" background_position="bottom_center" background_layout="light" custom_padding="7vw||7vw||true|false" custom_padding_tablet="" custom_padding_phone="3vw||3vw||true" custom_padding_last_edited="on|tablet" hover_enabled="0" title_font_size_tablet="15px" title_font_size_phone="14px" title_font_size_last_edited="on|phone" subhead_font_size_tablet="37px" subhead_font_size_phone="30px" subhead_font_size_last_edited="on|desktop" custom_css_subtitle="font-weight: 700;" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built="1" _builder_version="3.22" custom_padding="30px|16px||||"][et_pb_row column_structure="2_3,1_3" use_custom_gutter="on" gutter_width="2" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat" custom_padding="0px|||||"][et_pb_column type="2_3" module_class="basic_column_no_sideborder" _builder_version="3.25" custom_padding="|30px||" custom_padding_tablet="|15px||" custom_padding_phone="|0px||" custom_padding_last_edited="on|phone" custom_css_main_element="border-right: 2px dotted #d9d9d9;" padding_phone="|0px||" padding_tablet="|15px||" padding_last_edited="on|phone" custom_padding__hover="|||"][et_pb_text admin_label="Text -- INTRO copy reg." _builder_version="4.4.2" text_font="|300|||||||" text_text_color="#48484a" text_font_size="24px" text_line_height="32px" custom_margin="||20px|" custom_padding="||20px|" hover_enabled="0" text_font_size_tablet="" text_font_size_phone="21px" text_font_size_last_edited="on|desktop" text_line_height_tablet="" text_line_height_phone="28px" text_line_height_last_edited="on|desktop" border_width_bottom="1px" border_color_bottom="#00529c" saved_tabs="all"]<p>Feel supported, connected, and rewarded every single day with expert advice, recommendations and referrals from a confidential Employee Assistance Program (EAP).</p>
[/et_pb_text][et_pb_text _builder_version="4.4.2" hover_enabled="0"]<p>At no cost to you, the EAP provides help with stress, parenting, family needs, as well as financial and legal counseling. In addition, LifeWorks offers convenient access to online resources and tools, including a wealth of well-being content, exclusive perks and special offers.</p>
<p>To learn more, visit login.lifeworks.com or download the app and click on “Sign up.”</p>
[/et_pb_text][et_pb_toggle title="Key Features" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- who is eligible" _builder_version="4.4.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_font_size="20" title_line_height="1.2em" body_line_height="1.4em" custom_padding_tablet="" custom_padding_phone="|5px||5px|false|true" custom_padding_last_edited="on|phone" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li>You are automatically enrolled at a rate of 5%</li>
<li>You may change your contribution percentage or opt out at any time</li>
<li>You choose whether to make your contributions on a pre-tax or Roth 401(k) basis</li>
<li>Your contributions are deposited into a personal retirement account</li>
<li>You decide how the funds are invested</li>
<li>If no investment options are selected, your money will be invested in a life path fund based on your year of birth and the approximate date you will retire (the fund assumes your retirement date is age 65)</li>
</ul>[/et_pb_toggle][et_pb_toggle title="Company Matching Contributions" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- how do I contribute" _builder_version="4.4.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_text_align="left" title_font_size="20" title_line_height="1.2em" body_line_height="1.4em" custom_margin="||21px|||" custom_padding="||||false|false" custom_padding_tablet="" custom_padding_phone="|5px||5px|false|true" custom_padding_last_edited="on|desktop" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<p>Ingram pays you to participate, matching up to the first 5% of eligible compensation that you contribute.</p>
<p>Depending on your years of service as of January 1 each year, Ingram matches 50% to 100% (it’s like getting an automatic return of at least 50% on your 5% investment).</p>
<p>&nbsp;</p>
<table class="I_401k_table" style="border: none;" border="0" cellspacing="0" cellpadding="0">
<thead>
<tr>
<th>YOUR YEARS OF SERVICE</th>
<th>COMPANY MATCH</th>
</tr>
</thead>
<tbody>
<tr>
<td>Less than 5 years</td>
<td>50% of the first 5% of your eligible pay</td>
</tr>
<tr>
<td>5 to 9 years</td>
<td>75% of the first 5% of your eligible pay</td>
</tr>
<tr>
<td>10 years or more</td>
<td>100% of the first 5% of your eligible pay</td>
</tr>
</tbody>
</table>[/et_pb_toggle][et_pb_toggle title="Pre-tax vs. Roth 401(k) Contributions" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- how do I contribute" _builder_version="4.4.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_text_align="left" title_font_size="20" title_line_height="1.2em" body_line_height="1.4em" custom_margin="-5px||31px|||" custom_padding_tablet="" custom_padding_phone="|5px||5px|false|true" custom_padding_last_edited="on|phone" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li><strong>Pre-tax:</strong> Contributions are made before taxes are withheld, reducing the amount of federal income tax you pay</li>
<li><strong>Roth 401(k):</strong> An after-tax option in which the earnings on your investments grow tax-free, provided certain requirements are met</li>
</ul>[/et_pb_toggle][et_pb_toggle title="Vesting" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- vesting NEW mobile-friendly table" _builder_version="4.4.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_text_align="left" title_font_size="20" title_line_height="1.2em" body_line_height="1.4em" custom_margin="-14px||35px|||" custom_padding_tablet="" custom_padding_phone="|5px||5px|false|false" custom_padding_last_edited="on|phone" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<p>Vesting is when you attain ownership of the money in your 401(k) plan account that cannot be forfeited, even if you leave Ingram.</p>
<p>You are 100% vested in your own contributions to the plan and their earnings; you become vested in your Ingram matching contributions over time.</p>
<p>&nbsp;</p>
<table class="I_general_table I_401k_table2" style="border: none;" border="0" cellspacing="0" cellpadding="0">
<thead>
<tr>
<th>YOUR YEARS OF SERVICE</th>
<th>PERCENTAGE VESTED IN COMPANY MATCHING CONTRIBUTIONS</th>
</tr>
</thead>
<tbody>
<tr>
<td>Less than 2 years</td>
<td>0%</td>
</tr>
<tr>
<td>2 but less than 3</td>
<td>25%</td>
</tr>
<tr>
<td>3 but less than 4</td>
<td>50%</td>
</tr>
<tr>
<td>4 but less than 5</td>
<td>75%</td>
</tr>
<tr>
<td>5 or more</td>
<td>100%</td>
</tr>
</tbody>
</table>[/et_pb_toggle][et_pb_toggle title="Required Notices" open_toggle_background_color="#ffffff" closed_toggle_background_color="#ffffff" icon_color="#68bd45" admin_label="Toggle -- Required Plan Change Notices" _builder_version="4.4.2" title_text_color="#8f8f8f" title_font="|700|||||||" title_text_align="left" title_font_size="20" title_line_height="1.2em" body_line_height="1.4em" custom_margin="-14px||35px|||" custom_padding_tablet="" custom_padding_phone="|5px||5px|false|false" custom_padding_last_edited="on|phone" custom_css_toggle_icon="font-size: 34px;" border_width_all="0px" border_width_bottom="2px" border_style_bottom="dotted"]<ul>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/11/2018-Ingram-401k-Plan-SAR.pdf" target="_blank" rel="noopener noreferrer">Ingram 401(k) Plan Summary Annual Report</a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/11/2018-Ingram-401k-Plan-SAR.pdf" target="_blank" rel="noopener noreferrer">Ingram Marine Group Retirement Plan Summary Annual Report</a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/11/IN2302-401k-Plan-Part-Disc-Sept-2019.pdf" target="_blank" rel="noopener noreferrer">Ingram 401(k) Disclosure Document</a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/11/IN2305-IMG-Retirement-Plan-Part-Disc-Sept-2019.pdf" target="_blank" rel="noopener noreferrer">Ingram Marine Group Retirement Plan Disclosure Document</a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/11/401k-Annual-Notice.pdf" target="_blank" rel="noopener noreferrer">Ingram 401(k) Plan Annual Notice</a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/11/IMG-QDIA-Notice.pdf" target="_blank" rel="noopener noreferrer">Ingram Marine Group Retirement Plan Annual Notice </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2019/12/American-Fund-Change-Notice.pdf" target="_blank" rel="noopener noreferrer">American Funds Summary Notification </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/01/Ingram-401k-Fund-Chnage-Notice.pdf" target="_blank" rel="noopener noreferrer">Ingram 401(k) Plan Fund Change Notice </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/01/Ingram-Marine-Group-Retirement-Plan-Fund-Change-Notice.pdf" target="_blank" rel="noopener noreferrer">Ingram Marine Group Retirement Plan Fund Change Notice</a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/01/Ingram-Deferred-Compensation-Plans-Investment-Plans-Fund-Change-Notice.doc" target="_blank" rel="noopener noreferrer">Ingram Deferred Compensation Plans Fund Change Notice</a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/01/Ingram-Marine-Group-Retirement-Plan-Fund-Fact-Sheet.pdf" target="_blank" rel="noopener noreferrer">Ingram 401(k) QDIA Notice </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/01/Ingram-Marine-Group-Retirement-Plan-Fund-Fact-Sheet.pdf" target="_blank" rel="noopener noreferrer">Ingram Marine Group Retirement Plan QDIA Notice </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/01/Vanguard-Target-Retirement-2015-Trust-II-Fund-Fact-Sheet.pdf" target="_blank" rel="noopener noreferrer">Vanguard Target Retirement 2015 Trust II Fund Fact Sheet </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/01/Delaware-Small-Cap-Value-Fund-Class-R6-Fund-Fact-Sheet.pdf" target="_blank" rel="noopener noreferrer">Delaware Small Cap Value Fund (Class R6) Fund Fact Sheet </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/04/401k-SPD-2019-11.pdf" target="_blank" rel="noopener noreferrer">Ingram 401(k) Plan SPD </a></strong></li>
<li><strong><a href="http://www.ingrambenefits.com/wp-content/uploads/2020/04/IMG-SPD-2019-11.pdf" target="_blank" rel="noopener noreferrer">Ingram Marine Group Retirement Plan SPD</a></strong></li>
</ul>[/et_pb_toggle][/et_pb_column][et_pb_column type="1_3" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text module_class="sidebar" _builder_version="4.4.2" text_line_height="1.4em" ul_font_size="16px" header_3_font="|||on|||||" header_3_text_color="#235069" header_3_font_size="18px" header_3_line_height="1.2em" custom_padding="0px||10px||false|false" border_color_top="#d9d9d9" border_style_top="none" saved_tabs="all"]<h3>Contact</h3>
<ul>
<li><strong>John Hancock Retirement Plan Services</strong>
<ul>
<li><a href="http://www.mylife.jhrps.com" target="blank" rel="noopener noreferrer"><strong>www.mylife.jhrps.com</strong></a></li>
<li><strong><span style="color: #647c41;">800-294-3575</span></strong></li>
</ul>
</li>
<li><strong>Ingram Pension &amp; 401(k) Department</strong>
<ul>
<li><strong><span style="color: #647c41;">800-876-7266</span></strong></li>
</ul>
</li>
</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]